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Financially Simple

By Justin Goodbread

Financially Simple educates business owners and individuals with the goal of destroying the complexity of money. Justin Goodbread, owner of Heritage Investors LLC, uses easy-to-understand language and examples, to take on everything from simple financial concepts to complex long-term strategies… we are here to transform your business and personal life.

  1. 1.
    The 5 Stages of Value Maturity10/22/2020
    20:06
  2. 2.
    Dane McFarland - Identity Theft10/19/2020
    22:15
  3. 3.
    Don Pippin- The Main Street Lending Program10/15/2020
    24:59
  4. 4.
    The Wealth Gap Formula10/12/2020
    18:04
  5. 5.
    What ROI Should I Assume When Calculating My Wealth Gap10/08/2020
    26:28
  6. 6.
    How to Calculate the ROI of Your Investment Property10/05/2020
    16:38
  7. 7.
    What is the True Value of My Business10/01/2020
    23:08
  8. 8.
    Do Taxes Matter?09/28/2020
    18:34
  1. 9.
    Calculating the ROI of Your Business09/24/2020
    26:36
  2. 10.
    Could the CARES Act Cause Inflationary Concerns to Our Retirement Wealth Gap09/21/2020
    22:53
  3. 11.
    Should I Normalize My Income09/17/2020
    16:02
  4. 12.
    The Wealth Gap09/14/2020
    21:00
  5. 13.
    The Fears and Anxieties Business Owners Face09/10/2020
    22:37
  6. 14.
    Treating Yourself to a New Toy08/31/2020
    18:01
  7. 15.
    Business Owners on Vacation08/27/2020
    24:16
  8. 16.
    Caution: Don’t Stop!08/20/2020
    16:11
  9. 17.
    Networking: Grow Your Business Connections08/17/2020
    34:03
  10. 18.
    How to Shoot Video for Small Business Marketing08/13/2020
    31:26
  11. 19.
    What Insurance Policies Do Business Owners Need And Why?08/10/2020
    23:08
  12. 20.
    The Shortstop Legal Advisor, with Joe Strazzeri08/06/2020
    30:09
  13. 21.
    Building a Success Team: Legal Team08/03/2020
    21:13
  14. 22.
    Will We Ever Get To Business As Normal07/30/2020
    30:28
  15. 23.
    Buy Or Lease A Vehicle - What To Do As A Business Owner?07/27/2020
    18:06
  16. 24.
    Having a Forward-Thinking CPA on Your Success Team07/23/2020
    28:32
  17. 25.
    How to Leverage Business Debt07/20/2020
    29:41
  18. 26.
    PPP Forgiveness Application 3508EZ07/16/2020
    16:45
  19. 27.
    What is Factor Investing and Why Do So Many Use This Strategy?07/13/2020
    24:12
  20. 28.
    Pivoting During a Sudden Change - How to Take Action07/09/2020
    36:31
  21. 29.
    The Emergency Injury Disaster Loan (EIDL)07/06/2020
    17:55
  22. 30.
    The PPP Loan Forgiveness Application - How to Fill Out07/02/2020
    28:36
  23. 31.
    What is Dollar Cost Averaging?06/29/2020
    25:07
  24. 32.
    Is It Possible To Beat The Stock Market?06/25/2020
    25:28
  25. 33.
    Building Your Success Team: 1st Base, the CPA06/22/2020
    26:10
  26. 34.
    HR Issues During COVID-19 - Finding Solutions06/18/2020
    30:24
  27. 35.
    Should Business Owners Adjust Their Investments Using The 4% Rule?06/15/2020
    24:05
  28. 36.
    How COVID-19 Affected the Social Security Trust Fund06/11/2020
    21:13
  29. 37.
    COVID-19: Paycheck Protection Program Extension06/08/2020
    22:17
  30. 38.
    How Much Risk Should You Take as a Business Owner in Your Portfolio06/01/2020
    25:57
  31. 39.
    Do You Have the Required Members of Your Success Team?05/28/2020
    33:00
  32. 40.
    Why is the Stock Market Going Up with Such Bad News in the Media?05/25/2020
    18:19
  33. 41.
    David Stein: Money For The Rest of Us05/21/2020
    28:17
  34. 42.
    How To Do A SWOT Analysis05/18/2020
    19:58
  35. 43.
    What is The Difference Between an NQ, IRA, and ROTH, and Why Would I Choose One Over Another?05/14/2020
    27:50
  36. 44.
    Why Do Business Owners Dislike Financial Advisors?05/11/2020
    31:38
  37. 45.
    Ask Justin feat. David Kent: 5 Things You Need to Know to Successfully Manage a Team04/30/2020
    21:40
  38. 46.
    Ask Justin feat. Chris Steward: What’s Up and Down and Up with Oil?04/27/2020
    22:54
  39. 47.
    Ask Justin feat. David Kent: The Strategic Planning Process04/24/2020
    25:54
  40. 48.
    Ask Justin featuring Jennifer McConnell: The Cares Act and Qualified Plans04/23/2020
    39:10
  41. 49.
    Ask Justin featuring Steve Waldrop: Having Trouble Sleeping? Let’s Talk Insurance!04/22/2020
    24:02
  42. 50.
    Ask Justin featuring David Kent: 10 Moves for a Proactive Business Turnaround04/21/2020
    21:14
  43. 51.
    Ask Justin featuring Brandon Jordan: Getting Business Back to Normal04/20/2020
    27:27
  44. 52.
    Ask Justin featuring David Kent: Turnaround Strategies04/17/2020
    25:40
  45. 53.
    Ask Justin featuring Andy Huddleston: Loss of Income Insurance Policies04/16/2020
    26:59
  46. 54.
    Ask Justin featuring Chris Steward: Market Volatility04/15/2020
    24:24
  47. 55.
    Ask Justin featuring Andy Brasfield: Networking and Making Connections04/14/2020
    27:03
  48. 56.
    The Dental Guys featuring Justin Goodbread and Chris Mahan: Update on CARES Act 7a and 7b-What Do We Know and What Should We Do Now?04/13/2020
    44:37
  49. 57.
    Words from the Heritage Investors Team04/09/2020
    29:45
  50. 58.
    Ask Justin featuring Scott Cagle: Perspective Amidst Crisis04/06/2020
    23:16
  51. 59.
    Ask Justin featuring Gavin Baker: Small Business Marketing During the COVID-19 Pandemic04/03/2020
    40:29
  52. 60.
    Ask Justin featuring Allen Brown: SBA Disaster Loans for Small Business Owners04/01/2020
    35:10
  53. 61.
    Ask Justin: How Are Others Handling the Crisis in Dental Offices?03/30/2020
    49:04
  54. 62.
    Ask Justin featuring Gerri Detweiler: Managing Debt and Credit When Financing a Business03/26/2020
    21:27
  55. 63.
    Ask Justin featuring Kathryn Cimera: The Families First Coronavirus Response Act03/25/2020
    17:11
  56. 64.
    Ask Justin featuring John Riley: How to Weather the Storm With the Right Marketing Strategy03/24/2020
    27:04
  57. 65.
    Ask Justin featuring Biren Patel: How to Run a Business with a Remote Workforce03/23/2020
    27:36
  58. 66.
    Ask Justin featuring Paula Harriss: Business Leadership03/22/2020
    29:20
  59. 67.
    Ask Justin featuring Michael Gamboli: How Does the Family First Act Affect Small Business Owners as Employers03/21/2020
    17:54
  60. 68.
    Ask Justin featuring Brandon Jordan: What About the Business Owner Who Wasn’t Prepared?03/20/2020
    35:40
  61. 69.
    Ask Justin: Advice to Medical Entrepreneurs During the COVID-19 Crisis03/19/2020
    48:46
  62. 70.
    Ask Justin: Chris Steward: Market Fluctuations due to the Coronavirus03/16/2020
    17:14
  63. 71.
    Ask Justin: Why Does the Coronavirus Outbreak Effect the Markets?03/12/2020
    22:32
  64. 72.
    Ask Justin: How Much Money Do I Need to Retire?03/09/2020
    18:06
  65. 73.
    Ask Justin: Is $500 per Month Enough for an Investment Saving Plan?03/05/2020
    17:46
  66. 74.
    Ask Justin featuring Scott Snider: What is it Like to Work in a Family Business as the Second Generation?03/02/2020
    23:47
  67. 75.
    Ask Justin: How Should I Prioritize Excess Income When Starting a Business, and Can I Grow My Savings at the Same Time?02/27/2020
    20:57
  68. 76.
    Ask Justin feat. Jonathan Mills Patrick: Should I Become an Entrepreneur?02/24/2020
    30:16
  69. 77.
    Ask Justin: Do I Make Enough to Necessitate Wealth Management Services?02/20/2020
    16:47
  70. 78.
    Ask Justin: I’ve Inherited a Family Business, Should I Sell It or Grow It?02/17/2020
    21:34
  71. 79.
    Ask Justin: How Does the Stock Market React During a Presidential Election Year?02/13/2020
    19:24
  72. 80.
    Ask Justin: How Do You, Justin, Handle The Stresses Of Being a Business Owner02/10/2020
    22:18
  73. 81.
    Ask Justin: What Steps Should I Take To Decide If I Should Accept An Offer To Buy My Business?02/04/2020
    12:59
  74. 82.
    Ask Justin & Jeff: How Do I Determine How Much I Need To Retire?01/30/2020
    20:35
  75. 83.
    Ask Justin: What are the Best Tools for a Small Business?01/27/2020
    14:35
  76. 84.
    Ask Justin: What Should I Be Doing Right Now in My Business Finances?01/23/2020
    16:23
  77. 85.
    Ask Justin: What Should I Be Doing Right Now in my Personal Finances?01/20/2020
    14:27
  78. 86.
    Ask Justin: The HRA - What They Are and How They Work01/16/2020
    22:00
  79. 87.
    Ask Justin: Starting an Investment01/13/2020
    23:27
  80. 88.
    Ask Justin: Q&A Session01/09/2020
    28:18
  81. 89.
    Planning for 202001/06/2020
    20:50
  82. 90.
    A Wrap Up to Season 212/17/2019
    16:54
  83. 91.
    How to Minimize Taxes When Selling Real Estate: Part 212/12/2019
    15:28
  84. 92.
    How to Minimize Taxes When Selling Real Estate12/09/2019
    19:35
  85. 93.
    How Can You Pay For Investment Real Estate?12/05/2019
    17:22
  86. 94.
    Should You Use Your IRA to Buy Investment Property?12/02/2019
    17:50
  87. 95.
    How to Purchase Real Estate Without Real Property Headaches11/25/2019
    26:15
  88. 96.
    Investors Must Focus on Cash-on-Cash Return11/21/2019
    16:21
  89. 97.
    Why Should You Invest in Real Estate11/18/2019
    19:41
  90. 98.
    Investing in Real Estate - When It Makes Sense11/14/2019
    21:30
  91. 99.
    The Different Types of Real Estate Investing11/11/2019
    24:34
  92. 100.
    Should I Invest in Active or Passive Funds & ETFs?11/07/2019
    24:32
  93. 101.
    Picking Mutual Funds11/04/2019
    20:40
  94. 102.
    Understanding Mutual Funds10/31/2019
    22:34
  95. 103.
    Should I DIY My Own Investing or Hire a Professional10/28/2019
    22:06
  96. 104.
    Why Should We Invest: Compound Interest10/24/2019
    19:32
  97. 105.
    What is Diversification?10/21/2019
    20:49
  98. 106.
    Why Should a Business Owner Invest in Assets Outside of Their Business10/17/2019
    19:35
  99. 107.
    What is Timing the Market, and Does it Work?10/14/2019
    25:50
  100. 108.
    Dollar-Cost Averaging10/10/2019
    17:06
  101. 109.
    Introducing Portfolio Rebalancing and Target-Band Rebalancing10/07/2019
    19:03
  102. 110.
    Investing 101: Overview Part 2 - Risk Tolerance10/03/2019
    20:30
  103. 111.
    Investing 101 Part 1 - The Overview of Asset Types09/30/2019
    23:12
  104. 112.
    Non-Qualifying Investments09/26/2019
    18:14
  105. 113.
    Adding a Cash Balance Plan to a 401k Plan09/23/2019
    21:46
  106. 114.
    Exploring the Safe Harbor and Profit Sharing Provisions of a 401k09/19/2019
    18:29
  107. 115.
    The Basics of the 401(k)09/16/2019
    20:34
  108. 116.
    Solo 401k - The Small Business Owner’s Guide09/12/2019
    20:37
  109. 117.
    Which to Choose: a SIMPLE 401k or SIMPLE IRA or Regular 401k Plan?09/09/2019
    16:23
  110. 118.
    SEP IRAs in All Their Coolness!09/05/2019
    20:07
  111. 119.
    SIMPLE IRA - What is It and When Should You Use It?09/02/2019
    19:27
  112. 120.
    IRAs and ROTHs - A Business Owner’s Guide08/29/2019
    22:58
  113. 121.
    4 Types of Investments - Overview for Business Owners08/26/2019
    17:10
  114. 122.
    The Exhaustive List of Trusts Used for Planning08/22/2019
    26:50
  115. 123.
    The 9 Basic Types of Trusts08/19/2019
    19:04
  116. 124.
    Other Key Estate Planning Documents08/15/2019
    15:02
  117. 125.
    Key Points You May Want to Consider in Your Last Will and Testament08/12/2019
    17:15
  118. 126.
    The Key Point of a Last Will and Testament08/08/2019
    22:05
  119. 127.
    Group Health Insurance for Businesses08/05/2019
    24:49
  120. 128.
    Michael Crane Expert Interview - Individual Health Insurance08/01/2019
    22:22
  121. 129.
    How to Pay For Long-Term Care07/29/2019
    26:49
  122. 130.
    Long-Term Care - What is It and How Do You Plan for It?07/25/2019
    20:01
  123. 131.
    Business Overhead Disability Insurance07/22/2019
    9:43
  124. 132.
    What is Disability Insurance And Why Does it Matter?07/18/2019
    21:08
  125. 133.
    Should I Purchase a Life Insurance Policy to Fund My Retirement?07/15/2019
    20:03
  126. 134.
    Life Insurance 101 For Business Owners07/11/2019
    21:09
  127. 135.
    What is an Umbrella Policy And Why Do You Need One?07/08/2019
    16:32
  128. 136.
    Home Owners Insurance 10107/03/2019
    17:02
  129. 137.
    Auto Insurance 10107/01/2019
    23:27
  130. 138.
    How Business Owners Can Reduce Their Insurance Expenses06/27/2019
    22:54
  131. 139.
    What Type of Mortgage Should a Business Owner Have?06/24/2019
    26:07
  132. 140.
    How Much Should a Business Owner Pay for a House?06/20/2019
    16:33
  133. 141.
    What is The Cheapest Way to Buy a New Car?06/18/2019
    18:05
  134. 142.
    Should a Business Owner Lease or Buy a Car? Weighing the Pros and Cons06/13/2019
    22:12
  135. 143.
    Should a Business Owner Depreciate Their Car or Take a Mileage Deduction?06/10/2019
    12:47
  136. 144.
    49 Possible Tax Deductions for Small Business Owners06/06/2019
    22:25
  137. 145.
    How to Pay 0 Taxes on Capital Gains Tax06/03/2019
    16:24
  138. 146.
    How to Lower a Business Owner’s Taxable Income05/30/2019
    28:54
  139. 147.
    How to Retire Before Age 59.5 and Not Pay The 10% Penalty05/27/2019
    18:54
  140. 148.
    When Should a Business Owner Start Social Security?05/23/2019
    21:27
  141. 149.
    A Business Owner’s Employed Spouse Receives a Bonus: How Should We Deal With It?05/20/2019
    16:58
  142. 150.
    Should I Pay My Special Needs Child From My Business?05/16/2019
    39:18
  143. 151.
    I Have an Old Pension, What Should I Do With It?05/13/2019
    17:51
  144. 152.
    What Should I Do With an Inheritance?05/09/2019
    26:11
  145. 153.
    How To Help Your Family - Make Quick Income05/06/2019
    13:23
  146. 154.
    How Often Should I Evaluate My Budget?05/02/2019
    12:38
  147. 155.
    Can I Really Rent My House to My Business?04/29/2019
    17:45
  148. 156.
    Should I Pay My Children From The Business?04/25/2019
    20:31
  149. 157.
    Should I Put My Spouse on the Business Payroll?04/22/2019
    22:27
  150. 158.
    What Can You Do With The Extra Money Each Month In Your Budget?04/18/2019
    14:32
  151. 159.
    How Can I Build a Budget That I Can Actually Keep?04/15/2019
    17:31
  152. 160.
    How Do I Determine How Much to Pay Myself?04/11/2019
    10:21
  153. 161.
    How Should I Pay Myself & How Frequently Should I Pay Myself from the Business04/08/2019
    16:39
  154. 162.
    Personal Cashflow - Where Should the Money Go04/04/2019
    11:26
  155. 163.
    Behavioral Finance - Emotions that Drive Our Financial Decisions04/01/2019
    22:23
  156. 164.
    Financially Simple: Season 2 - Personal Finance for Small Business Owners03/28/2019
    22:01
  157. 165.
    Buying Cars and Auto Loans - The Scoop from an Insider03/25/2019
    36:05
  158. 166.
    Additional Business Insurance Your Company May Need03/21/2019
    15:04
  159. 167.
    Insurance to Protect from Lawsuits03/18/2019
    13:12
  160. 168.
    Litigation and the Effect on a Company’s value03/14/2019
    13:43
  161. 169.
    Intellectual Property03/11/2019
    27:25
  162. 170.
    Contracts: The Basics03/07/2019
    14:26
  163. 171.
    Financing Considerations for Value Growth03/04/2019
    15:49
  164. 172.
    The Employee Handbook & Additional Documents02/28/2019
    15:10
  165. 173.
    The Employment Agreement02/25/2019
    15:26
  166. 174.
    The Risk Management Department: Entity Selection02/21/2019
    14:58
  167. 175.
    The Risk Management Department02/18/2019
    5:34
  168. 176.
    5x5x5 for Business Value Growth02/14/2019
    15:26
  169. 177.
    How to Build Financial Stability in a Small Business for Maximum Value02/11/2019
    14:55
  170. 178.
    The 11 Different Taxes a Small Business Owner Could Pay02/07/2019
    15:43
  171. 179.
    The Financial Reports Business Owners Must Examine02/04/2019
    21:22
  172. 180.
    How to Build a Custom Pro Forma01/31/2019
    26:06
  173. 181.
    Zero Based Budgeting vs. Incremental Budgeting01/28/2019
    13:35
  174. 182.
    How to make Your P&L tell a Story01/24/2019
    15:34
  175. 183.
    Tips for Managing Accounts Payable01/21/2019
    18:04
  176. 184.
    Tips to Manage Accounts Receivable01/17/2019
    18:10
  177. 185.
    How Much Cash Should My Business Hold?01/14/2019
    14:27
  178. 186.
    The Role of a CFO/CPA01/10/2019
    15:04
  179. 187.
    An Introduction to Best in Class Finance Departments for Maximum Business Value01/07/2019
    13:42
  180. 188.
    The Elements of a Good Operations Management System12/20/2018
    22:30
  181. 189.
    What is Lean Management and Continuous Improvement?12/17/2018
    18:14
  182. 190.
    The History of Operations Management12/13/2018
    24:23
  183. 191.
    The Top 3 Operational Problems12/10/2018
    17:44
  184. 192.
    The Operating Elements of a Service Business12/06/2018
    24:03
  185. 193.
    Operations Department vs. Operations Systems12/03/2018
    21:20
  186. 194.
    The Employee Systems needed for Maximum Value11/29/2018
    18:08
  187. 195.
    How to Conduct a Performance Review with Your Team11/26/2018
    22:52
  188. 196.
    How to Use Performance Reviews for Value Growth11/22/2018
    16:39
  189. 197.
    How to Retain Your Team Forever11/19/2018
    18:40
  190. 198.
    12 Ways to Grow Your Employee Team11/15/2018
    21:08
  191. 199.
    How to Affect Cultural Change11/12/2018
    18:02
  192. 200.
    The 3 Key Areas to Address for Maximum Value Alignment11/08/2018
    9:36

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