MLO | Mortgage & Real Estate Podcast

MLO Show

Learn How to Win the Mortgage Game when Buying, Selling or Refinancing MLO (Modern Loan Officer) one of the fastest growing Financial Podcasts. MLO focuses on assisting everyone in winning the Mortgage game. If you are planning to Buy, Sell or Refinance your Home this is Podcast to follow. Hosted by Licensed Mortgage Advisor Addison Nett (Addy Nett) NMLS 1542184 © License # ML-3547 New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding (NMLS #6606). All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010.

All Episodes

For the season 4 opener we have a special guest who traveled across the country to be a guest on the MLO show. Surprisingly this episode begins with comparing East Coast & West Coast Real Estate. However, Jimmy and Addy turn the conversation into a deeper discussion of how each of them were never taught to own a home and how that experience plays a deeper motivation and passion to assist individuals with turning the financial course of their lives .📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Jimmy Joseph NMLS 1577754Additional Company Notes:Broker Solutions Inc. dba New American Funding is a direct lender offering home loan programs  | NMLS ID #6606 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. New American Funding is an Equal Opportunity Lender

Dec 3

47 min 42 sec

Homebuyers and Sellers have now settled into a continued run of low interest rate opportunities for almost 12 months. Low rates and lower payments have been a contributing factor to the fasted paced real estate market by creating additional demand as consumers feel "this is their time." However, what factors of the economy, now and in the future will impact mortgage interest rates. Are we to see a resurfacing of higher rates and lower buying power? Or will the current administration and economy continue a run of unprecedented appreciation and what seems to be the cheapest money we have historically experienced. On this episode, Addy Nett brings special Guest Tony Blodgett to discuss his take on the future of interest rates and the economical impacts of how they are determined. If yoAs a Certified Mortgage Banker® with 20 years of experience in the mortgage banking industry, Tony Blodgett has a strong track record in leading diverse teams of professionals to new levels of success. He has the proven ability to identify opportunities, develop innovative ideas for enhancing competitiveness, increase revenues, ensure steady growth, and improve customer service offerings.📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Tony Blodgett Certified Mortgage BankerAdditional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Sep 13

43 min 25 sec

A majority of homebuyers get pre qualified or pre approved with the most convenient person or company at the time. Then, they find a home, make an offer, get offer accepted, and finally go to the drawing board and decide who will be their lender. This common approach not only leaves you susceptible to your contract being terminated by the sellers. You could have been making major decisions on offering a home with inaccurate information and financials from that original lender. In this episode, Addy and Casey discuss a better approach to deciding who your lender should be as well as the consequences that are in play if you decide to switch lenders during the home buying process. 📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Aug 27

31 min 16 sec

As Mortgage Advisors, we are truly on the front lines of the Real Estate Market supporting our homebuyers. From our perspective, the shift has begun! Will this be short term, long term, a blip in the market? Either way, Addy and Casey share what has quickly changed from the buyer and seller relationships and how that could impact your strategy for purchasing a home.📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Aug 21

33 min 5 sec

Part 2:Our Country has experienced record out of state relocations since the pandemic. American's are adapting to a new world of remote work and the convenience of being able to physically live wherever they desire. This has brought forth a new demand in the Real Estate industry. A demand for an expert out of state relocation team. Many people decide to use their Employers "preferred relocation support staff" who typically leaves the family lost and under supported.Today we have one of the Pacific Northwest's top relocation team leads, Heather Listy. Heather and Addy review the top client stories and real estate approaches that has successfully relocated hundreds of families to their local area. This is part 1 of 2 of MLO special relocation episode. 📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Aug 12

33 min 57 sec

Our Country has experienced record out of state relocations since the pandemic. American's are adapting to a new world of remote work and the convenience of being able to physically live wherever they desire. This has brought forth a new demand in the Real Estate industry. A demand for an expert out of state relocation team. Many people decide to use their Employers "preferred relocation support staff" who typically leaves the family lost and under supported.Today we have one of the Pacific Northwest's top relocation team leads, Heather Listy. Heather and Addy review the top client stories and real estate approaches that has successfully relocated hundreds of families to their local area. This is part 1 of 2 of MLO special relocation episode. 📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Aug 5

39 min 53 sec

In todays episode we cover real life average Joe steps to owning multiple properties without having a major pool of money or singing up to attend the next get rich through Real Estate presentation at your local Holiday Inn on Tuesday night.  📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Jul 23

29 min 37 sec

Guidelines to financing are always changing and the pandemic has brought a change in the top mistakes we are seeing homebuyers make when getting pre approved. In this episode we break down simple ways to make sure your your financing doesn't fall thru and the stress can be limited. 📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Jul 8

31 min 54 sec

It is no secret online Lending institutions are rapidly becoming a normal go-to for their Mortgage in many Markets. It may surprise you that the independent Community Mortgage Professional has some convincing compensation factors to consider before you decide to give your business to the Giants of the FinTech world! These 3 advantages are worth considering when you decide if who you will get your mortgage from.📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Jul 2

30 min 8 sec

Interviewing Mortgage Representatives can be painful. Especially when their sales pitch is loaded with lingo, jargon, terms and phrases that could seem beneficial to you as a homeowner. This episode, Addy and Casey take a light hearted approach to pointing "misleading" approaches Mortgage Professionals are taking to sway and convince their potential clients to use them for their financing. 📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Jun 23

26 min 42 sec

2021 continues to set records Nationally for one of the most competitive buyers markets in history. Unfortunately, this has left certain buyers utilizing government loans in a position of frustration and defeat. Today, Addy Nett shares recent success stories of getting VA Approved Buyer's offers accepted. These stories and key takeaways can be utilized for any loan product and home buyer to make your offer potentially more appealing to the seller. 📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! ✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Jun 21

28 min 58 sec

In this episode, we really wanted to cover the best steps when planning to buy a home. Many homebuyers or potential homebuyers can take these steps prior to even looking on Redfin or Zillow. Addy Nett gives his insights to dialing in the financing prior to choosing a Realtor as well as great takeaways on interviewing Lenders & Agents. These "pregame" strategies can lead reduced stress and higher percentage of your offer being more attractive to sellers!📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender#mortgage #realestate #realtor #mortgagebroker #home #realestateagent #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #broker #loanofficer #loans #creditrepair #mortgagelender #homeloans #dreamhome #creditscore #credit #realtorlife #business #money #homebuyers #properties #mortgagerates #bhfyp

Jun 16

29 min 23 sec

Real Estate continues to remain ultra competitive and down right ruthless in 2021, leaving many home owners to ponder refinancing instead of selling. Even if you do not yet own a home, Addy Nett and Casey Carpenter discuss a short list of things Mortgage Companies don't tell consumers. These insider points will arm you with an understanding of how not to be fooled or mislead into a mortgage that isn't structured in your best interest. 📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender#mortgage #realestate #realtor #mortgagebroker #home #realestateagent #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #broker #loanofficer #loans #creditrepair #mortgagelender #homeloans #dreamhome #creditscore #credit #realtorlife #business #money #homebuyers #properties #mortgagerates #bhfyp

Jun 10

18 min 15 sec

2021 is on pace to be another record Real Estate year in the United States. With supply being at all-time lows and demand continuing to increase, getting an accepted offer is slowing becoming a Willy Wonka Golden Ticket occurrence.If you are currently working to get an offer accepted or simply preparing to jump into the game, this episode is one to take some notes on. Addy Nett and Casey Carpenter discuss the key steps you can do to prepare and execute a competitive offer. The breakdowns include choosing the right mortgage professional, partnering with a real estate agent who has the right experience, and really developing a strategy to efficiently get into a contract and purchase a home.  📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender#mortgage #realestate #realtor #mortgagebroker #home #realestateagent #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #broker #loanofficer #loans #creditrepair #mortgagelender #homeloans #dreamhome #creditscore #credit #realtorlife #business #money #homebuyers #properties #mortgagerates #bhfyp

May 27

27 min 33 sec

Most people do not understand the term Locked versus Floating. In this MLO Short, Addy Nett breaks down the basics of how when your interest rate is locked and when it is floating. This basic run-down really opens the perspective of what you might think your monthly payment will be and what your actual monthly payment ends up being when you buy or refinance your home!📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 1458123Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender#mortgage #realestate #realtor #mortgagebroker #home #realestateagent #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #broker #loanofficer #loans #creditrepair #mortgagelender #homeloans #dreamhome #creditscore #credit #realtorlife #business #money #homebuyers #properties #mortgagerates #bhfyp

May 24

9 min 44 sec

☑️ Depending on where you are at in the home buying process (preparing, looking, or already closed) This episode is a great breakdown of the basics for budgeting as a homeowner. Not just your repairs and big-ticket items but how do we take a “big picture” approach to budget our income and overall spending habits. Today trusted team member and Licensed Financial Advisor, Mark Meek discusses the basics of budgeting your monthly income and overall monthly expenses.📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 145813Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071​ | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender#mortgage #realestate #realtor #mortgagebroker #home #realestateagent #newhome #investment #property #refinance #househunting #firsttimehomebuyer #finance #forsale #broker #loanofficer #loans #creditrepair #mortgagelender #homeloans #dreamhome #creditscore #credit #realtorlife #business #money #homebuyers #properties #mortgagerates #bhfyp

May 20

29 min 19 sec

As Mortgage Professionals, we are often asked what the difference is between using a Big Bank or Mortgage Company. In this episode, we discuss the Pros & Cons of using Big Banks when buying a home.📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 145813✅  All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071​ | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

May 15

27 min 21 sec

What is Mortgage Insurance and how does it differ between FHA and Conventional Mortgages?📲 Have Questions? Call OR Text our VIP Hotline!(503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00AM  - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00PM  - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 145813✅  All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071​ | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

May 3

31 min 16 sec

☑️ In this episode, we are joined by our producer Joshua Billups as he asks real questions about VA Home Loans.📲 Have Questions? Call OR Text our VIP Hotline!(503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00AM  - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00PM  - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 145813✅  All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071​ | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Apr 23

46 min 56 sec

☑️ Today we will discuss 5 things that can delay or derail your home loan.📲 Have Questions? Call OR Text our VIP Hotline!(503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 145813✅  All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071​ | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Apr 14

30 min 4 sec

📲 Have Questions? Call OR Text our VIP Hotline! (503) 847-9038🔊 The MLO Show is also available on all major podcast platforms. Be sure to subscribe to get all your favorite content at your fingertips! 🖥  Be sure to check out the MLO Show Wednesday nights at 9:30 PM - Comcast Channel 21 & Verizon Channel 32. The MLO Show re-airs every Sunday at 10:00 AM - Comcast Channel 21 & Verizon Channel 32, and Mondays at 4:00 PM - Comcast Channel 11 & Verizon Channel 22. * The MLO Show currently airs only in Multnomah County.✅ Guests are NMLS Licensed Mortgage Advisors:🎙 Addison Nett NMLS 1542184🎙 Casey Carpenter NMLS 145813✅  All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071​ | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Apr 9

33 min 1 sec

Lets Talk about the Millennial Surge in The Real Estate MarketCurious If you Should Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 30

28 min 10 sec

Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 20

32 min 5 sec

3 Major Impacts You Must Know When Buying a Home. What determines your monthly payment?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 7

27 min 43 sec

Talking Home Loans with a Real World ClientText or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

50 min 24 sec

The Cost of Living in Vancouver, WashingtonText or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

21 min 38 sec

How Do Real Estate Appraisals Work in 2021Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

27 min 47 sec

Do I Get to Skip Mortgage Payments?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

27 min 31 sec

Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

27 min 17 sec

In this weeks episode we are talking about 5 first-time home buyer myths.Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

27 min 38 sec

Behind The Curtain: What happens during the Underwriting of a MortgageCurious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review: 503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

28 min 30 sec

In this weeks episode Addy and Casey will cover the 3 C's of Homebuying.Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

28 min 29 sec

In this weeks episode we dive into todays hot market and how to avoid getting discouraged when buying a home. Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

28 min 30 sec

How do we survive an affordability crisis? On this weeks episode Addy and Brie are going to break down these fine details to teach you how to succeed in a affordability crisis. Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

28 min 21 sec

In this weeks episode Addy and special guest Heather Listy break down 10 things you MUST know when considering buying or relocating to Portland, OR.Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Mar 4

37 min 47 sec

The holidays brings much pressure to over spend and unfortunately put families in debt situations which can be near impossible to recover from. Today we revolve around the topic of Debt, specifically to Holiday Credit Card Spending and how this impacts the US Household. Can our spending habits prevent us from purchasing a home? Is the equity in our homes a realistic plan to save us from credit card debt? Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Dec 2020

46 min 26 sec

The new Mortgage Limits have been announced for 2021. In many cases around the nation, this directly impacts the buying power and budgets for families planning to buy and sell. Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038 Guests are NMLS Licensed Mortgage Advisors: Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627 All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Dec 2020

37 min 58 sec

Today we are taking time to show our appreciation for all of our Service Members. MLO breaks down the top benefits of the VA Loan. Bonus Coverage Includes: Other VA Benefits outside of Mortgage and Real Estate to Know!Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Nov 2020

45 min 47 sec

How can you prepare to take advantage of either outcome? With results currently pending, MLO discusses the impact on the markets of Stocks, Rates and Real Estate post election. Were the team's predictions from last week correct? Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Nov 2020

35 min 38 sec

Can you purchase a complete tear down and finance in the renovation and repairs? How does this process work?Renovation Loans can be a strategic way minimize costly out of pocket repairs and potentially upgrade a house to exactly what you are needing in a home.Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Nov 2020

37 min 4 sec

Approaching 1 week from the Presidential Election how will this impact your mortgage? What will happen to interest rates and the real estate market?MLO explores the past, current and potential future of how this impacts home owners and industry partners.Curious If you Should to Buy or Refi?Text or Call the MLO VIP Line for Your 10 minute No Obligation Review:503.847.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity LenderThe Historical Data Referenced in this episode was sourced from the following website articles:http://www.rpm-mtg.com/PDFs/POI-Interest-Rates-Election-Online.pdfhttps://www.thestreet.com/personal-finance/october-mortgage-rates-forecast-a-possible-pre-election-pause-nw

Oct 2020

37 min 6 sec

Season 2 Episode 1MLO introduces the newest team member Brie Fisher AKA the Mother of Mortgage to the Team. Brie guides us through the 3 Biggest Mistakes When Buying a Home in 2020. All Episodes Broadcasted on Video. Visit:www.facebook.com/MLOpodcastTake Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038Guests are NMLS Licensed Mortgage Advisors:Brie Fisher NMLS 266979Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwriting decisions. Finance of America is an Equal Opportunity Lender

Oct 2020

35 min 59 sec

MLO Rounds Out Season 1 by Reviewing the Top 5 Take Aways From All 40 Episodes. Conversation includes FHA & VA Loans, Shopping Your Lender, The Biggest Mistakes Made By Applicants in the Mortgage Process, why this isn't the right time to buy a house.  Take Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038Additional Notes:Both guests are NMLS Licensed Mortgage Advisors:Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Christian Kemp NMLS 633627All Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwirting decisions. Finance of America is an Equal Opportunity Lender

Oct 2020

29 min 3 sec

What happens within the mortgage process after you have an accepted offer from the sellers? Many individuals get confused, are left in the dark or simply have too much going on to remember! Today MLO works through explaining the complexities of the process and how to feel more comfortable with the milestones from Accepted offer to Keys in your Hands!Don't have time to watch, Listen #MLOpodcast grab the newest episode wherever you grab your podcasts!Take Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM:503.847.9038info@modernloanofficers.com503.VIP.9038Additional Notes:Both guests are NMLS Licensed Mortgage Advisors:Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Both Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide | | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwirting decisions. Finance of America is an Equal Opportunity Lender

Oct 2020

42 min 58 sec

Today MLO has special guest, Heather Listy. Heather is one of the top Relocation Real Estate Agents for the Real Agent Now Team and is taking time to provide her top tips when relocating. If you are planning to move locally, to a new state or cross county, Heather has experienced the Good, Bad and Ugly when moving in 2020. Take Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038Additional Notes:Both guests are NMLS Licensed Mortgage Advisors:Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Both Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071 | This is not a commitment to Lend. All scenarios are subject to approval, loan program, and underwirting decisions.

Sep 2020

1 hr 2 min

As our Country continues to navigate through dozens of natural disasters nation wide, MLO is narrowing their focus today on Insurance Claims. Standard homeowners policies cover a wide range of potential disasters, today Greg Beery & Tyler Ross from Payne West Insurance join us for the need to know information on insurance claims specific to Natural DisastersWatch any of our Podcast on Video at: www.facebook.com/mlopodcastTake Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038Additional Notes:All 3 guests are NMLS Licensed Mortgage Advisors:Christian Kemp NMLS 633627Addison Nett NMLS 1542184Casey Carpenter NMLS 145813All 3 Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071.

Sep 2020

37 min 9 sec

In this episode MLO reviews the loan documents a lender will likely request for your loan application. The agenda runs through simplistic basics, self employed applicants and unique scenarios. It is never too early to have an understanding of what potentially could be requested and why. Being prepared and organized can save you stress, time and money throughout the Home Buying, Selling and Refinancing Process  Take Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038Additional Notes:All 3 guests are NMLS Licensed Mortgage Advisors:Christian Kemp NMLS 633627Addison Nett NMLS 1542184Casey Carpenter NMLS 145813Scott Kurahara NMLS 888734All 3 Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071

Sep 2020

39 min 39 sec

In this episode MLO reviews the top 10 home improvement projects that historical give the best return on investment.  What is worth our time and money?What maintenance projects should we Never overlook? Open Houses: what improvements get noticed and sell for more?Investors: How Navigate through budgets of improvement for rental propertiesWhat Financing Options Should we Consider for Home Improvements?Most Episodes Broadcasted Live in Studio and available to watch on Facebook or YouTube:www.facebook.com/MLOpodcastTake Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038Additional Notes:All 3 guests are NMLS Licensed Mortgage Advisors:Christian Kemp NMLS 633627Addison Nett NMLS 1542184Casey Carpenter NMLS 145813All 3 Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071

Sep 2020

37 min 31 sec

What is cheap insurance? Are you covered for the average homeowner claim? We will talking about the types of coverages that usually aren't on a homeowners policy.  Ask yourself, do I have a basic policy or a policy for me.Grab the Episode wherever you get your Podcasts. Or directly listen on www.modernloanofficers.comMost Episodes Broadcasted Live in Studio and available to watch on Facebook or YouTube Take Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038

Sep 2020

43 min 54 sec

Even with Low Interest Rates, many Home Owners are determined not to be a salve to debt and interest payments. Strategically understanding your payment options and positioning yourself for an early pay off of your mortgage could be the difference retiring early or never.....Grab the Episode wherever you get your Podcasts. Or directly listen on www.modernloanofficers.comMost Episodes Broadcasted Live in Studio and available to watch on Facebook or YouTube Take Advantage of our No Obligation Strategy Sessions:If you are considering to buy, sell, or refinance do not hesitate to call text or DM: 503.847.9038 info@modernloanofficers.com503.VIP.9038Additional Notes:All 3 guests are NMLS Licensed Mortgage Advisors:Christian Kemp NMLS 633627Addison Nett NMLS 1542184Casey Carpenter NMLS 145813All 3 Guests work for Finance of America Mortgage:Additional Company Notes:© Finance of America Mortgage LLC is licensed nationwide |  | NMLS ID #1071

Aug 2020

38 min 56 sec