Beyond Retirement

Jacquie Doucette

Are you sick and tired of your 9-5 job and not sure when (or how) you’ll be able to retire? Or maybe you’ve found yourself retired and you weren’t really ready for it?

You’re not alone … many people have no idea what retirement is going to present. And the internet is full of financial advice, but there's not much about "real life" after retirement.

Season 2 Trailer
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In this episode, Jacquie reviews some of the key points from her interview with John Tarnoff.

28 de nov.

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John is a career-transition coach who focuses on helping professionals in the middle and later stages of their career in defining, planning, and achieving more meaningful and sustainable careers. He is the author of the best-selling book, Boomer Reinvention: How to Create your Dream Career Over 50 and has been named a Top Influencer in Aging by PBS/NextAvenue. John's main focus is the idea that you don't have to retire if you don't want to. There are many different avenues that you can transfer into to bring you closer - or right TO - your dream career. There is another spot for you if you want it. You always want to think about yourself as a consultant, even if you’re not an entrepreneur or freelancer: Consultant providing value to a client, unlike an employee taking direction from a supervisor. It’s a mindset: "what is a problem that I can find and then solve." Don’t just show up and do the work. Take responsibility for your work. John is offering a free ebook to help you begin the process to start your next career move. You can get the book at: https://go.johntarnoff.com/3steps (go.johntarnoff.com/3steps) You can connect with John at: https://johntarnoff.com (https://johntarnoff.com) https://linkedin.com/in/johntarnoff (https://linkedin.com/in/johntarnoff)

21 de nov.

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Go to www.retirenowquiz.com to see if you're on track for retirement.

14 de nov.

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Mark is the president of Safe Harbor Retirement Planning, where he has served as a relentless retirement guide to thousands of individuals since 1986. The secret to his longevity has been asking the questions other advisors simply don’t ask; it allows him to make the best decisions for each client’s unique situation and ensure retirement success. Mark is a former radio talk show host, an author, and the go-to financial educator in the media. His most recent book, Don’t Outlive Your Money in Retirement! 7 Key Steps, unveils the step-by-step process used to help maximize the retirement journey. Among other topics in the interview, he talks about the retirement "red zone" - the period from 4-5 years before retirement to 4-5 years after retirement - when there are some serious conversations that have to take place in preparation for retirement. A good retirement plan takes good planning. You can reach out to Mark on any social media platform: Website: http://www.55retire.com/ (http://www.55retire.com) Youtube: https://www.youtube.com/55Retire (https://www.youtube.com/55Retire) Facebook:https://www.facebook.com/55retire/ (https://www.facebook.com/55retire/) LinkedIn: https://www.linkedin.com/in/marksingercfp/ (https://www.linkedin.com/in/marksingercfp/) Twitter: https://twitter.com/55retire (https://twitter.com/55retire)

7 de nov.

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Patrick O’Malley is helping to keep people happy and he talked about how we can stimulate our brains through learning. He spoke specifically about his work teaching people how to play the guitar, but he did say that the same process works with any instrument, so if you’ve always wanted to play an instrument, maybe now’s the time to pick it up and get started! We’re not getting any younger, are we!?         I guess the first big take-away from my interview with Patrick has to be that it’s important to keep learning – and be passionate about it as you go through life – because it leads not only to improved brain health but also increased physical health. Patrick pointed out a few research studies that show how studying music decreases rates of depression and increases both cognitive and verbal skills.         Of course, not everyone wants to learn an instrument; I get that. But there are many other things to learn. Try a new language, or maybe pick a time period from history and start learning what you can about that period. I’d be willing to bet that ANY period in history had something interesting going on that you don’t currently know about.         The second thing that Patrick talked about that I’m really interested in is the idea of how to create habits. He talked about “Flossing 1 Tooth”, the idea being that if you don’t generally floss your teeth, but you want to start, one way to do it is to decide that you’re going to floss 1 tooth today. And then tomorrow, you floss that one tooth again, and 1 more. Chances are good that if you take the time to floss that first tooth, you’ll keep on and do the rest anyway. It works the same way with just about anything that you want to create a habit of doing. I wrote a blog post about this topic a while ago – actually, the post was about 3 different books I read on the idea of habits and small changes. The books are The Compound Effect by Darren Hardy, The Slight Edge by Jeff Olson, and Atomic Habits by James Clear. The basic premise of each of them is that by making small, seemingly insignificant changes each day, you can have a profound overall effect on your life. Those small changes can be positive or negative, meaning that if you keep making small negative choices – such as watching another hour of tv at night instead of going for a walk – over time, the resulting impact will be much larger and still negative, while each day, the impact doesn’t seem to be much at all. An extra hour of tv isn’t really going to change your day too much...you might even feel perversely BETTER, if you’re a bit tired from your day, to just relax for the evening. And one day is nothing, you tell yourself. But tomorrow night, because today’s activity (or lack of it) didn’t really affect you badly, you might choose to do nothing again. Do you see how it compounds? After a few days, it’s much easier to forego the exercise in favour of the relaxation. The guilty voice in your head has been pushed aside by the little demon guy who’s saying “See? No problem! You can relax!” By the same token, it’s pretty easy to make small positive changes without really changing your life drastically. Maybe you’ve decided to take up that instrument we spoke of earlier. So today, you play for just 5 minutes, learning how to make some sound come out of whatever instrument it is. No big deal, right? 5 min is nothing. Then tomorrow, you do the same thing again, but because you already did 5 min today, you get a bit further because you already know how to make the sound. And the next day, you’ve actually played a couple of notes, or a chord, or whatever. Now you can start to see the change happening and it gets easier to take that 5 min. It might even turn into 10 or 15 min after a couple of days, when you start to see the compounding effects of the small changes. I know you can’t see me, but I’m...

31 de out.

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Patrick O'Malley is a guitar teacher who teaches people of all ages to play guitar. We had a great discussion about the health benefits of playing a musical instrument. It doesn’t matter whether you’ve ever played anything before or whether you’ve got an innate talent for it, simply DOING it can help you reap these amazing benefits: Improved mood & reduced levels of anxiety and depression Maintenance of language & speech skills Improved multi-tasking ability Increased ability for Injury recovery and brain rewiring That last point - brain rewiring - is fascinating! Neuroplasticity is something that I’ve been interested in for a long time, and Patrick spoke about the fact that musicians have more grey matter than non-musicians. The ability of the brain to form new connections (rewire itself) is a key factor in the brain’s ability to recover from trauma or injury. He wasn’t making this up - he shared the scientific studies that prove all of these benefits and triggered his own curiosity to discover them for himself.  Patrick has been teaching guitar for years (20k students have enrolled in his online guitar courses). He told me that during the pandemic, around a third of the emails he gets from students are people who have retired and started to play guitar for the first time after years of wanting to do so.  “People often believe their hands or too big or small or that they are just not musical enough,” Patrick says “but really the key factor is that nobody wants to spend days sounding terrible at an instrument to finally become good in the end. So I have created a course that’s fun and rewarding - YOU CAN SOUND GOOD WITHIN YOUR FIRST HOUR OF PLAYING. That’s the big secret right there.” For a limited time, you can get his beginner's program for 50% off: http://bit.ly/guitar-retireabc (http://bit.ly/guitar-retireabc)

24 de out.

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John spoke of a lot of things, but his main focus was the idea that we need to establish office hours for ourselves in retirement. What he meant by that is that we need to have time to tune into the things going on in our lives – the taxes, the groceries, what’s going to be for dinner, what should we do this weekend, etc – but we also need to have time to tune OUT those things and the other “static” in our heads and just do nothing.         I agree with this idea completely! The majority of people I know have a LOT of things going on in their lives, so many different parts that all need attention from us. It’s really important to take the time to tune it all out for awhile and just relax. From the time we get up till the moment our head hits the pillow at night, most of us have so many thoughts running through our head that we have trouble keeping them all straight. As we age, people laugh about “senior moments” and about our memory being the first thing to go. It’s no wonder our memory fails us sometimes; we’re always trying to remember so many things. That’s why I’m a big proponent of making lists. It frees up that valuable space in your brain for other things that are more important than whatever is going on the list. We don’t have to have lists in our head when they can be on paper or on our phone.         The idea of establishing office hours is a wise one. We can set aside time that is specifically for us – no uninvited guests, no clients without appointments, no urgent activities. It’s time that we can do nothing. Whether you choose to “do nothing” by meditating, by walking alone along a quiet road or in a forest, or by simply sitting silently in your favourite chair, staring out the window, is up to you. The point is to be silent and do nothing. No scrolling through your phone, surfing the web, no reading a book, no conversation. Just you, alone with yourself. It doesn’t have to be a long time; even 30 min a day would be enough. I imagine a few of you are cringing at the idea of spending quiet time, without electronics, just “being still.”         But, as John said, we’ve all got a creative, magical part inside us that has hopes and dreams. Many of us push those hopes and dreams aside as we get involved in our lives. But that part of us doesn’t really sleep, so if you give yourself time to get in touch with it, you can pull out some of the hopes and dreams that you stuffed down for so long. You can remember the things that excited you, the things that spurred you on when you were younger.         An interesting point that John made was that we are the only creature on Earth that can dream and then wake up and bring those dreams to reality. And it’s a shame that so many of us don’t take the time to really get in touch with those dreams and pull them out to make them real.         Many people I’ve talked to over the course of this podcast and as I journey toward retirement have said that they want to give back, to help others the best way they can. This is wonderful; I believe that deep down everyone has the same purpose – to help others live a great life. And I think many of us forget that purpose, or maybe haven’t realized yet that this is truly what they want. I’m not saying everyone wants to be a coach or a missionary or build homes for underprivileged people. What I mean is that whatever we’re doing, once we get past the superficial reasons that we do what we do (which, by the way, is generally to make money to survive, and then to make more money to live the life we think we want) we’re really doing it to make someone’s life better. The doctors and dentists and other healthcare people do this in an obvious way, but the plumber makes lives better by fixing leaks and installing toilets. The farmer makes lives...

17 de out.

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John Lefebvre is a retired lawyer, an author, a musician, an environmental and social activist, and a philanthropist. He made it big in the dot-com era, only to find himself arrested and charged with various illegal activities stemming from that business. He's now got a lot of time to think about the responsibility of the people in the world who are privileged to ensure that those same privileges are available to the rest of the Earth's population. He believes that we should strive every day to ensure we move toward the day when everyone can enjoy what we (as the privileged) take for granted. In terms of preparing for and living BEYOND retirement, his wise advice is to ensure we find time for leisure. It's important to establish "office hours" for the things going on in our heads and in the world around us, to ensure that they don't overwhelm us. John has written a couple of books, both of which are available from Amazon and other book retailers. All's Well - Where Thou Art Earth and Why; and Good With Money - A Rich Guy's Guide To Gaining Everything By Losing It All

10 de out.

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Everyone wants to have a "great life", it's true, but how many of us really know how to achieve it? It's a matter of deciding what you want and believing you're going to get it.

3 de out.

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Lisa Winneke is a speaker, an author, and a connector. She is the host of The Good News Guide, which is transitioning into The Wholehearted Woman. She believes that many people, women in particular, are choosing to settle for less than they can achieve in their lives. Lisa's message is simple at its core, but oh-so-difficult for many people to grasp and follow: Your goal should be to make your life extraordinary. This can be accomplished through clarity about where you are and what your values are. To get that clarity, you must do the following: Acknowledge if you're settling for "okay" or "mediocre" Honour where you are Ask yourself what areas are not currently soaring Then you have to change those areas, relationships, health, whatever they are. Are you living your values, or are you saying "yes" to things that aren't true to you? Please look Lisa up! You can find out more about her and what she's doing here: http://www.lisawinneke.com/ (www.lisawinneke.com) Youtube - https://tinyurl.com/thegoodnewsguide (https://tinyurl.com/thegoodnewsguide) Facebook, Instagram and LinkedIn: @lisawinneke

26 de set.

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The important idea in today's episode is that you are "enough" and what you hope for and dream for in your life is valid and true... regardless of who you are or what you already have. Getting out and doing something - ANYthing - after you retire is important... to your mental and physical health. WHAT you do isn't as important, so do whatever you want.

19 de set.

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Julie is a life coach who thrives on helping mature women prioritize their needs and gain confidence so they can stop worrying about “being enough” and start living life. She’s a self-proclaimed “feel-good junkie,” and she has personally experienced decades of struggling with people-pleasing, over-giving and low self-esteem. She has learned to accept, trust and love herself, and she’s helped hundreds of other women do the same. She shares her belief that it's possible to be happy & healthy and active until the day you die; strength and balance don't deteriorate with age, but rather with lack of use. She also shares with us three ways to start prioritizing yourself: Stop beating yourself up over every little mistake Stop comparing yourself to others Stop ignoring how you feel One of the biggest problems for many people is overcoming the idea that they "shouldn't want more" because they have so much already. Julie explains how this thinking is flawed; we can appreciate what we have and still strive for more. The best way to reach out to Julie is through her Facebook group, https://www.facebook.com/groups/theconfidentwomenscommunity (The Confident Women's Community), or on her website, https://www.itsabouttimebaby.com/ (It's About Time Baby)

12 de set.

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Making the tough decisions in one's life is what makes life worthwhile - anybody can float along following their whims! It takes some courage and spunk to do the "right thing" and stand up for your own beliefs when others think you're wrong.

5 de set.

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Jesus "Eddie" Campa was born and raised in El Paso, Texas. After 27 years of law enforcement experience, Eddie retired from public service and transitioned his experience and expertise to the private sector as a mentor, consultant, and sounding board. He is an internationally and nationally accredited speaker on leadership development, strategic planning, culture change, culture diversity, customer service, community engagement, law enforcement, and security. Eddie is using his experience and skill in a variety of services/programs to help leaders carry out their activities properly - which means sometimes doing the hard stuff. His recent book, https://amzn.to/3hU7GDc (Unmasking Leadership - What They Don't Tell You), covers exactly that - the pieces of being a leader that aren't always easy - like sometimes you have to make unpopular decisions because they're the "right thing to do". His example is the adage "the customer is always right... until he isn't". In his interview, Eddie gives some great advice to people heading toward retirement. He reminds us that we should plan ahead of time and ensure we have a transition period, and maybe a "transition identity", because we're going to be leaving one identity behind. You can learn more about Eddie and his programs on the following sites: https://Jesuseddiecampa.com (Jesuseddiecampa.com) https://Leadingthroughadversity.com (Leadingthroughadversity.com) https://Teamcampa.com (Teamcampa.com)

29 de ago.

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In this episode, Jacquie delves into the ideas that Matt Franklin brought up about planning for retirement - having a business plan, taking a practice run at retirement while you can still make some adjustments, and generally getting your ducks in a row.

22 de ago.

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Matt Franklin is a marketing professional, a video producer, and a serial entrepreneur. Producing corporate sales/training/marketing videos is his bread and butter, and he has been fortunate to work all over the world with smart people and great companies. Matt has invented and co-invented multiple products, including PostureNOW, which earned a Shark Tank appearance and has become a multi-million-dollar selling product. He's been studying retirement for a while now and has come to the resounding conclusion that entrepreneurs simply do not think about retirement at all. They seem to have some misguided belief that their business is either going to carry them through retirement or they're going to be able to sell it and the profit from that sale will tide them over. He started his own podcast, The Rogue Retirement Lounge, so he could change that point of view. His show is a retirement planning show specifically for entrepreneurs and self-employed people. He's a firm believer in having a side hustle, to help you along before retirement, but also to help you out afterward. You never know when you might need some extra cash. He's developed a business plan for retirement that includes three phases: Action Years - you're able to travel, physical ability is high Settling Down Years - age is taking its toll, maybe your hobbies are closer to home now, easier on the body Dependent Years - have to look seriously at long-term care, in-home assistance, family longevity Check Matt out at http://rogueretirementlounge.com/ (rogueretirementlounge.com)

15 de ago.

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Something that Carol mentioned in the interview last week was about the Law of Attraction. This is something that I never used to put a lot of stock in – the idea that “what you think about, you bring about”. It was a bit too “woo-woo” for me originally. Of course, I’ve seen the movie The Secret, and read a lot about the idea. And depending on who you follow, there are between 3 and 7 sub-laws to the law of attraction. The general idea behind the law of attraction is that it helps you manifest your desires and use those desires to your advantage. Basically, it means that our thoughts, feelings and beliefs play a big part in what happens in our lives. And by being aware of this, we can influence our thoughts and attract what we want. Broken down simply, the Law of Attraction says that “Like Attracts Like”... meaning that what you’re concentrating on is what you tend to see and experience. It doesn’t matter if what you’re concentrating on is good or bad, it just tends to show up more forcefully in your life. For example, when you’re having a bad day at work, you might slam a drawer shut...and catch your finger in it. Then you get angry because that hurt and you jerk your hand free and accidentally knock over your coffee mug and cover yourself in coffee. You don’t have time to clean up before your meeting, resulting in your being uncomfortable doing a presentation and not doing as good a job as you would generally. You know you’ve messed it up and you go home feeling frustrated, recounting to yourself all the things that have “gone wrong” for you today. As you pull into the driveway, your child’s tricycle is in the way so you can’t park properly. You grab the trike and toss it aside, bending the handlebars. Now your child is crying and your spouse is upset with you for getting angry at what seems like a minor situation. Your conclusion? “Nothing ever goes right in my life!”         You’re probably wondering what this has to do with life beyond retirement... bear with me. I think I can pull it all together in a little bit.         Another idea stemming from the Law of Attraction is that “Nature Abhors a Vacuum”. This is most easily demonstrated by the phenomenon I’ll call “the clean flat surface” – I’m sure you’re familiar with it, although it’s a very elusive state. It doesn’t matter where it is in your house, as soon as you clean off some flat surface, “stuff” finds its way to it and the surface is once again cluttered with debris. It could be today’s mail – for those of you who still get snail mail, or maybe car keys and a wallet, but most often it tends to be just junk – things that don’t really have a home elsewhere (and probably belong in the garbage, but you can’t bring yourself to throw them out yet). I know personally I’ve given up on trying to keep the flat surfaces in our home empty. It’s just not worth the effort!         The final piece of the pie that is the Law of Attraction is the concept that the Present is Always Perfect. This one is harder to grasp, for some people. The basic premise is that if you focus on how to make your “present” better, it will improve. And to draw all three of these concepts together, this is the one to start with. As you focus on improving one thing in your current situation, you start to see similar improvements in other aspects of your day (Like Attracts Like) and as the improvements start to clear out the negative parts, there is room for more good (Nature Abhors a Vacuum) and finally these improvements meld together to make your situation better (Present is Always Perfect).         So, let’s look at this from the retirement and beyond point of view. You’re done with the 9-5 world and you’re wondering what’s going to come next. Maybe you’re a little bored because you don’t have the social interaction of the office...

8 de ago.

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In July 2012, Carol founded WoW – World of Women – in the greater Montreal, Quebec, area, to help women work towards a better and stronger future both for themselves. WOW has expanded through Quebec and Ontario since then, now including Ottawa, Toronto, Kingston, Rive-Sud and Gatineau, and early in 2021 to Western Canada. Carol understands the difficulties, as well as the pleasures, of running a business and is eager to share her experiences with other women. She believes in commerce, philanthropy and helping other women find their own path to success. By providing women with the right tools and information, Carol is certain they will find success through informed decisions about their future endeavours. WoW – World of Women encourages new business owners or those thinking of starting a business to reach out to the WoW community to connect with other likeminded women. By working together, we can make a tremendous difference in the success of any business. Carol can be reached on Facebook at https://www.facebook.com/groups/1380019705661850 (WOW World of Women Social Network) Please check out the WoW website for more information:  http://wow-world-of-women.com/product/wow-ambassador-canada/ (http://wow-world-of-women.com/product/wow-ambassador-canada/)

1 de ago.

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Hi everyone, and welcome to episode 137 of Beyond Retirement. Thanks for taking the time to hang out with me today! If you recall, I spoke with Eric Brotman last week and he talked about how life can be compared to an undergraduate program, with activities to be carried out in your freshman, sophomore, junior, and senior years of life in preparation for retirement. And he calls it graduation, not retirement, for a very good reason. If you haven’t listened to Eric’s interview yet, I recommend that you go back and listen to it now, then return to listen to this show. I know – I say that every week. But it’s true! I think my short little unpacking episodes, chatting about the ideas of the interviewee from the week before, hold way more value for you if you’ve listened to the episode that it’s based on before hearing me babble about what I thought of the topic. But it’s entirely up to you, of course – you’re the listener and the way you listen is all about you.         So, as I mentioned, Eric says we shouldn’t be “retiring”, but rather “graduating” after we finish off all the prerequisite activities as we go through our life. One reason he gives for not using the term RETIRE is that the British English definition of “to retire” means to go to bed... and that’s hardly what we’re going to be doing when we finish working, right?! At least, by this point in the podcast, you should have developed the basic understanding that I’m a huge proponent of going out and doing something, rather than just sitting back with your feet up through the next 20-30 years. Of course, if sitting back with your feet up is what you WANT to do, then that’s perfectly okay. After all, it’s YOUR life – you’ve done what needs to be done for the number of years you needed to do it, and now it’s time to do what you WANT to do and I’m certainly not going to try to tell you what you want.         First of all, I want to quickly review how Eric described the four stages leading up to what he calls graduation. He talked about the Freshman years, where you’re just getting started. That’s when there’s usually some debt and you’re focused on cashflow, maybe trying to figure out how to get a job that has some employee benefits, that sort of thing. Then come the Sophomore years, where you’re starting to settle down a bit, maybe getting married and having a family, looking for a house. Finances are important here, of course, as they are throughout your lifetime, but you’re still getting started. In your Junior years, you’ve hit your peak earning time, you’re paying taxes at probably the highest rate you’ll see, you’ve got little spare time for other things, life is busy and you’re starting to think about what comes next. Then your Senior years come along. You’re thinking about estate planning, whether you’re going to get any government or work pensions, when they might start, what you need to do to get them activated, and most important, you’re thinking about what comes next. This is the stage of life when you start to think about what your purpose is...is there some sort of legacy that you can leave for your family, or for others?         I find it really interesting that this is a topic that comes up a lot in my conversations with my guests, and with people in general when we talk about our future. It’s almost like we hit the point where we realize that we’re not going to be here forever and suddenly we feel the need to be remembered. Or maybe it’s not even the need to be remembered, so much as the desire to do something that we feel is beneficial to people coming after us. We want to leave a legacy – something that will make the world – or at least some small part of it – a better place. It’s something that I spend a lot of time thinking about. I don’t mean that I’m spending hours pondering how I might be remembered, but I’m spending a lot of...

25 de jul.

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Eric believes completely in the idea that retirement isn't the end of the road. He's so adamant about this that he's written a book that treats retirement planning and execution like the years of university. There are certain activities that delineate the Freshman, Sophomore, Junior and Senior years...and when you've done all those activities (and the associated extra credit activities!) you can rest assured that you've done what it takes to be prepared for the next stage of life. In his words, retirement "age" doesn't exist. Age is just a number that's arbitrarily assigned to each phase of our life. He believes that retirement is the absence of the NEED to work, rather than the absence of work itself. If you truly enjoy what you're doing and are still able to do it, why on earth would you stop? On the other hand, if you're financially independent, regardless of your age, you can be "retired" if you want to be. Please check out his FREE resources: http://www.lowtaxbook.com/ (www.lowtaxbook.com) - for tax reduction strategies http://www.whatisfp.com/ (www.whatisfp.com) - what is the financial planning process Eric can be reached at the following links: http://www.bfgfa.com/ (www.bfgfa.com) - BFG Financial Advisors http://www.brotmanmedia.com/ (www.brotmanmedia.com) - for books, podcasts, and blogs http://www.financialplanningforall.com/ (www.financialplanningforall.com) - to schedule consultations

18 de jul.

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As I say each week, if you haven’t listened to last week’s interview, stop here and go back to listen now. I was talking with Radon Stancil, a financial planner who focuses on preparing people for retirement. Radon believes that financial planning needs to be both financial and intellectual, so his firm, Peace of Mind Wealth Management, focuses on 3 key concepts – your financial needs, your legacy and your lifestyle – because they all play a role in how your retirement works out for you. I think Radon and his team have the right idea. Their goal is to help you make the plan and get into the right mindset to be retired. And that’s what this show is all about, isn’t it! It’s important to pick something that you want to do in retirement. I’ve talked about this before. It needs to be something that you really enjoy, so you look forward to doing it. It’s a passion project, ultimately, so it doesn’t matter if it makes money or not. It can truly be anything, as Radon suggests, like baking or scuba diving. You just have to find something to look forward to. The other big point that Radon makes is that there are stages to retirement and you have to plan for each of them, so you know how much money you’ll need to have set aside. For example, the first year or so after retirement will probably be quite busy as you run around making sure all the proper arrangements have been made and things are all in place. Then the next 2-4 years are the “fun” years, where you might have grandchildren to spend time with, maybe you’re going to be travelling, that sort of thing. Basically, you’re doing all the things that you thought retirement would allow you to do. Then along about year 5 and continuing on from there, things start to settle down a bit. You’ve got the hang of it – this retirement thing is a piece of cake, a walk in the park (maybe quite literally). Maybe you’ll start getting involved in your community or in a local charity, or maybe you’ll decide it’s time to offer to share some of your wisdom and experience with others, setting up a consultant practice or something like that. One of the most important things, in my opinion, that Radon mentioned is the exercise of writing down the IDEAS you have for your future. Not the full-blown plans, but the general concepts of what your future is going to look like. You know me – any chance I get, I’m telling you to “make a list”! By writing down the ideas you have about what you’ll do in retirement, you give your brain something to focus on. It’s not going to be anything concrete, but the plan is to get things started. Because each of us has different ideas about what lies beyond retirement, I’m not going to make any suggestions here – I don’t want to mess up your plans by throwing in other thoughts that aren’t really yours. Just remember – at the start, write down all the things you think of. Don’t censor the list when you’re starting to come up with ideas and activities. You can always scratch something off the list later, when the plan starts to come together. For now it’s just brainstorming. And this is a list that you should probably keep with you because you never know when something in your daily life will trigger the feeling that you’d like to pursue that thing further...so you add it to the list. It’s like a dream board or vision board for your future life. I’m going to call it a day here and sign off with a reminder to be sure to tune in next Sunday for my interview with Eric Brotman. He’s going to share his own point of view on retirement and preparation for it. Now go start that activity list!

11 de jul.

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Radon explains how POM Wealth focuses on helping people prepare for retirement in terms of financial and lifestyle planning. They work to help their clients make the plan they need and get into the mindset required to really be "retired". Financial preparation is fairly straightforward, and provided by most financial planners, to make sure that the funds are in place to allow retirement (remember that this is when you start to SPEND the money you've been SAVING all these years!) Lifestyle preparation is a big part of retirement; there are cycles to retirement and not everyone is prepared for them: Year 1 is busy, getting everything sorted out, so there's not too much time to worry about "what you're going to do in retirement"; Years 2-5 are fun, with the expected/anticipated activities (golf, travel, grandkids, etc) and life is good! After about year 5, things start to settle down as a rhythm is developed and people start needing "something" to do; this is the stage when a passion project might come into the picture - something that you always thought you'd like to do but it wasn't a feasible income-producing activity, so it got put by the wayside. NOW is the time to pull those out of the closet! Radon and POM Wealth Management will help you get some of your ideas down on paper, so you have the framework for the activities you'll be doing in retirement. To help people prepare for retirement, Radon offers a FREE 4-part video course on their website. Check it out here: https://mqc85ord.pages.infusionsoft.net/ (https://pomwealth.net/blog) Radon can be reached through his website, https://pomwealth.net/ (https://pomwealth.net/) Email: radon@pomwealth.net Phone: 919-787-8866 Or on social media: Twitter: https://twitter.com/rnstancil (@rnstancil) Facebook: https://www.facebook.com/radon.stancil (radon.stancil) Instagram: https://www.instagram.com/radonstancilcfp/ (radonstancilcfp) LinkedIn: https://www.linkedin.com/in/radonstancil/ (in/radonstancil/)

4 de jul.

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TRANSCRIPT: As you know, if you’ve been listening along, after each guest episode, I reflect a bit about what we discussed, trying to figure out how to relate the information or ideas to retirement life or preparation for retirement. Today is no different. Last week I talked with Joseph Hogue, who discovered early in his 9-5 career that he didn’t really want to spend the next 30+ years doing a job that he hated. It wasn’t so much that he didn’t want to work; he simply wanted to do work that he enjoyed. So he set about figuring out how to ensure that this happened. If you haven’t listened to Joseph yet, please go back and listen to that episode, either now or after this episode. He’s got a lot of interesting information to share. This episode is primarily for people who want to do something – they’re looking to fill up some of their time with a productive activity that may eventually lead to an income, however meagre it may be. Joseph’s main advice was “Just Get Started”. The longer you wait, the less likely you are to do anything and the more you think about what you’re going to do, the less likely you are to do it. So just get out there, find a hobby and do something! Before I go too much farther, I want to say that I know not everyone wants a side business, and not everyone wants to earn money from their hobbies. That’s okay! You still need to get started – some of you will be wondering what to do with yourself all day every day when you’re retired. So Joseph’s advice of “just get started” is true for you too. This is something that I am attracted to – the idea of “just do it”. Me and Nike, right? Seriously, though, that’s the only way to accomplish anything in life. And starting a hobby is a great time-consumer. Of course, you’ll want to make sure it’s something you’re interested in, because ultimately you’ll be spending time at it at least every couple of days. So spend a bit of time now thinking about what you enjoy doing. Do you like to write? Maybe you can start a blog, writing about the Netflix shows you’ve seen lately, or maybe you’re a great gardener and you can share tips about what it takes to make the plants grow. I know that’s something I need to read about! Joseph’s suggestion was to start a YouTube channel. I think that’s a marvellous idea, because YouTube is certainly one of the major search engines these days, right? You can find videos on just about anything. It doesn’t matter whether you want to make money at it or not; if you want to, you can, but it’s not a necessity. There are YouTube channels and blogs out there for any topic or idea you can think of. Joseph’s point was that regardless of whether you start out aiming to monetize whatever you’re doing, at some point you’ll be able to make money at it. And why not do that, if you can? Who’s going to turn down a little extra cash? If you REALLY don’t want the money and someone is trying to force you to take it, you can always give it to charity. Another great idea for either a blog or YouTube is a journal of your life – just record what you do each day. It’ll be a great keepsake for your grandkids. I wish I had some stories about my grandparents’ lives, because I didn’t really know them very well. I was quite young when they all passed away and they lived in a different part of the country, so we didn’t visit often. So, how do you figure out what to do and if it fits into your post-retirement life? I guess first you have to decide if you’re really interested in pursuing a hobby that can turn into a side business. I’m going to assume that you are, because there’s no point in taking this topic any further if you aren’t. Then you have to figure out what it is you’re interested enough in to want to pursue so doggedly, because to be quite frank, having your own business isn’t for the faint of heart. This should be a real passion, or at least something that you are willing to do every day for a while. Do you like to collect singing fish on...

27 de jun.

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Joseph Hogue is an investment analyst and an online entrepreneur. He travelled the same road as many people, getting a good education and starting to work in a solid job. He figured that's the way life goes - get an education, get a job, work till you've saved enough to retire, then retire. But then he decided that this couldn't be all there is to life... there are other ways to make money that allow one to avoid working as an employee at a job you don't like, just to save money and get out of it someday. And so began his Work From Home journey. He quickly learned that retiring early wasn't what he wanted - he just didn't want to hate what he was doing as a 9-5 activity. After all, if you're going to spend a third of your life doing something, you should enjoy it, right? He started with blogs and learned how to monetize them. Then a chance encounter with a YouTuber brought more traffic to his blog than he'd ever seen and he realized that YouTube was a great way to publish and get traffic. Thus his YouTube channel, Let's Talk Money with Joseph Hogue, was born and he's never looked back! He's working more hours than most people do at their 9-5 job, but he's loving it. He's found the balance he wants and has created the lifestyle he was searching for. Please reach out to Joseph at any of the following links: https://www.youtube.com/c/LetsTalkMoneywithJosephHogueCFA/ (https://www.youtube.com/c/LetsTalkMoneywithJosephHogueCFA/) https://myworkfromhomemoney.com/work-from-home-blog/ (https://myworkfromhomemoney.com/work-from-home-blog/) https://www.instagram.com/lets_talk_money_josephhogue/ (https://www.instagram.com/lets_talk_money_josephhogue/)

20 de jun.

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In this episode, Jacquie does a little deep-dive into the ideas that were brought up last week by Mitche Graf during their conversation. She discusses the Time-Value Pyramid and the overarching idea of "working smarter" instead of "working harder" to get where you want to go.

13 de jun.

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Mitche Graf is a best-selling author, a public speaker and an amateur gardener. He has been a passionate serial entrepreneur for over 3 decades; from selling used bicycle parts out of his garage in the seventh grade to running three companies today, he prides himself on knowing how to squeeze every drop of potential out of his endeavors. He also knows that life is short - too short not to make every minute count. He's figured out how to work with what he calls the 24/7 Mentality... not the 24 hours per day, 7 days per week that most of us think of, but rather 24 hours per week, 7 months per year. The rest of the time is HIS, to do whatever he chooses. It may be to work on a new hobby, or maybe to bump up some of his existing projects a bit, or it could be to spend time with his family, because they are the reason for all that he does. According to Mitche, the way to do this is through "systems efficiency". Knowing that the Pareto Principle states that you derive 80% of your results from 20% of your activity, he's pushed that a bit further and he's discovered the 90/10 rule. The efficiencies come from identifying the 10% of activities that you HAVE to do, and delegating the rest or otherwise removing them from your day. You do this by designing your lifestyle first and your work activities around that lifestyle. His advice for success: Follow the Ivy Lee method for productivity. At the end of each day, write out 6 activities or tasks that you want to complete the next day and prioritize them in order of importance. At the start of the next day, work at the first task until it's completed, then move on to the next. Any tasks left unfinished at the end of the day are moved to the list for the next day. To get in touch with Mitche or to find out more about him, please visit his website: https://powermarketing101.com/ (https://powermarketing101.com/)

6 de jun.

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In this episode, Jacquie talks about affiliate marketing and some of the ways it can be a useful sideline in retirement.

30 de mai.

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Hannie Mommers is a Dutch pensioner and she was a graphic designer in the Netherlands for 35 years. After retiring, she and her husband emigrated to Spain. For a year they lived the laptop life while traveling from southwest Spain to the southeast, where they found their dream house.  During her career, Hannie was an entrepreneur with her own business, so she had to spend time networking and talking to people to get work. That wasn't really what she enjoyed doing, so as retirement time approached, she decided to try her hand at a different line of work, because as an entrepreneur all her life, she didn't like the idea of doing "nothing". When she retired, her plans changed a bit due to life events. She started to feel a bit stuck in her life and after attending a seminar that had her thinking about her ideal life, she began looking into all the options available to her. Figuring that out of all the possibilities, there had to be a few that were reasonable, and deciding that it was a good way to check out some of those options, she and her partner begain divesting themselves of their possessions. This turned out to be quite liberating and led eventually to one of their current tenets, zero waste. Discovering that she enjoyed writing, affiliate marketing came to the forefront. Research helped her determine that it would be a great way to continue bringing in a bit of money, without having to talk to people in person... and she could do it from anywhere! She began a few blogs, each focusing on a different aspect of creating a healthy lifestyle. This was going to be their future. Their sites (https://agewithcare.eu/ (Age with Care), https://nogeraniums.com/ (No Geraniums) and https://ourgreenhealth.com/ (Our Green Health)) are all devoted to the ideas of healthy living that they promote: healthy aging, organic foods, and zero waste are big topics. Through these sites, they draw readers to affiliate offers and earn a modest income to augment their pensions. Hannie believes firmly that aging has no bearing on one's ability to deal with technology and she fights against connecting such ideas. She believes strongly that mindset and interest determine one's ability to do specific acitivities. She also believes that we "make our own luck" and she has created products to help people change their mindset and succeed at what they strive to do. Her product https://vip.agewithcare.eu/ (LUCKI) is a 5-day online program designed to help you gain happiness. She also has a program to teach users how to create a blog that will make money, which can be found on her website: https://hanniemommers.com/ (https://hanniemommers.com ) You can find Hannie on Facebook: https://www.facebook.com/hannie.mommers/ (https://www.facebook.com/hannie.mommers/)

23 de mai.

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The idea of working for part of the year and travelling for the rest of it isn't new and many people dream of being able to do it successfully. Some even manage to do it for awhile. But there are a lot of things to consider when you're deciding to take on this lifestyle. One of the biggest considerations, of course, is how you're going to fund it. Saving up for a number of months - and being disciplined enough to hang onto those savings even in the eye of a "really cool" toy you see along the way - is hard work. There are a lot of people who can't keep their eye on the prize, so to speak, long enough to sustain this long-term.

16 de mai.

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France decided early in her career that the regular 2 or 3 weeks of vacation that the usual 9-5 jobs offer simply isn't enough time to do all the travelling she wanted to do! So she set about figuring out how to get more time off. She knew there were a few options for her: ask for extra time off from her employer (probably without pay) save up and quit her job and hope the job would be there when she returned from travelling save up and quit her job and find new work when she returned continue working 50 weeks a year and having 2 weeks off She decided to save up and quit her job and after almost two years of travelling, she was hooked! From then on, it was a cycle of saving money and travelling. She travels on her own now, and has a few interesting tips about solo travel - some specific to women, but most are valid for everyone. It's always nice to have a travel partner, at least for part of the time. Of course, as she notes, it's hard to travel with someone else, because you have to adjust to their timetable a bit.  Listen to the whole episode! France discusses problems she's encountered, plans that she makes, and great travel tips for all travellers. You can find France on https://www.facebook.com/france.lemieux.71 (Facebook) or send her an email if you'd like to ask her questions or see photos of some of her travels.

9 de mai.

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There are many ways to "live your best life"; it's important to find the ways that suit you best. We all have hopes and dreams throughout our lives... don't get to the end of your life and have regrets over things you haven't done. As Mark Twain said, "Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do. So throw off the bowlines! Sail away from safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover!" po6arGnImoqRz0oO7atO

2 de mai.

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Merri Macartney is a 70-year-young widow who is the founder of the Don't Die Before You're Dead Movement. Her message is that in order to avoid living in the Land of Regret, we need to live every day as fully as possible and not put things off till later. Later may never come. Live NOW as that is all we have for certain. Merri has published a couple of books that are in perfect harmony with both her witty personality and her straightforward message. Her first book is called "https://amzn.to/30mj9BM (Thoughts from the Tub)" and gathers together ideas as only a mostly single mother of four rambunctious boys can do...while stealing a few precious moments of alone time in the bathtub! More recently, Merri has published "https://amzn.to/3brtXoR (Don't Die Before You're Dead)",  which is a bit of a roadmap to help you forge your way forward in life, as well as  a journal for keeping track of it as you go. The journal offers a bit of a guide to help you along the way. You can follow Merri on Facebook at:  https://www.facebook.com/groups/dontdiebeforeyouredead (https://www.facebook.com/groups/dontdiebeforeyouredead )where she's gathering steam (and advice from people in the know) for her upcoming  cross-Canada RV trip, scheduled to begin in May 2021. Join the group and  be part of her journey ! You can also find Merri on her website, or through her Facebook profile: http://www.merrimacartney.com/ (www.merrimacartney.com)https://www.facebook.com/MerriMacartneyDDBYD (https://www.facebook.com/MerriMacartneyDDBYD)  

25 de abr.

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The idea of "lifequakes" or "lightning-strike moments" is taken from the book "Life is in the Transitions", by Bruce Feiler. To summarize it, there are moments in our lives that cause upheaval and result in our taking a different path than we were originally taking. We can't see these moments clearly when we're experiencing them, but looking back on our lives, we can identify at least some of the moments that caused changes in our life trajectory. Retirement is one of those moments, for sure, and whether it comes as an expected change or is thrust upon us by some outside force (like maybe a pandemic...) there are changes. What we  with the moment - and the changes - is up to us. Why not make the most of it?

18 de abr.

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Diana Place founded Third Act Quest to help reframe aging for individuals in the workplace and in society in general so they can reimagine lives of joy, meaning, and purpose for the decades to come. She shares with us the history behind Third Act Quest - which is designed to help people go on a journey of understanding & clarity about their llives -  and describes the various programs that she offers. We've all got plenty of transitions in our lives and we've come through them all. Diana discusses how to master the changes when they occur. She provides a quick outline of the group coaching program, discussing the 4 stages involved: assessment, the vision process to identify your WHY, brainstorming to put together a prototype that fuels your imagination, and finally putting together your personal plan. The Living Forward program involves either group or individual coaching and now has an independent study program as well. Group coaching is done in sessions scheduled throughout the year, while independent and individual coaching can be started at any time. Diana has also instigated Talking Circles, free Zoom chats that anyone can join. No registration required. They occur on the 1st and 3rd Tuesday of each month, at 7:30pm EST.  Please reach out to Diana on her website at https://thirdactquest.com (Third Act Quest) Complimentary Discovery Calls can be booked online, to see if you are a fit to work together. She can also be reached via email: Diana@thirdactquest.com  

11 de abr.

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In this episode, Jacquie takes a moment to talk about the importance of looking after yourself as you head into the "retirement" phase of life.

4 de abr.

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Nelia Hutt is  an employee in a medical office setting, a wife & a mother. She is also an author,  a podcast host, a philanthropist...and a force to be reckoned with! Despite her mild demeanor and what seems like an almost introverted personality, Nelia has strong convictions and huge dreams, and she's not letting anything stand in her way on the road to achieving them! Time stamps: 4.09 - People say "Life is short", but most of us don't listen until something happens. 5:15 - A podcast gave here the realization that she was not the only person who felt "different"...  We are generally not taught self-care as we grow. Women are brought up to care for others at their own expense...often resulting in burnout. Take care of yourself! Do not suppress your feelings!  9:50 - Learn to walk toward things rather than walking around them. You'll find that less time is required to take care of situations if you're confronting them. 10:13 - Use the extra time to figure out your passion...what did you enjoy as a child? 11:14 - Ukulele Project to Guatemala On her website, Nelia offers a free workbook called "Discover Your Passion" that will help you narrow down the activities that you love, reigniting in you what you forgot over the years. This is the first step to creating the life that you want. The second part of the workbook is actually an e-book called "https://www.travellivegive.com/podcast/ (Pick A Passion & GO)" and it's also available on her website. This workbook will assist you in turning your passion into a full-blown activity, taking you through the process of preparing and executing a mission trip of your own, should you so choose. Nelia is also writing a book, due to come out on 4 May 2021. The book is a memoir about her relationship with her father, as well as lessons learned and ways to live the life you want. Please reach out to Nelia at https://www.travellivegive.com/ (Travel Live Give).  

28 de mar.

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In this episode, Jacquie digs a little deeper into the idea that Stu Massengill shared last week, as she discusses ways to discover your direction in life.

21 de mar.

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Stu is a Peak Performance strategist for Tony Robbins and the founder of Finding Direction University. From an early age, he understood that being able to get along with people was the best way to be successful and happy in life. But he was a shy, introverted kid who was often overshadowed by others. Time stamps: 1:10 - A bit of Stu's background to put thing in perspective 4:34 - Finding Direction University - what it's all about 6:31 - How to figure out your life...Allow yourself to dream 9:24 - The importance of experiential learning 13:40 - How to be vulnerable for a moment, and what it will do for you 15:15 - Beliefs drive every behaviour you exhibit and every action that you take 16:45 - Shifting Awareness...A simple exercise to help you overcome limiting beliefs 18:00 - Reasons come first, answers come second; why & how journalling can help straighten you out The best way to reach out to Stu is via http://findingdirectionuniversity.com (Finding Direction University) Please accept his free e-book: http://findingdirectionuniversity.com/giveaway (5 Steps To Meeting Anyone You Desire, For Introverts)

14 de mar.

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Figuring out what your brand is going to be is tough... sorting out how to advertise it once you've got that brand is no walk in the park either. The best way to go about coming up with activities that interest you is to figure it out while you're still working. This eases some of the stress of finding new hobbies or pastimes. If you wait until you NEED to find something, the pressure is on and that isn't good for anyone. So, spend some time mulling over your interests and what you've been putting off in your life so far. Is there an activity that you really enjoy and haven't been doing because you lack the time or energy after your "day job" is done? When you figure it out, the next step is to plan how you'll present it to others - if nobody knows about it,  they aren't going to benefit from it, are they?! And, finally, try to make sure that whatever you decide to do doesn't take over your life... after all, you need to have time to enjoy it all!

7 de mar.

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Jeremy and his wife Brielle own Command Your Brand Media to help leaders use the power of podcasts to change the world. He's also the founder of Create Your Own Life, one of the top 26 podcasts for entrepreneurs to listen to in 2017 + 2018 by CIO Magazine, the top podcast to listen to by INC Magazine in 2019 and the Millennial Influencer to follow in 2018 by Buzzfeed. The Create Your Own Life Podcast has been downloaded over 2.5 million times. Time stamps: 4:48 - How to determine what your brand should be 7:40 - How to build publicity without spending big bucks 11:38 - What to put in a press release so it will get published and people will read it 12:13 - After the "small pond", what comes next? 15:40 - How to fit your new gig into everyday life You can find Jeremy at the following links: https://jeremyryanslate.com (jeremyryanslate.com) https://commandyourbrand.com (commandyourbrand.com)

28 de fev.

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The difference between financial freedom and financial independence may be subtle, but it's relevant to one's plans for the future. The idea that retirement doesn't necessarily mean "the end of work", but rather a change to "the desired work" is something that also causes some discussion between people at different times. Jacquie looks back over what Rachel has said - about preparing for financial freedom, as well as when and how to go about it.

21 de fev.

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Rachel Richards left the 9-5 working world at the ripe old age of 27. How? By leveraging her understanding of finances and passive income. She wrote her first book, Money Honey, in 2017 and it was a huge success. Suddenly people had a book about finances that wasn't mind-numbingly boring and dry as dust!  At the same time, she and her husband began investing in the real estate market, purchasing their first duplex. The resulting rental income, along with royalties from her book, provided them with an income allowing Rachel to quit her job and retire, the bottom line being that once your passive income exceeds your expenses, you no longer need to earn more money to live on. https://amzn.to/3gBEJtq (Check out Money Honey here) Of course, that doesn't mean Rachel has stopped working! She is a dynamo, always looking for the next project. Her second book, Passive Income, Aggressive Retirement, is also a bestseller and they now own more than 40 rental properties. https://amzn.to/376RsB3 (Check out Passive Income, Aggressive Retirement here) Rachel gives some recommendations for getting ready to retire: Pay off all high interest debts Ensure you have an emergency fund of at least 3-6 months' worth of living expenses Invest money where it will grow When all these steps are in place, THEN it's time to start looking at passive income. Timestamp 17:06 - Find your passion - Rachel offers some questions to help you sort this out. You can find out more about Rachel through any of the following links: Website: https://www.moneyhoneyrachel.com/ (https://www.moneyhoneyrachel.com)IG: https://www.instagram.com/moneyhoneyrachel/ (https://www.instagram.com/moneyhoneyrachel/)Facebook: https://www.facebook.com/MoneyHoneyRachel/ (https://www.facebook.com/MoneyHoneyRachel/)   And if you go to her website you can get her bonus https://www.moneyhoneyrachel.com/bonus (Passive Income Starter Kit)

14 de fev.

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I talked about a few of the online marketplaces where you can get products and become affiliates for various products. Here are links to some of those platforms: Cickbank: https://www.clickbank.com/ (https://www.clickbank.com/) Warrior Plus: https://warriorplus.com/ (https://warriorplus.com/) JVZoo: https://www.jvzoo.com/marketplace (https://www.jvzoo.com/) And don't forget that I gave you some homework! You can send your list to me at: retireabc@gmail.com I'd like to mention also that if you're interested in affiliate marketing, one place to learn about it is through https://www.wealthyaffiliate.com?a_aid=16a148ba (Wealthy Affiliate). This platform offers complete training and a community of support and encouragement. A great place to start!  

7 de fev.

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Dan Schaeffer has been around the internet for a lot of years...he just turned 74 shortly after this episode was recorded, and he's firmly entrenched in the world of internet marketing. Now living in norther British Columbia, Canada, he has travelled through many countries and has done his fair share of selling stuff. He figures he's pretty good at it and he must be right on the cusp of having his internet marketing efforts take off. But he's quick to say that it's not an easy place to make your mark. It takes some effort, and you have to be willing to learn some new things along the way... but since the world is moving forward, we need to jump on and get with it, or we're going to get left behind. His advice is to start planning for your retirement well before it's upon you... start doing the things you enjoy and get better at them. It's always possible to turn hobbies into income streams, if you put a little bit of time and effort into them. He's got a website/blog devoted to healthy living with diabetes, because his wife has the disease. You can find out more about him and https://newstolose.com (NewsToLose.com) Dan's willing to chat with anyone and always ready to lend a hand in getting someone started in their online business. He's just a phone call away and lots of fun to talk to! He can be reached at 250-650-1845.

31 de jan.

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Some of the highlights of this episode are: Fear of leaving your job is normal Grab the opportunity when it pops up  Identify what people see as your skills FEAR -  Forget Everything And Run  or is it FEAR - Face Everything And Rise Nelson Mandela's definition:  “Courage is not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.”   The only sure way to fail is to never start. ********************************************** Fear kills more dreams than failure ever will.  

24 de jan.

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Ron's message is that you need to take the chances and the risks now, when you have the opportunity. There will be a time to back-pedal if you need to do it later, but you'll never have a better time to take that plunge than NOW. It doesn't matter what the "plunge" is - like planting a tree, the best time was twenty years ago, but if you didn't start back then, at least start now. You will always have worries - should I wait till I save more money, should I wait till the kids are older, should we pay off our debts first...etc. But those doubts are a self-preservation technique ingrained into us by a brain that's programmed to "keep us safe".   Something that helped Ron & his partner to start seeing the success they're having is the realization that they weren't positioning themselves as the experts at what they do. Instead, they were being reporters, letting other people take the limelight. Once they made that discovery and changed their point of view, the trajectory of their business shifted. Now Hindsight Hacking Media is on its way to its rightful place in the podcast publishing space. You can find out more about Ron, his partner Cory, and Hindsight Hacking Media through the following links: http://gethhm.com (gethhm.com) https://follow.cool (follow.cool)      

17 de jan.

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This episode sets the stage for the foreseeable future.  Who knows what's really going to happen after retirement, or tomorrow for that matter? The point is to be open to all that life has to offer - take that chance, go down that less-travelled road, make the most of the time you've got.

10 de jan.

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Originally from South Africa, born-again Christian entrepreneur Jacqueline Maddison tells her unique story of how she lost everything and rebuilt her life by her powerful relationship with God, becoming Founder & Editor-in-Chief of Beverly Hills Magazine with NO MONEY!  Her message is one of faith, hope, and charity. She is a Spiritual Success Coach, teaching the Spiritual Secrets of Success found in her new book, the 7 Oracles of Success, so you can apply them to your own life to pursue your own impossible dream, step into your destiny, and live your dream life.  In today's episode, Jacqueline shares her wish that we will all follow God's will, give our worries to Him and step into our true destiny, to find all the prosperity that we wish. Faith in God will result in the fulfilling of  your hopes, dreams, and wishes. BOOKS: 7 Oracles of Success  My Walk with the LORD Jacqueline Maddison ORACLES LINKS: Please reach out to Jacqueline on any of these social media platforms: http://www.jacquelinemaddison.com (www.jacquelinemaddison.com) http://www.beverlyhillsmagazine.com (www.beverlyhillsmagazine.com) http://www.7oraclesofsuccess.com (www.7oraclesofsuccess.com) www.mywalkwiththelord.com www.liveyourdreamlife.com www.giftsofdevotion.org   Facebook:  @RealJacquelineMaddison https://www.facebook.com/OfficialBeverlyHillsMagazine/ (@OfficialBeverlyHillsMagazine) https://www.facebook.com/7OraclesofSuccess/ (@7OraclesofSuccess) https://www.facebook.com/OfficialLiveYourDreamLife/ (@OfficialLiveYourDreamLife) https://www.facebook.com/MyWalkWithTheLord/ (@MyWalkWithTheLord) https://www.facebook.com/godfoundation/ (@GodFoundation)   Instagram: https://www.instagram.com/jacqueline.maddison/ (@Jacqueline.Maddison) https://www.instagram.com/beverlyhillsmagazine/ (@beverlyhillsmagazine) https://www.instagram.com/_liveyourdreamlife_/ (@_liveyourdreamlife_) https://www.instagram.com/7oraclesofsuccess/ (@7oraclesofsuccess) https://www.instagram.com/mywalkwiththelord/ (@mywalkwiththelord) https://www.instagram.com/godfoundation/ (@GodFoundation)

3 de jan.

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Gabe Petersen is a two-time podast host. He hosts The Real Estate Investing Club podcast and the Pursuing Greatness podcast. You can find them wherever you listen to podcasts.  The Real Estate Investing Club is pretty self-explanatory.. Pursuing Greatness involves interviews with successful people who are living their best lives in the areas of health, nutrition & fitness, business, work & wealth, relationships, family life & love, and mindset, emotions & spirituality...what's also known as "Health, Wealth, Happiness, and Spirit."  Find Gabe's podcasts wherever you listen to podcasts, or check them out here: https://www.therealestateinvestingclub.com/ (https://www.therealestateinvestingclub.com) https://www.pursuinggreatnesspodcast.com/ (https://www.pursuinggreatnesspodcast.com) While it's not as easy getting into real estate investing without any upfront money, Gabe discusses how you can break into the game. He also talks about how a couple of specific habits have helped to shape his life and he credits them with keeping his life on track. Please catch up with Gabe on any social media platform: https://twitter.com/GabePetersen/ (https://twitter.com/GabePetersen/)https://www.linkedin.com/in/gabe-petersen/ (https://www.linkedin.com/in/gabe-petersen/)https://www.instagram.com/gabrielwpetersen/ (https://www.instagram.com/gabrielwpetersen/)https://www.facebook.com/gabrielwpetersen (https://www.facebook.com/gabrielwpetersen)  

E

dez. de 2020

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Tony is a leadership development expert who helps purpose-driven business leaders to thrive in life so that they can connect with others and contribute to the world. He is a former Fortune 500 executive with companies such as John Deere, Medtronic, and Buffalo Wild Wings. He has extensive experience in strategic planning, talent management, and leadership development. Tony is a best-selling author, keynote speaker, business coach, and a podcast host. Today he talks about the importance of finding a way to do things for the good of society. There are four main ways to do this, through his 4-S framework - Sell, Source, Staff, Share.  By using one or more of these four areas, companies like Evrnu https://www.evrnu.com/ (https://www.evrnu.com/)  and http://www.arqlite.com/ (http://www.arqlite.com/) are providing ways to have a positive impact on the world. A good point that was made is that these sort of innovations are the result of chance encounters. Most people think they don't have the ingenuity  to come up with such inventions or ideas. Tony feels it's a matter of getting out and about.  He says "miracles find you while you're in motion." It could be something as simple as an overheard conversation while you're in line at the grocery store, that leads to an introduction...but none of it happens if you're sitting on your sofa. You can download a copy of his best-selling book, "Crazy Good Advice: 10 Lessons Learned from 150 Leading Social Entrepreneurs", on his primary website, https://tonyloyd.com (https://tonyloyd.com) Tony can be found in many places! Please check out all of his sites and social media presence on the many platforms:  Thrive. Connect. Contribute.:  https://thriveconnectcontribute.com/ (https://thriveconnectcontribute.com/) Antiracist Voter: https://antiracistvoter.com/ (https://antiracistvoter.com) Coaching practice: https://cultureshift.com/ (https://cultureshift.com/) Facebook: https://www.facebook.com/TonyLoydSocialEntrepreneur/ (https://www.facebook.com/TonyLoydSocialEntrepreneur/) Instagram: https://www.instagram.com/anthonyloyd/ (https://www.instagram.com/anthonyloyd/) LinkedIn: https://www.linkedin.com/in/tonyloyd/ (https://www.linkedin.com/in/tonyloyd/) Twitter: https://twitter.com/TonyLoyd (https://twitter.com/TonyLoyd) YouTube: https://www.youtube.com/c/tonyloyd (https://www.youtube.com/c/tonyloyd)  

dez. de 2020

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