Teaching Millionaires

Rich Smith

Teaching Millionaires is a podcast about personal finance, money management, saving and investing for retirement, and the journey to becoming financially independent.

Hosted by Rich Smith, the show serves a community of lifelong learners helping them to understand how to become successful with their money.

All Episodes

Here's a step-by-step guide on how to apply for Employee Retention Credit for your business. Enjoy! So here are the links I mentioned in this video: 👇 1) Apply for ERC - https://teachingmillionaires.com/recommends/erc 2) Try Gusto for Payroll - https://teachingmillionaires.com/recommends/gusto 3) Book a Call with Rich - https://teachingmillionaires.com/recommends/book-a-call  4) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  5) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  6) Save on Homeowners Insurance - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Nov 23

19 min 54 sec

Here's a breakdown on the Employee Retention Credit, including how you can get up to $33,000 per employee in tax credits. Enjoy! So here is the link I mentioned in this video: 👇 1) Apply for ERC - https://teachingmillionaires.com/recommends/erc  2) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  3) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  4) Save on Homeowners Insurance - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: https://teachingmillionaires.com/better-than-ppp-employee-retention-credit 

Nov 17

13 min 56 sec

Here's a breakdown on why cash is NOT better than credit cards. Enjoy! So here are all the resources I mentioned in this video: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-why-cash-is-not-better-than-credit-cards  2) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  3) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  4) Save with Great Home Insurers in Your Local Area - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Nov 9

13 min 12 sec

Here's a breakdown on the 4 best travel credit credits for beginners. Enjoy! So here are all the resources I mentioned in this video: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-the-4-best-travel-credit-cards-for-beginners  2) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  3) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  4) Save with Great Home Insurers in Your Local Area - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Nov 2

13 min 1 sec

Here's a breakdown on how to fill out a Chase Business Credit Card application, including Southwest Companion Pass help. Enjoy! So here are all the sites and resources I mentioned: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-how-to-fill-out-a-chase-business-credit-card-application-southwest-companion-pass-help  2) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  3) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  4) Save with Great Home Insurers in Your Local Area - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Oct 26

16 min 56 sec

Here's a breakdown on 5 things that count as travel for the Chase Freedom Unlimited. Enjoy! So here are all the sites and resources I mentioned: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-5-things-that-count-as-travel-for-the-chase-freedom-unlimited  2) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  3) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  4) Save with Great Home Insurers in Your Local Area - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Oct 19

14 min 29 sec

Here's an overview on how to get a travel credit card with bad credit. Enjoy! So here are all the sites and resources I mentioned: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-how-to-get-a-travel-credit-card-with-bad-credit  2) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  3) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  4) Save with Great Home Insurers in Your Local Area - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Oct 14

14 min 13 sec

Here's a breakdown on how to earn a Southwest Airlines Companion Pass, including a link to my FREE e-book. Enjoy! So here are all the sites and resources I mentioned: 👇 1) https://teachingmillionaires.com/southwest-companion-guide  2) Get a FREE Copy of Rich's E-book on How to Earn a Southwest Airlines Companion Pass - https://teachingmillionaires.com/southwest-companion-guide  3) Find the Cheapest Car Insurance -  https://teachingmillionaires.com/recommends/auto-insurance  4) Save with Great Home Insurers in Your Local Area - https://teachingmillionaires.com/recommends/home-insurance  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Oct 5

15 min 2 sec

Here's a breakdown answering what are the highest paying self employed jobs. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-what-are-the-highest-paying-self-employed-jobs  2) SoFi Invest get $50 FREE stock when you deposit $1,000 - https://teachingmillionaires.com/recommends/sofi-invest-account  3) AMEX Blue Business Plus Credit Card - https://teachingmillionaires.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Sep 21

12 min 33 sec

Here's a breakdown answering is American Express or Chase better. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-is-american-express-or-chase-better  2) SoFi Invest get $50 FREE stock when you deposit $1,000 - https://teachingmillionaires.com/recommends/sofi-invest-account  3) AMEX Blue Business Plus Credit Card - https://teachingmillionaires.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Sep 14

12 min 9 sec

Here's an overview on my 100 days of YouTube, including a breakdown on the Dunning Kruger effect Mount Stupid & Valley of Despair. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://teachingmillionaires.com/everything-you-need-to-know-about-100-days-of-youtube-the-dunning-kruger-effect-mount-stupid-valley-of-despair 2) SoFi Invest get $50 FREE stock when you deposit $1,000 - https://teachingmillionaires.com/recommends/sofi-invest-account  3) AMEX Blue Business Plus Credit Card - https://teachingmillionaires.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://TeachingMillionaires.com Blog Post & Video: 

Sep 7

16 min 29 sec

Here's an overview on should you buy tech stocks and my opinion of the tech stocks I'm most excited about buying this month. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-should-you-buy-tech-stock  2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video:     

Sep 3

13 min 59 sec

Here's an overview on how to start a Roth IRA for you child. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-how-to-start-a-roth-ira-for-your-child 2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 31

17 min

Here's an overview on why many Americans say I haven't received my child tax credit payment. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-why-i-havent-received-my-child-tax-credit-payment  2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 27

12 min 8 sec

Here's a breakdown of the lawsuit between Scarlett Johansson vs Disney, including an overview about the future of streaming services. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) Visit LegalShield for affordable legal coverage - https://richsmithedu.com/recommends/legalshield  2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 24

15 min 2 sec

Here's an overview on $100 cruise onboard credit for the rest of your life, including what stocks you need to own to get this shareholder benefit. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-100-cruise-onboard-credit-for-the-rest-of-your-life  2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/100-onboard-credit-for-life 

Aug 20

14 min 10 sec

Here's a breakdown on how to get airport lounge access using credit cards points and rewards. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-how-to-get-airport-lounge-access  2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 17

15 min 46 sec

Here's a breakdown on how to get free hotel rooms using credit cards points and rewards. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-how-to-get-free-hotel-rooms  2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 13

15 min 45 sec

Here's an overview of the new SBA Forgiveness Portal for PPP Loans. Enjoy! So here are the links and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-the-sba-forgiveness-portal-for-ppp-loans  2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 10

16 min 3 sec

Here's an overview on which home insurance is the cheapest, including how you can shop around to save money. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/recommends/home-insurance 2) SoFi Money get $25 FREE money when you deposit $10 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 6

13 min 47 sec

Here's an overview on who has the cheapest car insurance, including how you can shop around to save money. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/recommends/auto-insurance  2) SoFi Money get $50 FREE money when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Aug 3

13 min 41 sec

Here's a breakdown of the SBA Agent Scam EXPOSED, including screenshots and emails of the fake accounts attempting to impersonate finance YouTubers. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-sba-agent-scam-exposed  2) SoFi Money get $50 FREE money when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 30

13 min 44 sec

Here's a breakdown on how does cryptocurrency get taxed, including why I think it's best to hold longterm. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-how-does-cryptocurrency-get-taxed  2) SoFi Money get $50 FREE money when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 27

13 min 50 sec

Here's a breakdown on will Dogecoin hit 1 dollar, including why I think it's likely going to happen. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-will-dogecoin-hit-1-dollar  2) SoFi Money get $50 FREE money when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 23

12 min 48 sec

Here's a breakdown of why you should opt out of the monthly child tax credits, including where you can go to update your information. Enjoy! So here are all the sites and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-why-you-should-opt-out-of-the-monthly-child-tax-credit  2) SoFi Money get $50 FREE money when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 20

10 min 53 sec

Here's a breakdown of how do you get secret targeted offers from Chase. Enjoy! So here are the links and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-how-do-you-get-secret-targeted-offers-from-chase  2) SoFi Money get $50 FREE money when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 16

11 min 51 sec

Here's a breakdown of how to use credit cards to help with budgeting. Enjoy! So here are the links and resources I mentioned in this video: 👇 1) https://richsmithedu.com/everything-you-need-to-know-about-how-to-keep-track-of-credit-card-spending  2) SoFi Money get $50 FREE money when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  3) AMEX Blue Business Plus Credit Card - https://richsmithedu.com/recommends/amex-blue-business-plus  SUBSCRIBE on YouTube 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1 Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 13

13 min 35 sec

Here's a breakdown answering the question should you move to Puerto Rico to save money on taxes. Enjoy! So here are the links and resources I mentioned in this video: https://richsmithedu.com/everything-you-need-to-know-about-puerto-rico-act-60-and-moving-to-puerto-rico-to-avoid-taxes  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 9

12 min 52 sec

Here's an overview of the best Vanguard ETFs 2021 for retirement accounts and taxable brokerage accounts. Enjoy! So here are the links and resources I mentioned in this video: https://richsmithedu.com/everything-you-need-to-know-about-the-best-vanguard-etfs  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jul 6

13 min 40 sec

Here's an overview of my Top 5 Cryptocurrency 2021, including where you can invest if you decide to buy some. Enjoy! So here are the links and resources I mentioned in this video: https://richsmithedu.com/best-cryptocurrency-2021  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jun 29

13 min 19 sec

Here's an overview of the enhanced Child Tax Credit and the new monthly payments for 2021. Enjoy! 1) IRS Child Tax Credit portal - (currently under construction until mid-June) https://richsmithedu.com/child-tax-credit 2) IRS Non-Filer Child Tax Credit portal - https://richsmithedu.com/new-child-tax-credit-non-filer 3) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account 4) CIT Bank High Interest Savings Builder Account - https://richsmithedu.com/recommends/cit-bank  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jun 22

11 min 13 sec

Here's an overview of the Chase Sapphire Preferred vs Capital One Venture. 1) Chase Sapphire Preferred - https://richsmithedu.com/recommends/chase-sapphire-preferred 2) Capital One Venture - https://richsmithedu.com/recommends/capital-one-venture 3) Rich's Blog on How to Get Free Travel - https://richsmithedu.com/free-travel-with-credit-cards  4) Best Travel Credit Cards - https://richsmithedu.com/recommends/best-travel-credit-cards 5) AMEX Platinum Card - https://richsmithedu.com/recommends/amex-platinum 6) Chase Sapphire Reserve - https://richsmithedu.com/recommends/chase-sapphire-reserve 7) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jun 15

10 min 25 sec

Here's a breakdown of how to apply for EIDL - including the loan and advance grants. Enjoy! 1) SBA official website - https://www.sba.gov/funding-programs/loans/covid-19-relief-options/covid-19-economic-injury-disaster-loan 2) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account 3) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jun 8

9 min 34 sec

Here's a breakdown answering if you should start a podcast for your business. Enjoy! 1) Listen to Rich's podcast: 🎧 Apple Podcasts - https://richsmithedu.com/apple-podcast 🎧 Spotify - https://richsmithedu.com/spotify-podcast 2) Bandzoogle DIY website and podcast builder - https://richsmithedu.com/recommends/bandzoogle 3) YouTube Resource Guide (sign up to access a copy) - https://richsmithedu.com/recommends/youtube-resources 4) Check out Rich's old podcast - https://richsmithedu.com/gts 5) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account 6) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Jun 1

10 min 40 sec

Here is who qualifies for business credit cards. Enjoy! 1) Step-by-Step How to Fill Out a Business Credit Card Application - https://richsmithedu.com/how-to-fill-out-a-business-credit-card-application-for-american-express 2) Improve Your Credit Blog - https://richsmithedu.com/how-you-can-improve-your-credit-score 3) Southwest Companion Pass Podcast - https://richsmithedu.com/recommends/apple-podcasts 4) AMEX Blue Business Plus Card - https://richsmithedu.com/recommends/amex-blue-business-plus 5) Chase Ink Unlimited Card - https://richsmithedu.com/recommends/rich-chase-ink-business 6) Capital One Spark Cash for Business - https://richsmithedu.com/recommends/capital-one-spark-cash-for-business 7) AMEX Business Platinum Card - https://richsmithedu.com/recommends/amex-business-platinum-card 8) Southwest Business Credit Card - https://richsmithedu.com/recommends/cs-southwest-business-card SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

May 25

10 min

Here's a breakdown of the PPP Loan Fraud List and who got a PPP Loan. Enjoy! 1) PPP Loan Tracker - https://richsmithedu.com/ppp-tracker 2) PPP Loan Address Search - https://richsmithedu.com/ppp-search 3) LLC Search - https://richsmithedu.com/llc-search 4) PPP Loan Forgiveness Video - https://youtu.be/JEOBOe6AXdM 5) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account 6) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call 7) Best Credit Cards for Small Business Owners - https://richsmithedu.com/recommends/small-business-credit-cards  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

May 18

8 min 57 sec

Here's an overview explaining what's the difference between Bitcoin vs Ethereum. Enjoy! 1) Coinbase get $10 free Bitcoin - https://richsmithedu.com/recommends/coinbase 2) Gemini get $10 free Bitcoin - https://richsmithedu.com/recommends/rich-gemini 3) Kraken - https://richsmithedu.com/recommends/kraken 4) Ledger Nano Hardware Wallet - https://richsmithedu.com/recommends/ledger-nano 5) Blog on "What is Bitcoin and How Does It Work?" - https://richsmithedu.com/what-is-bitcoin-and-how-does-it-work  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

May 11

9 min 33 sec

Here's how to fill out PPP Loan Forgiveness Application Form 3508S. Enjoy! 1) How to Pay Yourself PPP Loan Self Employed blog article - https://richsmithedu.com/how-to-pay-yourself-ppp-loan-self-employed/ 2) NAICS Code Search - https://www.naics.com/search/ 3) Apply for PPP - https://richsmithedu.com/recommends/ppp-2/ 4) PPP Gross Income Loan Amount Calculator for Self Employed (sign up to access a copy of the spreadsheet) - https://richsmithedu.com/recommends/ppp-gross-income-calculator/ 5) PPP Net Income Loan Amount Calculator for Self Employed (sign up to access a copy of the spreadsheet) - https://richsmithedu.com/recommends/ppp-net-income-calculator/ 6) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account/ 7) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call/ SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

May 3

12 min 41 sec

Here's a breakdown explaining what is NBA Top Shot and how you can make money. Enjoy! 1) NBA Top Shot - https://nbatopshot.com 2) MomentRanks - https://momentranks.com 3) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account 4) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Apr 26

8 min 52 sec

Here is how to get free travel with credit cards. Enjoy! 1) World of Hyatt Credit Card - https://richsmithedu.com/recommends/rich-hyatt 2) Best Travel Credit Cards - https://richsmithedu.com/recommends/best-travel-credit-cards 3) Southwest Business Credit Card - https://richsmithedu.com/recommends/cs-southwest-business-card 4) Southwest Personal Credit Card - https://richsmithedu.com/recommends/cs-southwest-personal-card 5) How to Fill Out a Chase Business Credit Card Application - https://youtu.be/RT5UJVTQHAM 6) Southwest Companion Pass Podcast - https://richsmithedu.com/recommends/apple-podcasts 7) Best Balance Transfer Credit Cards Article - https://richsmithedu.com/best-balance-transfer-credit-cards  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/free-travel-with-credit-cards 

Apr 19

12 min 11 sec

Here's a breakdown of PPP Loan Fraud and everything need to know. Enjoy! 1) Apply for PPP - https://richsmithedu.com/recommends/ppp-2 2) PPP Gross Income Loan Amount Calculator for Self Employed (sign up to access a copy of the spreadsheet) - https://richsmithedu.com/recommends/ppp-gross-income-calculator 3) PPP Net Income Loan Amount Calculator for Self Employed (sign up to access a copy of the spreadsheet) - https://richsmithedu.com/recommends/ppp-net-income-calculator 4) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account 5) How to Pay Yourself PPP Loan Self Employed blog article - https://richsmithedu.com/how-to-pay-yourself-ppp-loan-self-employed 6) PPP Loan Forgiveness video - https://youtu.be/hrQUe9wEvPc 7) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call 8) Message to send to your PPP lender 👇 "Hello (Name of PPP Lender): I am writing because I have concerns about my PPP loan, especially for the purposes of full forgiveness. The SBA guidance is a bit confusing, so I am wondering the following: 1) Was my PPP loan amount correct? 2) If not, how do I request an increase in the case I received too little? How do I give back any funds that were too much and will not be forgiven? Sincerely, (Your First and Last Name) (Your PPP Loan Number)" SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Apr 12

10 min

Here's a look back at my first year on YouTube - along with a breakdown of how much YouTube paid me my first year. Enjoy! 1) YouTube Resource Guide (sign up to access a copy) - https://richsmithedu.com/recommends/youtube-resources 2) CIT Bank High Interest Savings Builder Account - https://richsmithedu.com/recommends/cit-bank 3) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account 4) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Apr 5

12 min 15 sec

Here's an overview answering how long does it take to get a PPP Loan for self employed small business owners who file a Schedule C. Enjoy! 1) Apply for PPP - https://richsmithedu.com/recommends/ppp-2/ 2) "How to Pay Yourself PPP Loan SELF EMPLOYED" Website Article - https://richsmithedu.com/how-to-pay-yourself-ppp-loan-self-employed/ 3) CIT Bank High Interest Savings Builder Account - https://richsmithedu.com/recommends/cit-bank/ 4) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account/ 5) PPP Gross Income Loan Amount Calculator for Self Employed (sign up to access a copy of the spreadsheet) - https://richsmithedu.com/recommends/ppp-gross-income-calculator/ 6) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call/  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Mar 29

8 min 53 sec

Here are the best credit building credit cards to help you right now. Enjoy! 1) Petal Visa Credit Card - https://richsmithedu.com/recommends/petal-card  2) Jasper Cash Back Mastercard - https://richsmithedu.com/recommends/jasper-card  3) Capital One Platinum Credit Card - https://richsmithedu.com/recommends/capital-one-platinum  4) SoFi Bank $50 FREE when you open a no fee account & deposit $500: https://richsmithedu.com/recommends/sofi-bank-account  5) Brex Card - https://richsmithedu.com/recommends/brex-card  6) Best Secured Credit Cards - https://richsmithedu.com/recommends/best-secured-credit-cards  7) How to Improve Your Credit Score - https://richsmithedu.com/how-you-can-improve-your-credit-score  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: 

Mar 22

12 min 42 sec

Here's how to maximize your deductions and minimize your tax bill, if you're a self employed small business owner. Enjoy! 1) Bench Accounting - Free trial & 30% OFF your first 3 months: https://richsmithedu.com/recommends/bench-accounting 2) Bluehost Web Hosting: https://richsmithedu.com/recommends/bluehost 3) Rich Smith Teacher Entrepreneurs Merch on Amazon: https://www.amazon.com/dp/B08W3KJYQR/?tag=pod04-20 4) DoorDash - $30 off for new customers: https://richsmithedu.com/recommends/doordash 5) Gusto Payroll - Try 1 Month Free: https://richsmithedu.com/recommends/gusto 6) Freshbooks Invoicing & Billing: https://richsmithedu.com/recommends/freshbooks 7) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/taxes-for-small-business 

Mar 15

11 min 24 sec

Here's an overview explaining how to buy bitcoin and store it safely. Enjoy! 1) Coinbase get $10 free Bitcoin - https://richsmithedu.com/recommends/coinbase  2) Ledger Nano S Hardware Wallet - https://richsmithedu.com/recommends/ledger-nano  3) GEMINI Simple and Secure Crypto Market - https://richsmithedu.com/recommends/gemini  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/what-is-bitcoin-and-how-does-it-work/ 

Mar 8

16 min 5 sec

PPP Loans are now based on Gross Income for self employed small business owners who file a Schedule C. Enjoy! 1) Apply for PPP Round 2 - https://richsmithedu.com/recommends/ppp-2/ 2) PPP Gross Income Loan Amount Calculator for Self Employed (sign up to access a copy of the spreadsheet) - https://richsmithedu.com/recommends/ppp-gross-income-calculator/ 3) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account/ 4) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call/  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/ppp-loan-based-on-gross-income-for-self-employed 

Mar 1

9 min 28 sec

Here are the best balance transfer credit cards to help you right now. Enjoy! 1) U.S. Bank Platinum Visa - https://richsmithedu.com/recommends/us-bank-visa-platinum/ 2) Wells Fargo Platinum Visa - https://richsmithedu.com/recommends/wells-fargo-platinum-visa/ 3) Simmons Visa - https://richsmithedu.com/recommends/simmons-visa/ 4) How to Improve Your Credit Score - https://richsmithedu.com/how-you-can-improve-your-credit-score/ SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/best-balance-transfer-credit-cards/ 

Feb 22

10 min 34 sec

Is there a second round of PPP loans. The answer is YES. Enjoy! 1) Apply for PPP Round 2 - https://richsmithedu.com/recommends/ppp-2/ 2) How to Fill Out a Small Business Credit Card Application - https://richsmithedu.com/how-to-fill-out-a-business-credit-card-application-for-american-express/  3) AMEX 0% APR Small Business Credit Card for Introductory Period - https://richsmithedu.com/recommends/amex-blue-business-plus/  4) PPP Loan Amount Calculator for Self Employed (sign up to access a copy of the spreadsheet) - https://richsmithedu.com/recommends/correct-ppp-loan-amount-calculator/  5) SoFi Free Money Bank Account get $50 when you deposit $500 - https://richsmithedu.com/recommends/sofi-bank-account/  6) Rich’s 1st Stock Portfolio - https://richsmithedu.com/recommends/rich-1st-stock-pie/  7) Rich’s Newsletter SIGN UP and Never Miss an Update - https://richsmithedu.com/recommends/rich-newsletter/  8) Schedule a One-on-One Consult Call with Rich Smith - https://richsmithedu.com/recommends/book-a-call/  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/is-there-a-second-round-of-ppp-loans/

Feb 15

10 min 30 sec

Here's an overview of why short squeeze investing has become popular - and breakdown of the next short squeeze stocks. Enjoy! 10 Short Squeeze Stocks Under $10 - https://richsmithedu.com/recommends/rich-short-squeeze-pie M1 Finance $30 FREE when you sign up and deposit $100 - https://richsmithedu.com/recommends/m1-finance  SUBSCRIBE HERE 👇https://www.youtube.com/channel/UCLQhG0U7kfHPPC4JMeETLig?sub_confirmation=1  Rich Smith's official website: https://RichSmithEDU.com  Blog Post & Video: https://richsmithedu.com/next-short-squeeze-stocks 

Feb 8

8 min 24 sec