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Debt Free in 30

By Doug Hoyes

Every week we take 30 minutes and talk to industry experts about debt, money and personal finance.

  1. 1.
    237 – Managing Money on a Variable Income03/16/2019
    34:26
  2. 2.
    236 – Take The Blame And Shame Out Of Debt Repayment03/09/2019
    33:55
  3. 3.
    235 – What to Know About Credit Cards So You Use Credit Wisely03/02/2019
    27:46
  4. 4.
    234 – 4 Personal Finance Ratios That Measure Your Debt Risk02/23/2019
    25:38
  5. 5.
    233 – Want to Beat the Bank? Understand the Basics02/16/2019
    32:11
  6. 6.
    232 – Are Not-For-Profit Credit Counselling Agencies Now Just Debt Collectors?02/09/2019
    40:16
  7. 7.
    231 – Think Twice Before You Get a Home Equity Line of Credit02/02/2019
    33:27
  8. 8.
    230 – Should I Sell My Assets to Pay Off Debt?01/26/2019
    35:39
  1. 9.
    229 – Will I Lose My Inheritance in a Bankruptcy?01/19/2019
    21:48
  2. 10.
    228 – Buying and Maintaining an Affordable Car01/12/2019
    31:14
  3. 11.
    227 – Getting Out Of Debt Requires A System, Not Just A Goal01/05/2019
    17:10
  4. 12.
    226 – Consumer Debt Crisis is Looming: Predictions for 201912/29/2018
    24:20
  5. 13.
    225 – Should You Use Your Bonus To Pay Off Debt?12/22/2018
    34:18
  6. 14.
    224 – Chatbots: Helping Your Finances or Up-selling?12/14/2018
    35:05
  7. 15.
    223 – Christmas Etiquette When You're Dealing With Debt12/08/2018
    35:34
  8. 16.
    222 – Protecting Yourself Financially for Unexpected Life Events12/01/2018
    34:46
  9. 17.
    221 – Retraining for a Second Career while Dealing with Debt11/24/2018
    34:20
  10. 18.
    220 – The Cold-Hard Truth About Unlicensed Debt Consultants11/17/2018
    40:57
  11. 19.
    219 – Avoiding Debt Problems After a Personal Injury11/10/2018
    33:33
  12. 20.
    218 – A Three-Pronged Approach to Financial Literacy11/03/2018
    28:46
  13. 21.
    217 – Why You Want to Avoid Debt at Every Age10/27/2018
    27:53
  14. 22.
    216 – Should You File Bankruptcy in Canada if Living Abroad?10/20/2018
    21:07
  15. 23.
    215 – What is a Robo-Planner? Automated Financial Planning10/13/2018
    35:32
  16. 24.
    214 – Should You Have a Joint Bank Account?10/06/2018
    24:42
  17. 25.
    213 – Investment Selling is Not Financial Planning09/29/2018
    40:30
  18. 26.
    212 – Walking Away From A Mortgage in Canada09/22/2018
    29:40
  19. 27.
    211 – Are You Having a Personal Financial Crisis?09/15/2018
    34:22
  20. 28.
    210 – What is Financial Hardship for Student Loans?09/08/2018
    26:01
  21. 29.
    209 – Welcome to Season 5 of Debt Free in 3009/01/2018
    9:18
  22. 30.
    208 – REBROADCAST: The 80/20 Rule of Money Management08/25/2018
    10:03
  23. 31.
    207 – REBROADCAST: Which Debts Should You Pay First?08/18/2018
    18:22
  24. 32.
    206 – REBROADCAST: How to Pay Down Massive Debt08/11/2018
    16:35
  25. 33.
    205 – REBROADCAST: Minimum Payments on Credit Cards are Keeping You in Debt08/04/2018
    12:54
  26. 34.
    204 - What a Tesla Bankruptcy Can Teach You About Personal Finance07/28/2018
    17:55
  27. 35.
    203 – Why You Should Bank at More Than One Bank07/20/2018
    13:31
  28. 36.
    202 – What Happens in Bankruptcy Court?07/14/2018
    24:30
  29. 37.
    201 – How to Improve Your Financial Wellness07/07/2018
    30:47
  30. 38.
    200 – Is Bankruptcy Morally Wrong?06/30/2018
    24:43
  31. 39.
    199 – The Diderot Effect: How to Get Out of a Spending Spiral06/23/2018
    30:15
  32. 40.
    198 – How to Find a Credible Financial Planner with Jason Heath06/16/2018
    30:40
  33. 41.
    197 – Reviving a Consumer Proposal06/09/2018
    24:59
  34. 42.
    196 – Save Money with Recipes from Cashflow Cookbook06/02/2018
    31:40
  35. 43.
    195 – Is a Bad Credit Score Good for You?05/26/2018
    18:50
  36. 44.
    194 – What Information Is On Your Credit Report?05/19/2018
    32:20
  37. 45.
    193 – How to get an Affordable Divorce05/12/2018
    32:22
  38. 46.
    192 – Second Mortgage or Interest-Free Consumer Proposal?05/05/2018
    23:08
  39. 47.
    191 – Pay Off Debt First or Follow Your Passion?04/28/2018
    28:05
  40. 48.
    190 – The 80/20 Rule of Money Management04/21/2018
    9:27
  41. 49.
    189 – Can Blockchain Technology Save the Credit Scoring System?04/14/2018
    48:20
  42. 50.
    188 – Why More Women are Filing Bankruptcy04/07/2018
    39:16
  43. 51.
    187 – Advice for Tenants Renting a Property03/31/2018
    38:28
  44. 52.
    186 – Why It's Difficult to Prevent Online Fraud03/23/2018
    36:11
  45. 53.
    185 – 3 Types of Bankruptcies We Expect in 201803/17/2018
    33:30
  46. 54.
    184 – Debt: Why is No-One Listening?03/10/2018
    40:58
  47. 55.
    183 – A Balanced Look at the Real Estate Market03/03/2018
    35:11
  48. 56.
    182 – Why Payday Loans Won’t Go Away02/24/2018
    29:59
  49. 57.
    181 – The Rule of 7202/17/2018
    8:33
  50. 58.
    180 – How to Use Loyalty Programs to Balance Your Budget02/10/2018
    25:18
  51. 59.
    179 – Talking Debt with Scott Terrio02/03/2018
    32:46
  52. 60.
    178 – How to Pay Down Massive Debt01/27/2018
    16:12
  53. 61.
    177 – Minimum Payments on Credit Cards are Keeping You in Debt01/19/2018
    12:08
  54. 62.
    176 – The Wealthy Renter with Alex Avery01/13/2018
    40:29
  55. 63.
    175 – Which Debts Should You Pay First?01/06/2018
    17:41
  56. 64.
    174 – Seeds of a Debt Crisis: 2017 Debt Statistics and 2018 Predictions12/30/2017
    30:09
  57. 65.
    173 – How To Avoid Being House Poor12/23/2017
    15:00
  58. 66.
    172 – The Perfect Christmas With Heather Cudmore12/16/2017
    22:25
  59. 67.
    171 – Never Loan Money to Family and Friends12/09/2017
    11:27
  60. 68.
    170 – 10 Personal Finance Books That Make Great Gifts12/02/2017
    32:45
  61. 69.
    169 – Let's Call a Spade a Spade: Credit is Debt11/25/2017
    8:26
  62. 70.
    168 – Wage Garnishments: What Income Can be Garnisheed?11/18/2017
    31:44
  63. 71.
    167 – Expert Disagrees With My Opinion on Credit Scores11/11/2017
    41:24
  64. 72.
    166 – Financial Literacy Needs More Thinking and Less Emphasis on Math11/04/2017
    15:34
  65. 73.
    165 – Do I Lose My RDSP If I Go Bankrupt?10/28/2017
    24:20
  66. 74.
    164 – Why a House Does Not Guarantee Financial Security10/21/2017
    13:38
  67. 75.
    163 – Life Happens and Not Always The Way We Expect10/14/2017
    10:13
  68. 76.
    162 – Here's How You Can Get Ready for Higher Interest Rates10/07/2017
    28:02
  69. 77.
    161 – Debt Should Come With a Health and Safety Warning09/30/2017
    22:49
  70. 78.
    160 – Laid Off at Age 4709/23/2017
    32:23
  71. 79.
    159 – How Our Emotions Can Lead to Debt Problems09/16/2017
    14:35
  72. 80.
    158 – Is Your Student Debt Sustainable?09/09/2017
    23:49
  73. 81.
    157 – Introduction to Season 4: We Are Not Netflix, but…09/02/2017
    6:59
  74. 82.
    156 – Straight Talk On Your Money08/26/2017
    10:37
  75. 83.
    155 – REBROADCAST: Burn Your Mortgage with Sean Cooper08/19/2017
    32:52
  76. 84.
    154 – REBROADCAST: How One Man Retired Debt-Free at Age 4808/12/2017
    38:47
  77. 85.
    153 – REBROADCAST: Everything you were Afraid to Ask About Debt08/05/2017
    51:53
  78. 86.
    152 – REBROADCAST: Why We Expect Tighter, More Expensive Mortgage Markets07/29/2017
    43:38
  79. 87.
    151 – REBROADCAST: The Canadian Economy and Household Debt07/22/2017
    32:26
  80. 88.
    150 – Bankruptcy Myths with Leigh Taylor07/15/2017
    30:20
  81. 89.
    149 – REBROADCAST: Why You Should Never Loan Money To Family and Friends07/08/2017
    19:29
  82. 90.
    148 - 10 Tips for Dealing with CRA and Tax Debts07/01/2017
    34:42
  83. 91.
    147 – Dealing with Gambling Debt06/24/2017
    34:19
  84. 92.
    146 – Why Minimum Wage is not a Living Wage06/17/2017
    21:58
  85. 93.
    145 – Poverty Reduction: What Can We Do? – With Tom Cooper06/10/2017
    33:56
  86. 94.
    144 – Seniors and Debt: More Trouble Ahead?06/03/2017
    27:04
  87. 95.
    143 – Debt Consultants: Avoid the Extra Cost05/27/2017
    37:27
  88. 96.
    142 – Homeowners Banking On Your Home Equity05/20/2017
    24:59
  89. 97.
    141 – How Car Loans Can Lead to Insolvency05/13/2017
    21:08
  90. 98.
    140 – Banks Behaving Badly, Who To Trust, and Has Toronto Real Estate Peaked?05/06/2017
    44:14
  91. 99.
    139 – Seniors and Finance With Vanessa Benedict04/29/2017
    29:35
  92. 100.
    138 – Financial Stress Facing Single Parents04/22/2017
    33:15
  93. 101.
    137 – News You Can Use April 201704/15/2017
    40:22
  94. 102.
    136 – Thinking Ahead and Planning For Your Future04/08/2017
    23:16
  95. 103.
    135 – The Economic Reality of Vulnerable Debtors04/01/2017
    26:35
  96. 104.
    134 – The Money Mindset of a Hoyes Michalos Client03/25/2017
    29:17
  97. 105.
    133 – The Financial Impact of Becoming the CEO of Everything03/18/2017
    33:28
  98. 106.
    132 – Fraud in 2017: Romance, Phishing, and CRA Scams03/11/2017
    26:22
  99. 107.
    131 – How to Master Being Suddenly Single03/04/2017
    32:43
  100. 108.
    130 – Yes, We Have A Payday Loan Crisis02/25/2017
    35:51
  101. 109.
    129 – Burn Your Mortgage with Sean Cooper02/18/2017
    31:40
  102. 110.
    128 –Ontario Limitations Act and Old Debts02/11/2017
    12:08
  103. 111.
    127 – Surviving Job Loss with David Trahair02/04/2017
    35:34
  104. 112.
    126 – News You Can Use – January 201701/28/2017
    28:11
  105. 113.
    125 – How One Man Retired Debt-Free at Age 4801/21/2017
    37:41
  106. 114.
    124 – Advertising Tricks: What We Can Learn From Donald Trump01/14/2017
    16:48
  107. 115.
    123 – What it Means to Have U.S. Debts in Canada01/07/2017
    15:05
  108. 116.
    122 – Annual New Year’s Prediction Show12/31/2016
    18:00
  109. 117.
    121 – Brother, Can You Spare a Dime?12/24/2016
    12:48
  110. 118.
    120 – Gender Bias in Financial Preparedness12/17/2016
    45:46
  111. 119.
    119 – Privatize CMHC? A Politician Says Yes12/10/2016
    31:18
  112. 120.
    118 – Who Will Know I Filed Bankruptcy?12/03/2016
    8:45
  113. 121.
    117 – Why We Expect Tighter, More Expensive Mortgage Markets11/26/2016
    41:42
  114. 122.
    116 – Should the Grade 10 Career Studies Course Include Financial Literacy?11/19/2016
    26:49
  115. 123.
    115 – What Happens to Air Miles Points if You Go Bankrupt?11/12/2016
    5:54
  116. 124.
    114 – Basic Income: Is it a Silver Bullet for Poverty?11/05/2016
    29:57
  117. 125.
    113 – Mogo Loans: Are They A Good Deal?10/29/2016
    34:59
  118. 126.
    112 – The Canadian Economy and Household Debt10/22/2016
    31:26
  119. 127.
    111 – Why You Should Never Loan Money To Family and Friends10/15/2016
    17:36
  120. 128.
    110 – Is the Sky Falling?10/08/2016
    23:21
  121. 129.
    109 – Should I Use My RRSP to Pay Off Debt?10/01/2016
    7:01
  122. 130.
    108 – Victory Lap Retirement with Jonathan Chevreau and Mike Drak09/24/2016
    34:04
  123. 131.
    107 – LIVE: Everything You Were Afraid to Ask About Debt09/17/2016
    51:11
  124. 132.
    106 – Why is Walmart Really Fighting Visa?09/10/2016
    23:14
  125. 133.
    105 – SPECIAL ANNOUNCEMENT – Season 3 Premiere09/03/2016
    6:36
  126. 134.
    104 – BEST OF SHOW - Is the Canadian Housing Bubble about to Burst?08/27/2016
    29:00
  127. 135.
    103 – BEST OF SHOW - Change Your Debt Perspective With Robert Brown08/20/2016
    29:00
  128. 136.
    102 – BEST OF SHOW - Crushing Debt: Why Canadians Should Drop Everything And Pay Off Debt08/13/2016
    29:00
  129. 137.
    101 – BEST OF SHOW - Should You Pay Down Debt, Or Invest In RRSP?08/06/2016
    28:59
  130. 138.
    100 – 30 Practical Tips To Avoid Debt07/30/2016
    29:00
  131. 139.
    99 – How to Fix the Payday Loan Industry07/23/2016
    28:59
  132. 140.
    98 – BEST OF SHOW - 4 Easy Steps To Save Money Each Week With Nicole Olsen07/16/2016
    28:59
  133. 141.
    97 – BEST OF SHOW: Is Making A Budget A Waste Of Time?07/09/2016
    29:00
  134. 142.
    96 – Renting vs. Buying: What Makes the Most Sense?07/02/2016
    29:00
  135. 143.
    95 – How To Deal With Divorce And Bankruptcy06/25/2016
    29:00
  136. 144.
    94 – What Happens To Debt When House Prices Fall?06/18/2016
    29:00
  137. 145.
    93 – Self Employed: Dealing with Business Debts06/11/2016
    28:59
  138. 146.
    92 – High Interest on Payday Loans Not The Real Problem: Consumer Debt Is06/04/2016
    29:00
  139. 147.
    91 – Consumer Proposal vs Bankruptcy – Which One is Right for You?05/28/2016
    28:59
  140. 148.
    90 – Planning for Retirement?05/21/2016
    28:59
  141. 149.
    89 – Is the Canadian Housing Bubble about to Burst?05/14/2016
    29:00
  142. 150.
    88 – Pay off debt, or invest?05/07/2016
    29:00
  143. 151.
    87 – What Happens if you stop paying your debts?04/30/2016
    29:00
  144. 152.
    86 – How to Rebuild Credit: 5 Simple Steps04/23/2016
    29:00
  145. 153.
    85 – Is this the payday loan regulation we need?04/16/2016
    29:00
  146. 154.
    84 – Tax Debt Help – Who Do You Call?04/09/2016
    29:00
  147. 155.
    83 – Creating A Better Payday Loan Industry04/02/2016
    29:00
  148. 156.
    82 – Bankruptcy Trustees now called LIT in Canada03/26/2016
    29:00
  149. 157.
    81 – How To Pay Off Your Mortgage Faster with Sean Cooper03/19/2016
    28:59
  150. 158.
    80 – It’s Not Your Fault03/12/2016
    29:00
  151. 159.
    79 – Overcoming Drug Addiction and Debt03/05/2016
    29:00
  152. 160.
    78 – Ontario Bankruptcy Legislation Updates: The Execution Act & 407 ETR02/27/2016
    28:59
  153. 161.
    77 – Change your Debt Perspective with Robert Brown02/20/2016
    29:00
  154. 162.
    76 – Are You Prepared For The Unexpected?02/13/2016
    28:24
  155. 163.
    75 – Tips to Protect Yourself from Identity Theft and Fraud with Kelley Keehn02/06/2016
    29:00
  156. 164.
    74 – The True Cost of Debt With Meg Penstone01/30/2016
    29:00
  157. 165.
    73 – You Are Not A Loan. You Are Not Alone.01/23/2016
    28:59
  158. 166.
    72 – Is Making A Budget A Waste Of Your Time?01/16/2016
    29:00
  159. 167.
    71 – 4 Easy Steps To Save Money Each Week With Nicole Olsen01/09/2016
    28:59
  160. 168.
    70 – Top Ten Tips for Dealing with Collection Agents01/02/2016
    29:00
  161. 169.
    69 – Best Money Apps12/26/2015
    29:00
  162. 170.
    68 – Christmas Budgeting Tips With Heather Cudmore12/19/2015
    28:00
  163. 171.
    67 – How To Deal With Depression & Anxiety Over The Holidays12/12/2015
    28:38
  164. 172.
    66 – Money Talks with Gail Vaz-Oxlade12/05/2015
    28:35
  165. 173.
    65 – Why It's Important To Do Your Financial Research11/28/2015
    29:00
  166. 174.
    64 – Privacy Laws and Collection Agents11/21/2015
    29:00
  167. 175.
    63 – There's Only Bad Debt & Not So Bad Debt11/14/2015
    28:31
  168. 176.
    62 – Should We Teach Financial Literacy In High Schools?11/07/2015
    32:34
  169. 177.
    61 – Scary Debt Stories10/31/2015
    28:59
  170. 178.
    60 – Why Canadians Should Worry About Debt, Not Delinqency10/24/2015
    28:59
  171. 179.
    59 – Debt and The Family with Nora Spinks10/17/2015
    29:00
  172. 180.
    58 – Student Loan Debt10/10/2015
    28:59
  173. 181.
    57 – How Did They Find Me?10/03/2015
    28:59
  174. 182.
    56 – What Is A Consumer Proposal?09/26/2015
    27:59
  175. 183.
    55 - How To Plan For Big Life Changes With Jessica Moorhouse09/19/2015
    31:54
  176. 184.
    54 – Senior Debt and the Need for Change with Susan Eng09/12/2015
    37:34
  177. 185.
    53 – Clamping Down on Payday Loans09/05/2015
    28:00
  178. 186.
    52 – BEST OF SHOW: Findependence with Jonathan Chevreau08/29/2015
    28:00
  179. 187.
    51 – BEST OF SHOW: Clean Up Your Debt Mess08/22/2015
    28:00
  180. 188.
    50 – BEST OF SHOW: Gail Vaz-Oxlade – Why are you in Financial Trouble?08/15/2015
    27:59
  181. 189.
    49 – BEST OF SHOW: Credit Counselling with Heather Cudmore08/08/2015
    27:59
  182. 190.
    48 – BEST OF SHOW: Seniors and Debt - Bag Lady Fears08/01/2015
    28:00
  183. 191.
    47 – BEST OF SHOW: How to Prepare Financially for Maternity Leave07/25/2015
    28:00
  184. 192.
    46 – How Are Certain Debts Affected In A Bankruptcy?07/18/2015
    28:00
  185. 193.
    45 – What it Means to Go Bankrupt07/11/2015
    28:00
  186. 194.
    44 – 3 Common Questions About Bankruptcy with Joel Sandwith07/04/2015
    28:00
  187. 195.
    43 – Student Loan Forgiveness and Bankruptcy Law – With Daniel Venoit06/27/2015
    28:00
  188. 196.
    42 – Is It A Good Idea To Get A Credit Card During Bankruptcy?06/20/2015
    27:59
  189. 197.
    41 – A Different View Of Credit Counselling06/13/2015
    28:00
  190. 198.
    40 – Debt Settlement: New Laws and a Better Approach06/06/2015
    27:59
  191. 199.
    39 – Joint Debt and Co-Signing. Am I Responsible For My Spouse's Debt?05/30/2015
    27:59
  192. 200.
    38 – Managing Debt in a Boom and Bust Economy with Ian Penney05/23/2015
    27:59

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