Terminal Value

By Doug Utberg

'Terminal Value' is a Finance term that is used to represent the present value of all future cash flows, with the assumption of perpetual, stable growth. However, the future is not as predictable as people like to think. We also have seen that all information we receive is presented with an agenda. The result of this is a persistent 'us vs. them' mindset. Since nobody knows what to believe anymore, we all need to build our own conclusions. This has created a high degree of anxiety and pessimism due to all the negativity that continues to flow from the media. A key tenant of the Terminal Value mission is to bring attention to the people and organizations who are working to make things better. Ultimately, Terminal Value is an ongoing discussion about the future value of ideas and entities in our current world.

  1. 1.
    Real Estate and Taxes with Dave Foster
    27:09
  2. 2.
    Effective Financial Planning with Chad Wilardson
    23:58
  3. 3.
    Selling a Business with Rob Kessler
    21:37
  4. 4.
    Making it in Business with Tim Kubiak
    28:05
  5. 5.
    The Power of Association with Givers University
    20:15
  6. 6.
    Networking & Development for Finance Executives with Pamela Franklin
    23:11
  7. 7.
    Entrepreneurial Fitness with Julian Hayes II
    23:52
  8. 8.
    Leadership and Technology with Trina L Martin
    30:42
  1. 9.
    Career Pivots with Paul Tompkins
    26:12
  2. 10.
    Overcoming Adversity with Elizabeth Meyers
    23:43
  3. 11.
    Independent Local Journalism with John Fortmeyer
    16:48
  4. 12.
    Consumer Arbitration with Alex Darr
    33:57
  5. 13.
    Small Business Tax Strategy with Amy Kutzkey
    22:40
  6. 14.
    About Doug - Growing up in Gresham
    22:17
  7. 15.
    Interest Rates and Housing Inventory with Jason Hartman
    29:19
  8. 16.
    Re-Discover Lost Creativity with Robert A Belle
    30:02
  9. 17.
    The Future of Capitalism with Mike Munger
    30:15
  10. 18.
    Building a Brand through Podcasting with Alex Sanfilippo
    27:58
  11. 19.
    Community Support Organizations with Emily Garrick-Steenson
    28:21
  12. 20.
    Social Media and Political Nonsense with Rep. Bill Post
    26:17
  13. 21.
    Law Enforcement Technology and Equity with Brandon Walcott
    19:34
  14. 22.
    The Mastermind Principle with Aaron Walker
    21:42
  15. 23.
    Small Business Marketing with Brian Groves
    32:35
  16. 24.
    Running a Mission Driven Convent and School with Sister Adelle Marie
    25:14
  17. 25.
    Doug's 2020 reflections
    13:34
  18. 26.
    Onsite Higher Education with Debby Thomas
    25:27
  19. 27.
    Local Entrepreneurship with Josh Duder
    43:04
  20. 28.
    Insurance Dynamics with Kevin Baty
    30:08
  21. 29.
    Career Transition with Michelle Charles
    17:58
  22. 30.
    Artificial Intelligence Profiling with Kristi Yuthas
    38:45
  23. 31.
    The Importance of Local Journalism with Mark Garber
    27:49
  24. 32.
    Faith Based Organizations with Craig Carter
    20:42
  25. 33.
    Open Enrollment and Health Insurance with Om Sukheenai
    27:01
  26. 34.
    COVID Dynamics for Employers and Job Seekers with Brandon Laws
    23:55
  27. 35.
    Local Government Partnerships with Shannon Buckmaster
    36:06
  28. 36.
    Adjuncts and Higher Education with Jacob Richman
    27:27
  29. 37.
    Sales Skills with Graham Phelps
    21:31
  30. 38.
    A Social Mission with Rabbi Evan Moffic
    18:23
  31. 39.
    Resilience and living abroad with Zach Everton
    23:22
  32. 40.
    Introducing the Terminal Value Podcast
    9:38

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