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The Dave Ramsey Show

By Ramsey Network

Take control of your money once and for all. The Dave Ramsey Show offers up straight talk on life and money. Millions listen in as callers from all walks of life learn how to get out of debt and start building for the future. Check out the fifth most downloaded podcast! For more information, visit www.daveramsey.com

  1. 1.
    How Do I Buy a House for the First Time? (Hour 3)10/18/2019
    40:52
  2. 2.
    Wife Hid $90,000 in Debt From Me (Hour 2)10/18/2019
    40:08
  3. 3.
    How Can I Apply These Principles to My Business? (Hour 1)10/18/2019
    40:29
  4. 4.
    How They Did It and What They’re Doing Now (Hour 3)10/17/2019
    40:27
  5. 5.
    Do I Even NEED a Job Anymore? (Hour 2)10/17/2019
    40:43
  6. 6.
    Laid Off, What’s My Next Step to Get Back on Track? (Hour 1)10/17/2019
    40:02
  7. 7.
    Thinking You’ll Beat the Banks Makes You Stupid, Not Sophisticated (Hour 3)10/16/2019
    40:30
  8. 8.
    It’s a Compliment When Dave Calls You Weird. Because Normal Is Broke. (Hour 2)10/16/2019
    40:57
  1. 9.
    Should I Go Into an Apprenticeship Program? (Hour 1)10/16/2019
    40:56
  2. 10.
    Change the Habits That Created the Financial Mess (Hour 3)10/15/2019
    41:34
  3. 11.
    Should I Change Jobs to Get One With Better Money? (Hour 2)10/15/2019
    40:47
  4. 12.
    Don't Let Your Parent Be a Travel Agent for Guilt Trips! (Hour 1)10/15/2019
    40:26
  5. 13.
    Learn to Be Content With What You Have (Hour 3)10/14/2019
    40:18
  6. 14.
    Don't Loan Your Family Members Money! (Hour 2)10/14/2019
    40:17
  7. 15.
    Following the Plan Can Improve Your Marriage, Not Just Your Money (Hour 1)10/14/2019
    40:03
  8. 16.
    Don't Repeat Your Old Money Mistakes (Hour 3)10/11/2019
    40:41
  9. 17.
    Never Put Money in Something You Don't Understand (Hour 2)10/11/2019
    40:04
  10. 18.
    Your Emergency Fund Is Murphy Repellent (Hour 1)10/11/2019
    41:02
  11. 19.
    Don't Pay for Your Education 20 Years Later! (Hour 3)10/10/2019
    40:21
  12. 20.
    Becoming Debt-Free Gives You Hope for the Future (Hour 2)10/10/2019
    40:56
  13. 21.
    Life Does Not Consist of Just the House You Live In (Hour 1)10/10/2019
    40:33
  14. 22.
    The Formula for Refinancing (Hour 3)10/09/2019
    41:04
  15. 23.
    You Have to Forgive Yourself to Move Forward (Hour 2)10/09/2019
    40:52
  16. 24.
    Borrowing Money in Small Business Is Suicide! (Hour 1)10/09/2019
    40:14
  17. 25.
    Don't Spend Your Life Working a Job You Hate! (Hour 3)10/08/2019
    40:48
  18. 26.
    Stop Buying Things If You Want to Clean Up Your Mess! (Hour 2)10/08/2019
    40:27
  19. 27.
    How to Balance Giving and Providing for Your Family (Hour 1)10/08/2019
    40:09
  20. 28.
    Be Ready to Tell Yourself "No" If You Want to Win (Hour 3)10/07/2019
    40:34
  21. 29.
    Take Debt off the Table! (Hour 2)10/07/2019
    40:24
  22. 30.
    Don't Overpay for Your Education (Hour 1)10/07/2019
    40:22
  23. 31.
    An International Debt-Free Scream! (Hour 3)10/04/2019
    44:16
  24. 32.
    When Your Money Priorities Aren't Aligned, Your Marriage Isn't Aligned (Hour 2)10/04/2019
    40:58
  25. 33.
    Be Intentional About Your Education (Hour 1)10/04/2019
    40:38
  26. 34.
    You Won't Win as a Leader Unless You Love People (Hour 3)10/03/2019
    44:20
  27. 35.
    How to Teach Your Kids About Money (Hour 2)10/03/2019
    40:58
  28. 36.
    Don't Make Major Life Decisions by Yourself (Hour 1)10/03/2019
    40:53
  29. 37.
    Learn When to Let Your Foot off the Gas (Hour 3)10/02/2019
    44:18
  30. 38.
    Break the Family Cycle of Bad Money Habits (Hour 2)10/02/2019
    40:49
  31. 39.
    What Do I Do With My Failing Business? (Hour 1)10/02/2019
    40:58
  32. 40.
    Should I Pause My Debt Snowball While Changing Jobs? (Hour 3)10/01/2019
    44:22
  33. 41.
    Don't Get Caught Up in Consumerism Culture (Hour 2)10/01/2019
    40:31
  34. 42.
    How to Deal With Financial Infidelity (Hour 1)10/01/2019
    40:01
  35. 43.
    You Can't Control Congress but You CAN Control YOUR Decisions (Hour 3)09/30/2019
    44:24
  36. 44.
    Don't Carry a Mortgage Going Into Retirement (Hour 2)09/30/2019
    41:04
  37. 45.
    Make Sure Your Degree Has a Return on Investment! (Hour 1)09/30/2019
    40:55
  38. 46.
    A Partnership Is the Only Ship That Won't Sail (Hour 3)09/27/2019
    40:23
  39. 47.
    You Can Work AND Go to School at the Same Time (Hour 2)09/27/2019
    40:11
  40. 48.
    You Have to Deny Yourself in Order to Win (Hour 1)09/27/2019
    40:19
  41. 49.
    Don't Make Fear-Based Decisions When Investing (Hour 3)09/26/2019
    41:01
  42. 50.
    You Won't Get Hurt on a Roller Coaster Unless You Jump Out (Hour 2)09/26/2019
    40:48
  43. 51.
    You DON'T Have to Have a Car Payment (Hour 1)09/26/2019
    40:03
  44. 52.
    The First Student Loan Theme Hour! (Hour 3)09/25/2019
    40:17
  45. 53.
    Don't Get Happiness and Fun Confused (Hour 2)09/25/2019
    40:36
  46. 54.
    The Borrower Is Slave to the Lender - Even If the Lender Is Family (Hour 1)09/25/2019
    40:57
  47. 55.
    It's Where You're Going That Matters, Not Where You Came From (Hour 3)09/24/2019
    40:39
  48. 56.
    Life Is Too Short to Live for the Weekend! (Hour 2)09/24/2019
    40:27
  49. 57.
    Where Do You Want to See Yourself in 20 Years? (Hour 1)09/24/2019
    41:07
  50. 58.
    They Fought Debt and Cancer at the Same Time! (Hour 3)09/23/2019
    40:46
  51. 59.
    Stop Looking for the Easy Way Out (Hour 2)09/23/2019
    40:14
  52. 60.
    Stay Allergic to Debt! (Hour 1)09/23/2019
    40:52
  53. 61.
    Untangle the Emotions Tied to a Bad Insurance Product (Hour 3)09/20/2019
    41:43
  54. 62.
    How to Scale Your Business (Hour 2)09/20/2019
    40:47
  55. 63.
    Don't Do Things That Delay Your Dreams (Hour 1)09/20/2019
    40:37
  56. 64.
    A Rundown on Tiny House Economics (Hour 3)09/19/2019
    41:16
  57. 65.
    Don't Rationalize Business Debt! (Hour 2)09/19/2019
    40:24
  58. 66.
    Living Below Your Means Is Critical to Success (Hour 1)09/19/2019
    41:25
  59. 67.
    FICO Is NOT Your Savior! (Hour 3)09/18/2019
    41:00
  60. 68.
    Is $1 Million Enough to Retire? (Hour 2)09/18/2019
    40:55
  61. 69.
    Getting Out of Debt Is About Momentum, Not Math (Hour 1)09/18/2019
    40:56
  62. 70.
    Don't Worry About Market Ups and Downs - Focus on the Long Run (Hour 3)09/17/2019
    41:19
  63. 71.
    What to Do With an Inherited IRA (Hour 2)09/17/2019
    41:18
  64. 72.
    More Intentionality Can Lead to More Income (Hour 1)09/17/2019
    40:46
  65. 73.
    You Can Break the Cycle of Student Loan Debt! (Hour 3)09/16/2019
    40:52
  66. 74.
    Your Only Job Security Is YOU (Hour 2)09/16/2019
    40:48
  67. 75.
    Don't Take a Monetary "Gift" If There Are Strings Attached (Hour 1)09/16/2019
    41:12
  68. 76.
    Separate Your Wants and Needs If You Want to Win (Hour 3)09/13/2019
    41:13
  69. 77.
    When You're Focused, It's Amazing What You Can Do (Hour 2)09/13/2019
    40:30
  70. 78.
    Don't Cash Out Your Retirement to Fund a Wedding (Hour 1)09/13/2019
    40:55
  71. 79.
    SPECIAL EDITION PODCAST: Get an exclusive first listen to the all-new Lesson 1 of Financial Peace University. Dave outlines the proven plan to winning with money live on stage to a sold-out crowd!09/13/2019
    23:17
  72. 80.
    You Have to Be Unified When It Comes to Money (Hour 3)09/12/2019
    40:55
  73. 81.
    Don't Let Your Dream Turn Into a Nightmare (Hour 2)09/12/2019
    40:54
  74. 82.
    A Reverse Mortgage Is a Horrible Product! (Hour 1)09/12/2019
    41:03
  75. 83.
    Don't Avoid Getting Married Just to Keep Military Benefits (Hour 3)09/11/2019
    41:17
  76. 84.
    Overtime Money Is NOT a Separate Budget Category (Hour 2)09/11/2019
    40:47
  77. 85.
    A Powerful Debt-Free Scream on World Suicide Prevention Day (Hour 1)09/11/2019
    40:46
  78. 86.
    Don't Take a Child's Approach to an Adult Decision (Hour 3)09/10/2019
    41:31
  79. 87.
    Your Goals Need to Be YOUR Goals (Hour 2)09/10/2019
    40:48
  80. 88.
    They Paid Off $777,000 in 29 Months! (Hour 1)09/10/2019
    40:31
  81. 89.
    When You're Debt-Free, Fear Doesn't Own You (Hour 3)09/09/2019
    41:17
  82. 90.
    When You're in Your Career Sweet Spot, People Will Notice (Hour 2)09/09/2019
    40:37
  83. 91.
    Don't Co-sign for Your Roommate's Car! (Hour 1)09/09/2019
    40:50
  84. 92.
    Your "Why" Has to Be Greater Than Your Wants (Hour 3)09/06/2019
    40:32
  85. 93.
    A Debt-Free Scream From Belgium! (Hour 2)09/06/2019
    40:25
  86. 94.
    Don't Make Payments on Your Mistakes! (Hour 1)09/06/2019
    40:31
  87. 95.
    Consistency Compounds During Your Debt-Free Journey (Hour 3)09/05/2019
    40:45
  88. 96.
    What Career Choice Takes You Where You Want to Go? (Hour 2)09/05/2019
    40:44
  89. 97.
    How to Handle Student Loans After Your College Closes (Hour 1)09/05/2019
    40:16
  90. 98.
    You Are the Problem AND the Solution (Hour 3)09/04/2019
    41:05
  91. 99.
    Having a Clearly Defined Goal Pulls You Toward Success (Hour 2)09/04/2019
    40:42
  92. 100.
    Don't Have Too Much Money Tied Up in Things With Wheels (Hour 1)09/04/2019
    40:42
  93. 101.
    Changing Your Family Tree Starts With You (Hour 3)09/03/2019
    40:45
  94. 102.
    Writing Down a Goal Is Powerful (Hour 2)09/03/2019
    40:18
  95. 103.
    DAVE RANT: You CAN Work Your Way Through College (Hour 1)09/03/2019
    40:30
  96. 104.
    Be Willing to Be Different (Hour 3)09/02/2019
    40:50
  97. 105.
    The Importance of Life Insurance and a Will (Hour 2)09/02/2019
    40:20
  98. 106.
    The Best Way to Get Rich Quick Is to Get Rich Slow (Hour 1)09/02/2019
    40:17
  99. 107.
    Throw Dynamite at a Mathematical Log Jam (Hour 3)08/30/2019
    40:56
  100. 108.
    What an IRA Really Means (Hour 2)08/30/2019
    40:46
  101. 109.
    When You've Walked Through a Mess, You Can Be a Messenger (Hour 1)08/30/2019
    40:18
  102. 110.
    Shared Motivation Draws Couples Together (Hour 3)08/29/2019
    40:25
  103. 111.
    Don't Let Your Family Take Advantage of You (Hour 2)08/29/2019
    40:51
  104. 112.
    DAVE RANT: Middle Class Used to Mean Living Within Your Means (Hour 1)08/29/2019
    40:52
  105. 113.
    Cash Value Life Insurance Is a Horrible Investment! (Hour 3)08/28/2019
    40:51
  106. 114.
    Make Your Money Behave (Hour 2)08/28/2019
    40:46
  107. 115.
    Credit Cards Are a Curse, Not a Blessing (Hour 1)08/28/2019
    40:26
  108. 116.
    Don't Use Your 401(k) for a Down Payment! (Hour 3)08/27/2019
    40:17
  109. 117.
    Knock Out Your Debt Instead of Worrying About Interest Rates (Hour 2)08/27/2019
    41:01
  110. 118.
    Have a Tiny Rent, Not a Tiny House (Hour 1)08/27/2019
    41:03
  111. 119.
    What Was Your "I've Had It" Moment? (Hour 3)08/26/2019
    40:43
  112. 120.
    Being Debt-Free Is Worth the Sacrifice (Hour 2)08/26/2019
    40:17
  113. 121.
    Living With Your Parents Is Not a Long-Term Play (Hour 1)08/26/2019
    40:58
  114. 122.
    You Can't Do "Ish" If You Want to Win (Hour 3)08/23/2019
    40:55
  115. 123.
    Career Is a Massive Part of Your Baby Step Process (Hour 2)08/23/2019
    40:08
  116. 124.
    You Have to Decide That You're Sick and Tired (Hour 1)08/23/2019
    41:02
  117. 125.
    We Took a Loan at 149% Interest! (Hour 3)08/22/2019
    40:56
  118. 126.
    Build Wealth, Not Your Credit Score! (Hour 2)08/22/2019
    40:14
  119. 127.
    The Plan Works No Matter What Your Income Is! (Hour 1)08/22/2019
    40:28
  120. 128.
    How to Recession-Proof Your Life (Hour 3)08/21/2019
    40:55
  121. 129.
    Don't Make Excuses - Just Do It! (Hour 2)08/21/2019
    40:55
  122. 130.
    Grow the Generous Bone (Hour 1)08/21/2019
    40:52
  123. 131.
    Don't Use Debt Relief Companies! (Hour 3)08/20/2019
    40:51
  124. 132.
    How to Stay Motivated (Hour 2)08/20/2019
    40:52
  125. 133.
    Hope Is More Powerful Than Math (Hour 1)08/20/2019
    40:51
  126. 134.
    Ask Yourself What You Want to Be Doing in 10 Years (Hour 3)08/19/2019
    40:58
  127. 135.
    DAVE RANT: YOU Cause the Economy to Happen! (Hour 2)08/19/2019
    40:45
  128. 136.
    What to Look for in a Budget Car (Hour 1)08/19/2019
    41:00
  129. 137.
    How to Shift Your Mindset When You're a Spender (Hour 3)08/16/2019
    40:52
  130. 138.
    You Have to Protect Your Budget When Building a House (Hour 2)08/16/2019
    40:55
  131. 139.
    A Rundown on Retirement Accounts (Hour 1)08/16/2019
    41:01
  132. 140.
    The Student Loan Program Has Turned Into a Plague! (Hour 3)08/15/2019
    40:45
  133. 141.
    How to Navigate Retirement When You're Self-Employed (Hour 2)08/15/2019
    40:58
  134. 142.
    You Don't Get to Not Participate in the Law of Gravity! (Hour 1)08/15/2019
    40:54
  135. 143.
    If You Believe the Lie, You Activate the Limits (Hour 3)08/14/2019
    40:45
  136. 144.
    How to Put a Value on Your Business (Hour 2)08/14/2019
    40:51
  137. 145.
    Don't Flee From Change - Embrace It! (Hour 1)08/14/2019
    40:16
  138. 146.
    When You Use Credit Cards, You Spend More (Hour 3)08/13/2019
    40:09
  139. 147.
    Your Resumé Needs to Have a Real Connection (Hour 2)08/13/2019
    40:16
  140. 148.
    How to Address Family Anger Issues (Hour 1)08/13/2019
    40:57
  141. 149.
    Don't Cripple Your Kids With Student Loan Debt! (Hour 3)08/12/2019
    40:44
  142. 150.
    Handling Money During the Grieving Process (Hour 2)08/12/2019
    40:55
  143. 151.
    Should I Sell My House? (Hour 1)08/12/2019
    41:01
  144. 152.
    Where You Spend Your Money Reveals What's Important (Hour 3)08/09/2019
    40:50
  145. 153.
    What If You Had No Payments? (Hour 2)08/09/2019
    40:56
  146. 154.
    No One Accidentally Wins the Super Bowl (Hour 1)08/09/2019
    40:45
  147. 155.
    The First Ever Family Business Theme Hour! (Hour 3)08/08/2019
    40:50
  148. 156.
    Pay Attention to Your Income! (Hour 2)08/08/2019
    40:12
  149. 157.
    Real Friends Want Something FOR You, Not FROM You (Hour 1)08/08/2019
    40:50
  150. 158.
    What Has to Be True for You to Win? (Hour 3)08/07/2019
    40:24
  151. 159.
    How to Prioritize Money From a Settlement (Hour 2)08/07/2019
    40:45
  152. 160.
    Don't Rationalize Your Stupid Credit Cards! (Hour 1)08/07/2019
    40:23
  153. 161.
    Even NFL Players Can Go Broke! Your Money Is YOUR Responsibility (Hour 3)08/06/2019
    40:14
  154. 162.
    Should I Switch Careers? (Hour 2)08/06/2019
    40:46
  155. 163.
    How to Budget on an Irregular Income (Hour 1)08/06/2019
    41:06
  156. 164.
    You Can Start Again Without Filing Bankruptcy (Hour 3)08/05/2019
    40:25
  157. 165.
    Don't Make Big Decisions When You're Grieving (Hour 2)08/05/2019
    40:20
  158. 166.
    Only the Financially Strong Can Help the Weak (Hour 1)08/05/2019
    40:56
  159. 167.
    Being "Good" at Using Credit Cards is Like Being Good at Juggling Swords (Hour 3)08/02/2019
    40:49
  160. 168.
    You Can Buy a House Without a Credit Score! (Hour 2)08/02/2019
    40:45
  161. 169.
    We Have $550,000 in Student Loan Debt! (Hour 1)08/02/2019
    42:03
  162. 170.
    The First "I've Had It" Theme Hour! (Hour 3)08/01/2019
    40:43
  163. 171.
    DAVE RANT: Rich Parents Are Disowning Their Kids to Get Need-Based Scholarships (Hour 2)08/01/2019
    40:44
  164. 172.
    A Car Accident Does NOT Give You Permission to Move Up in Car (Hour 1)08/01/2019
    40:58
  165. 173.
    Should I Buy a Business? (Hour 3)07/31/2019
    40:43
  166. 174.
    Don't Quit Your Job If It Makes Your Family Starve! (Hour 2)07/31/2019
    40:27
  167. 175.
    You Can't Fix Your Parents! (Hour 1)07/31/2019
    40:49
  168. 176.
    How to Deal With Credit Card Debt Collectors (Hour 3)07/30/2019
    40:42
  169. 177.
    Pay Cash for Your Education (Hour 2)07/30/2019
    40:39
  170. 178.
    DAVE RANT: We Already Know What's in Your Wallet! (Hour 1)07/30/2019
    40:55
  171. 179.
    Don't Hide Bills From Your Spouse! (Hour 3)07/29/2019
    42:06
  172. 180.
    You Have to Believe You Can Win (Hour 2)07/29/2019
    40:43
  173. 181.
    Why Newlyweds Should Rent Instead of Buy (Hour 1)07/29/2019
    40:54
  174. 182.
    We've Been Doing Dave-ish for 6 Years (Hour 3)07/26/2019
    40:37
  175. 183.
    Debt Doesn't Allow You to Live the Life You Want (Hour 2)07/26/2019
    41:53
  176. 184.
    What You Should Ask During an Interview (Hour 1)07/26/2019
    40:58
  177. 185.
    You Don't Get Rich by Being a Crook (Hour 3)07/25/2019
    40:46
  178. 186.
    Leave the Cave, Kill Something, and Drag It Home (Hour 2)07/25/2019
    41:00
  179. 187.
    Stop Spending Like You're in Congress (Hour 1)07/25/2019
    40:40
  180. 188.
    You Have to Set Boundaries With Your Kids (Hour 3)07/24/2019
    40:51
  181. 189.
    The Federal Student Loan Program Is an Epic Failure! (Hour 2)07/24/2019
    40:16
  182. 190.
    Control the Controllables When It Comes to Retirement (Hour 1)07/24/2019
    40:56
  183. 191.
    Don't Use Family Time to Justify Stupid Decisions (Hour 3)07/23/2019
    41:49
  184. 192.
    If You Participate in Crazy, You Can Expect Crazy (Hour 2)07/23/2019
    40:31
  185. 193.
    A Degree Is Not a Golden Ticket to Success (Hour 1)07/23/2019
    41:25
  186. 194.
    How to Save for a Wedding (Hour 3)07/22/2019
    41:04
  187. 195.
    Debt Is the Symptom, Not the Problem (Hour 2)07/22/2019
    41:15
  188. 196.
    The First Show From the New Studio! (Hour 1)07/22/2019
    41:56
  189. 197.
    Talk About the WHY Before the HOW (Hour 3)07/19/2019
    40:12
  190. 198.
    The Number 1 Way to Avoid Student Loan Debt (Hour 2)07/19/2019
    40:36
  191. 199.
    The Credit Card Is the Cigarette of the Financial World (Hour 1)07/19/2019
    40:04
  192. 200.
    Even When You Don't Have Momentum, You're Better Than You Look (Hour 3)07/18/2019
    40:35

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