Rock on the Money

By Rock on the Money

Certified Dave Ramsey Master Financial Coaches providing a fully, well rounded coaching and teaching experience to help you SAVE, INVEST, and PROTECT your hard earned money by self-made, everyday millionaires who have walked the walk. Providing consumer help, how to invest your 401K, and protect your assets and personal information. All free with no sales pitches. Helping everyday consumers save, invest and protect their hard earned money to become financially independent. Saving by becoming a better consumer. Investing wisely in their 401K, 403, 457, IRA and HSA without falling prey to fees commissions and bad sales advice. Protecting all of those hard earned monies by alerting you to scams, ripoffs, and just plain old bad decisions. Created by self-made, everyday millionaires who have walked the walk and can talk the talk. This show is yours and we want to hear from you.

  1. 1.
    EP123 – Where to find real free money; How to stay motivated when paying off debt; Correct way to budget groceries
    26:05
  2. 2.
    EP122 – Will the housing market crash?; When to rebalance portfolios; Best side hustles for moms
    32:01
  3. 3.
    EP121 – Splitting Roth and Traditional retirement savings; Saving for your kids college education; Motivating yourself through Baby Step 2
    25:18
  4. 4.
    EP120 – Using IRA for new house down payment; Can you make money with Door Dash; How to zero your credit score
    24:24
  5. 5.
    EP119 – The correct order of investing; When to invest in Bitcoin; Best app for selling online
    19:20
  6. 6.
    EP118 – The sure fire way to make money grow; Favorite book recommendations; How to budget for a new car
    29:57
  7. 7.
    EP117 – What to do with your stimulus check; Difference between SPY and VTSAX; How to maintain the value of your vehicle
    35:19
  8. 8.
    EP 116 – Stop fund mixing with Target Date Funds in your 401k; Why umbrella policies?; How to save for a car
    26:32
  1. 9.
    EP 115 – How to become a multi-millionaire; Got scolded by my accountant; Age 29 with $82,000 in retirement
    21:08
  2. 10.
    EP114 – How to know you are house poor; 7 ways to reduce your refinancing costs
    30:25
  3. 11.
    EP113 – What are your returns so far this year?; Where to save for a new car; How to make money online
    34:38
  4. 12.
    EP112 – Thoughts on penny stocks; Where to calculate your payroll tax withholdings; Why your taxes are higher this year
    36:10
  5. 13.
    EP111 – Tax implications of buying and selling stocks within a Roth IRA; The correct order of investing; Are you guilty with the cost of clutter?
    35:49
  6. 14.
    EP110 – How do you fix stupid?; Broke 19 year old trying to fit in; Why the Snowball Method works; Schwab slices a good idea for investing?
    27:19
  7. 15.
    EP109 – Are U.S. EE Savings Bonds a good idea for kids?; Company match and your 401K contribution amount; How to calculate your net worth
    30:19
  8. 16.
    EP108 – Our take on GameStop stock frenzy; Bitcoin mining as a side hustle; Credit card for airline points a good idea?; Acceptable rate for financial advisors
    31:25
  9. 17.
    EP107 – Financial Goals for 2021; How to open up a mutual f und account; Will paying off debt lower your credit score
    30:23
  10. 18.
    EP106 – Truth about home warranty insurance; Lump sum or monthly deposits into your IRA; Maintain your washer and dryer
    32:03
  11. 19.
    EP105 – Our take on extended warranties; How to adjust your witholdings; Where to open an IRA
    25:59
  12. 20.
    EP104 – Okay to use 401K to pay off debt?; Are target date funds any good?; Our favorite places to set up an IRA
    24:57
  13. 21.
    EP103 – Should you pull money from your 401k to buy real estate; Should you invest in precious metals; 6 things plumbers never do to their own plumbing
    34:14
  14. 22.
    EP102 – 14 MORE of the Biggest Money No-Nos According to Suze Orman
    34:27
  15. 23.
    EP101 – 20 of the Biggest Money No-Nos According to Suze Orman
    47:43
  16. 24.
    EP100 – Time to rebalance those 401ks; What was the most we have been in debt; Advice for a healthy financial marriage
    50:37
  17. 25.
    EP99 – How to get free credit reports; Best books about money; The average annual return in your 401k
    34:06
  18. 26.
    EP98 – Amanda got in on the Airbnb IPO; Best apps for budgeting; Our favorite cellphone service providers
    35:58
  19. 27.
    EP97 – Review of ‘The Baby Steps’ and COVID-19; What to do if your spouse buys too many holiday gifts
    31:05
  20. 28.
    EP96 – What to do if you are in danger of being furloughed; Financial steps to take during yet another shut down
    39:37
  21. 29.
    EP95 – 3 months married with $150,000 in debt; What is expensive but worth it; How much to spend on a teen’s car
    31:18
  22. 30.
    EP94 – Is Pet Insurance a good idea; What is a Roth account; Unmarried couple not on the same page; Is margin borrowing debt
    26:32
  23. 31.
    EP93 – What makes you a millionaire; Truth about used car warranties; Should you enroll in legal insurance
    38:44
  24. 32.
    EP92 – 23 reasons you will always be poor; Best way to pay off your car; Should you pay off your motorhome or home first
    37:30
  25. 33.
    EP91 – Lasik eye surgery during Baby Step 2; 22 years old wants to get into real estate; How to invest $10,000
    28:53
  26. 34.
    EP90 – Using margin loans to invest; Financing your first car; Buying an engagement ring; Top personal finance tips for a listener in their 20s
    32:56
  27. 35.
    SAVVY SAVINGS 22: 5 easy steps creating a budget with variable incomes
    15:30
  28. 36.
    SHORT – Borrowing against your 401K & Refinancing your existing mortgage
    15:47
  29. 37.
    EP89 – 18 ways you are going broke attempting to get rich
    38:35
  30. 38.
    SHORT – Why emergency funds can make or break your future; Renting vs Buying considerations
    9:12
  31. 39.
    EP88 – Joining the Air Force to get a VA loan; How to negotiate new furniture; Taking $100k out of your 401k; Thoughts on the new Nest smart thermostats
    40:07
  32. 40.
    SAVVY SAVINGS 21: The Pink Tax and how to avoid it
    8:45
  33. 41.
    SHORT – Couple wants ot know if they should stop their 401k and company match to build an emergency fund
    9:44
  34. 42.
    EP87 – How to pick your 401k funds correctly; Start a side hustle; Converting existing 401k money to a Roth; How to safely park your new home down payment
    41:36
  35. 43.
    EP86 – How to invest during the elections; Stop investing in single stocks now; Refinancing your mortgage; Bitcoin – love it or hate it?
    28:45
  36. 44.
    EP85 – How to withdraw retirement funds; Couple with separate bank accounts; Is it ever a good idea to use 401K money to pay off debt?
    37:05
  37. 45.
    EP84 – Facebook Gaming as a side gig; When to quit your day job for your side hustle; Saving up for a baby; Revisiting Roth IRAs and 401Ks
    34:27
  38. 46.
    EP83 – How to invest before the 2020 election; Creating an IRA for your toddler; How to start investing in mutual funds
    32:13
  39. 47.
    EP82 – What single event changed the way you think about money? Plus, your questions answered
    39:47
  40. 48.
    EP81 – $350,000 in debt and wanting to buy a house;Best deals on vehicles; Mary Kay side hustle advice
    40:47
  41. 49.
    EP80 – How to reward yourself while paying off debt; Red flags with mortgage brokers; Side hustling while at your work desk
    35:52
  42. 50.
    EP79 – Buy a new Playstation 5 or XBOX Series X while paying off debt; Is it too late to save for retirement at age 46?
    37:28

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