Your Money's Worth

Kiplinger

Kiplinger delivers timely, actionable personal finance guidance to help you earn, keep, and make the most of your money. Each new episode has down-to-earth insights on saving for retirement, cutting your tax bill, investing for growth and income, maintaining good credit, and much more.

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All Episodes

The National Flood Insurance Program is getting an overhaul that could send your rates up (or down). We dig into what's changing with this coverage that many have—and many more need. Also, a bond that pays over 7 percent, for now.   Links mentioned in this episode: When Savings Bonds Make Sense https://www.kiplinger.com/article/credit/t065-c000-s002-when-savings-bonds-make-sense.html What Grandparents Need to Know About Using Savings Bonds for a Grandchild’s Education https://www.kiplinger.com/article/taxes/t054-c050-s002-using-savings-bonds-for-grandchild-education.html Flood Insurance May Cost You More https://www.kiplinger.com/personal-finance/insurance/home-insurance/603640/flood-insurance-may-cost-you-more How to Protect Your Home from Natural Disasters with the Right Insurance https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath

Nov 16

31 min 25 sec

Atlanta Falcons linebacker and Kiplinger contributing editor Brandon Copeland joins us to reflect on what he’s learned from working with us. Plus, billed for a COVID shot? Don’t pay. Links mentioned in this episode: Brandon Copeland Cope’ing with Money features https://www.kiplinger.com/brandon-copeland Billed for a COVID-19 Vaccine? Dot Pay https://www.kiplinger.com/personal-finance/insurance/health-insurance/603639/billed-for-a-covid-19-vaccine-dont-pay A Champion’s Mindset: Failure is Not an Option https://www.kiplinger.com/personal-finance/603381/a-champions-mindset-interview-wnba-renee-montgomery   Who is Brandon Copeland | Money Music Culture (YouTube) https://www.youtube.com/watch?v=CXkBzhOPh14  

Nov 2

45 min 40 sec

The simplicity of target date funds has made them popular, particularly among 401(k) investors. But investors may be paying a price. Links mentioned in this episode: Inheriting an Annuity? Here’s a Little-Known Way to Stretch Its Tax Benefits https://www.kiplinger.com/article/retirement/t003-c032-s014-inheriting-an-annuity-stretch-its-tax-benefits.html Retirement Ready (Tony Drake radio program) https://retirementreadyshow.com/about-us/ Is a Target Date Fund Right for You? https://www.kiplinger.com/article/investing/t047-c032-s014-is-a-target-date-fund-right-for-you.html ICI.org: Target Date Funds Remain Popular Investment in 401(k) Plans https://www.ici.org/news-release/21_news_tdf The Disturbing Conflicts of Interest in Target Date Funds https://www.kiplinger.com/investing/mutual-funds/602705/the-disturbing-conflicts-of-interest-in-target-date-funds  

Oct 19

31 min 39 sec

Just because you’re in the will doesn’t mean you’re sitting pretty. Also: Does October deserve its scary reputation for stocks?   Links mentioned in this episode: 18 States With Scary Death Taxes https://www.kiplinger.com/retirement/inheritance/601551/states-with-scary-death-taxes PODCAST: Estate-Planning Your Stuff with T. Eric Reich https://www.kiplinger.com/retirement/estate-planning/602721/podcast-estate-planning-your-stuff-with-t-eric-reich

Oct 5

33 min 36 sec

Mutual funds and exchange-traded funds -- two different but similar ways to invest. How to choose? Fund expert Todd Rosenbluth helps us sort it out. Also, if you have a leased car, don’t leave money on the table.   Links mentioned in this episode: iSeeCars: Best Leased Cars to Buy Back and Sell for Profit https://www.iseecars.com/best-leased-cars-to-buy-study ETFs vs. Mutual Funds: Why Investors Who Hate Fees Should Love ETFs https://www.kiplinger.com/investing/etfs/602576/etfs-vs-mutual-funds-why-investors-who-hate-fees-should-love-etfs The 21 Best ETFs to Buy for a Prosperous 2021 https://www.kiplinger.com/investing/etfs/601891/the-21-best-etfs-to-buy-for-2021

Sep 21

48 min 54 sec

In today's customer-service environment, getting through and getting results takes determination -- and skill. We'll talk about techniques to help you get help.   Links mentioned in this episode:   10 Things to Know About Hurricane Insurance Claims https://www.kiplinger.com/slideshow/insurance/t028-s001-10-things-to-know-about-hurricane-insurance-claims/index.html   After Hurricanes, Beware of Flooded Cars for Sale https://www.kiplinger.com/personal-finance/shopping/cars/603404/after-hurricane-beware-flooded-cars-for-sale   Your Tree, Your Neighbor’s Property: Whose Insurance Pays? https://www.kiplinger.com/article/insurance/t028-c001-s000-your-tree-your-neighbors-property-whose-insurance.html   How to Protect Your Home from Natural Disasters with the Right Insurance https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath   Avoid the Summer Travel Rush; Plan a Fall Getaway https://www.kiplinger.com/personal-finance/spending/602977/avoid-summers-rush-plan-a-fall-getaway   Complain and Get Results https://www.kiplinger.com/personal-finance/shopping/cars/603338/complain-and-get-results

Sep 7

28 min 1 sec

Writer Adam Shell has distilled advice from seven Wall Street savants into guidance the individual investor can profit from.   Links mentioned in this episode:   https://minorleaguebaseballrelief.com/   Lessons from Top Investing Gurus https://www.kiplinger.com/investing/602998/lessons-from-top-investing-gurus   Warren Buffett Stocks Ranked: The Berkshire Hathaway Portfolio https://www.kiplinger.com/investing/stocks/602261/warren-buffett-stocks-ranked-the-berkshire-hathaway-portfolio   PODCAST: Unpacking the GameStop Blowup with Kyle Woodley https://www.kiplinger.com/investing/stocks/602235/podcast-unpacking-the-gamestop-blowup-with-kyle-woodley   The secrets of successful stock investing from a veteran markets reporter https://www.usatoday.com/story/money/2019/01/07/dow-stock-market-lessons-bear-markets/2480874002/

Aug 24

30 min 55 sec

Saving for retirement? Good start. But almost everyone has something to learn about optimizing their individual retirement account from IRA strategist Ed Slott. Also, the next round of retirement-planning changes Congress is eyeing.  Links mentioned in this episode: SECURE Act 2.0: 10 Ways the Proposed Law Could Change Retirement Savings https://www.kiplinger.com/retirement/retirement-plans/602821/secure-act-2-10-ways-the-proposed-law-could-change-retirement-savings Ed Slott & Co. LLC (irahelp.com) https://www.irahelp.com/   Roth IRA Basics: 11 Things You Must Know https://www.kiplinger.com/retirement/retirement-plans/roth-iras I Inherited an IRA. Now What? https://www.kiplinger.com/retirement/retirement-plans/iras/603240/i-inherited-an-ira-now-what

Aug 10

36 min 27 sec

Pioneering fund manager Andrew Chanin knows where investing opportunities are in space. Also: Inflation is here -- how should you adjust your investments? Shield Your Portfolio From Inflation https://www.kiplinger.com/investing/etfs/603178/shield-your-portfolio-from-inflation How to Cash In on the Final Frontier https://www.kiplinger.com/investing/stocks/stocks-to-buy/602865/how-to-cash-in-on-the-final-frontier Procure AM https://procureetfs.com/

Jul 27

38 min

The latest government stimulus is a much-more generous child tax credit, with a new twist: The IRS is going to send you money each month, if you're eligible. Also, what marrying will do to your taxes.   Links mentioned in this episode: 2021 Child Tax Credit Calculator https://www.kiplinger.com/taxes/602334/2021-child-tax-credit-calculator   Child Tax Credit 2021: Who Gets $3,600? Will I Get Monthly Payments? And Other FAQs https://www.kiplinger.com/taxes/602431/child-tax-credit-2021-who-gets-3600-will-i-get-monthly-payments-and-other-faqs   When to Opt-Out of Monthly Child Tax Credit Payments https://www.kiplinger.com/taxes/603046/when-to-opt-out-of-monthly-child-tax-credit-payments Marriage and Taxes: What You Need to Know https://www.kiplinger.com/taxes/602851/marriage-and-taxes-what-you-need-to-know

Jul 13

35 min 26 sec

As used car values soar, the old rules of how to get the best price still hold. Also, in the stock market, value stocks pull a rotation move on growth.    Keywords: Kiplinger, Your Money's Worth, used car deals, how to negotiate car prices, used car deals, Karl Brauer, iseecars, buying a used car for less, trade-in values   Kiplinger's Closing Bell newsletter https://my.kiplinger.com/generic/investing/t052-c000-s001-sign-up-for-the-closing-bell.html The 16 Best Value Stocks for the Rest of 2021 https://www.kiplinger.com/investing/stocks/value-stocks/602945/best-value-stocks-2021   10 Best Value ETFs to Buy for Bundled Bargains https://www.kiplinger.com/investing/etfs/602795/best-value-etfs-to-buy-bundled-bargains-2021   Karl Brauer on Twitter https://twitter.com/karlbrauer   Getting a Used Car Deal in a Tight Market https://www.kiplinger.com/personal-finance/shopping/cars/602652/getting-a-used-car-deal-in-a-tight-market

Jun 29

38 min 43 sec

Cybercriminals are in the news for targeting companies with ransomware, but they're still up for stealing your identity as well. We have the latest on protecting yourself. Also, student loan rates are going up.    Links mentioned in this episode:   Biden Extends Student Loan Relief, Is Loan Forgiveness Next?: https://www.kiplinger.com/personal-finance/credit-debt/loans/student-loans/602114/president-biden-extends-student-loan-relief ;   Protect Yourself Against New ID-Theft Schemes: https://www.kiplinger.com/personal-finance/credit-debt/loans/credit-reports/602854/protect-yourself-against-new-id-theft;   Identity Theft Resource Center 2020 Annual Data Breach Report: https://www.idtheftcenter.org/identity-theft-resource-centers-2020-annual-data-breach-report-reveals-19-percent-decrease-in-breaches/ ;   Pandemic Brings New Scams, Too: https://www.kiplinger.com/personal-finance/careers/unemployment/602860/pandemic-brings-new-scams-too ;   https://haveibeenpwned.com/ www.haveibeenpwned.com   pwned - Urban Dictionary:  https://www.urbandictionary.com/define.php?term=pwned ;   Federal Trade Commission -- Payments and Billing:  https://www.ftc.gov/consumer-protection/payments-and-billing ;

Jun 14

37 min 38 sec

A rapidly evolving legal landscape is keeping cannabis investors on their toes. We talk to private equity investor Matt Hawkins, who has long experience in the sector, about pot's potential. Also: unemployment insurance versus a tight labor market.   --LINKS-- Taxes on Unemployment Benefits: A State-by-State Guide: https://www.kiplinger.com/taxes/state-tax/602307/taxes-on-unemployment-benefits-a-state-by-state-guide; The Basics of Unemployment Benefits: Who Qualifies, How to Apply, How Much You’ll Get:  https://www.kiplinger.com/personal-finance/careers/unemployment/602484/the-basics-of-unemployment-benefits-who-qualifies-how; Job Listing: Associate Personal Finance Editor: https://www.linkedin.com/jobs/view/2557948057/; Job Listing:  Associate Investing Editor, ESG: https://www.linkedin.com/jobs/view/2557969493/; 10 Best Marijuana Stocks to Buy for 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601667/best-marijuana-stocks-to-buy-for-2021; Investing in Cannabis? Beware These Red Flags: https://www.kiplinger.com/investing/stocks/marijuana-stocks/602632/investing-in-cannabis-beware-these-red-flags; How Long Should You Keep Tax Records?: https://www.kiplinger.com/taxes/602798/how-long-should-you-keep-tax-records; 22 IRS Audit Red Flags: https://www.kiplinger.com/taxes/tax-returns/602068/irs-audit-red-flags; How to Fix Your Social Security Earnings Record: https://www.kiplinger.com/article/retirement/t051-c001-s002-fix-your-social-security-earnings-record.html;

Jun 2

45 min 33 sec

We'll knock down some misconceptions about what home insurance actually covers to make sure you're not left high and dry when things get wet (or hot, or shaky). Also, inflation is here. Time to freak out? --LINKS-- Kiplinger’s latest forecast on inflation: https://www.kiplinger.com/economic-forecasts/inflation; How to Protect Your Home from Natural Disasters with the Right Insurance: https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath; Home Insurance Literacy Survey 2020: Americans are confused about coverage: https://www.policygenius.com/homeowners-insurance/home-insurance-literacy-survey-2020/; FEMA Flood Maps: https://www.fema.gov/flood-maps; PODCAST: Bitcoin Explained with Tyrone Ross: https://www.kiplinger.com/investing/602582/podcast-bitcoin-explained-with-tyrone-ross; Insurance Institute for Business & Home Safety -- Roof Fortification: https://fortifiedhome.org/roof/; Dogecoin's a Joke. Don't Make Yourself the Punchline.: https://www.kiplinger.com/investing/cryptocurrency/602738/dogecoin-joke-dont-make-yourself-punchline  

May 18

32 min 46 sec

Housing prices have been on a tear, and that means home equity is up, too. Turning that value into cash in your wallet can be complicated, though. Equity expert Keith Gumbinger helps us sort it out. Also, "Sell in May and Go Away": urban legend or investing strategy? --LINKS-- Sell in May and Go Away? Here We Go Again … : https://www.kiplinger.com/investing/602700/sell-in-may-and-go-away-here-we-go-again; Keith Gumbinger, Vice President of HSH.com: https://www.hsh.com/press-room/author/keith-gumbinger.html; This Hot Housing Market with Daniel Bortz: https://www.kiplinger.com/real-estate/602559/podcast-this-hot-housing-market-with-daniel-bortz; Black Knight mortgage data reports: https://www.blackknightinc.com/data-reports/ Retirees, Make the Most of Your Home Equity https://www.kiplinger.com/retirement/601665/retirees-make-the-most-of-your-home-equity

May 11

25 min 34 sec

Managing editor of the Kiplinger Retirement Report Catherine Siskos joins us to talk about what a new administration and Congress might do to solve Social Security's looming funding problems. Also, buy now - pay later plans and what to do with a used shoe. --LINKS-- Big Changes Likely for Social Security, Medicare Under a Biden Presidency: https://www.kiplinger.com/retirement/social-security/601700/big-changes-likely-for-social-security-medicare-under-a-biden; What Is the Social Security COLA?: https://www.kiplinger.com/article/retirement/t051-c000-s010-what-is-the-social-security-cola.html; More Social Security information from Kiplinger: https://www.kiplinger.com/retirement/social-security

May 4

28 min 17 sec

No doubt, investing in annuities can be a tough call for the active investor. But there comes a time when relinquishing some control for reliable income can be a wise move. Also: Remembering the biggest financial fraud in history. --LINKS-- How Annuities Are Taxed: https://www.kiplinger.com/retirement/annuities/602248/how-annuities-are-taxed; Annuities Just May Be the Broccoli of Retirement Planning: https://www.kiplinger.com/retirement/annuities/602199/annuities-just-may-be-the-broccoli-of-retirement-planning; Pension or Lump Sum? Compare Payouts and Options Before You Decide: https://www.kiplinger.com/retirement/annuities/601077/pension-or-lump-sum-compare-payouts-and-options-before-you-decide; What Life Is Like After Winning the Lottery: https://www.kiplinger.com/article/spending/t064-c000-s002-what-life-is-like-after-winning-the-lottery.html

Apr 28

28 min 24 sec

What to do with the house, the vacation house and the china? We talk with a financial adviser who's got some wise counsel. Also, who makes up the so-called Generation I? --LINKS-- Gen I: What Investing's New Class Looks Like: https://www.kiplinger.com/investing/602583/gen-i-new-investors; Time to Face Reality: Your Kids Don’t Want Your Stuff!: https://www.kiplinger.com/retirement/estate-planning/602507/time-to-face-reality-your-kids-dont-want-your-stuff; Selling Your Stuff: The Tax Dimension: https://www.kiplinger.com/article/taxes/t055-c032-s014-selling-your-stuff-the-tax-dimension.html

Apr 20

28 min 44 sec

Sustainable stocks are going gangbusters. In an era of triple-digit gains for many market favorites (it's not just Tesla), we look for value options. Also, use your tax-day delay wisely. --LINKS-- Tax Day 2021: When's the Last Day to File Taxes?: https://www.kiplinger.com/taxes/tax-deadline/602221/tax-day-2021-whens-the-last-day-to-file-taxes-this-year; Most U.S. Taxpayers Don’t Know How Effects Of Pandemic Will Impact Their Taxes: Five Tax Myths Debunked: https://www.norc.org/NewsEventsPublications/PressReleases/Pages/most-us-taxpayers-don%E2%80%99t-know-how-effects-of-pandemic-will-impact-their-taxes-five-tax-myths-debunked.aspx; Profit With These 7 Planet-Friendly Companies: https://www.kiplinger.com/investing/stocks/stocks-to-buy/602282/profit-with-these-7-planet-friendly-companies; Earth-First Funds Are Soaring: https://www.kiplinger.com/investing/etfs/602284/earth-first-funds-are-soaring; How Green Are Your Bonds?: https://www.kiplinger.com/investing/mutual-funds/602283/how-green-are-your-bonds

Apr 13

29 min 50 sec

Pretending it's a fad that will go away didn't work for the internet, and it won't work for cryptocurrency, either. But there are still so many questions. We'll field some key ones with an expert who bridges digital currency and traditional financial advising. --LINKS-- 7 Reasons Why Your Third Stimulus Check Could Be Delayed or Denied: https://www.kiplinger.com/taxes/602487/reasons-why-your-third-stimulus-check-could-be-delayed-or-denied; Where's My Stimulus Check? Use the IRS's "Get My Payment" Tool to Get an Answer: https://www.kiplinger.com/taxes/602010/where-is-my-stimulus-check-use-the-irs-get-my-payment-tool; T-Shirt Long Bitcoin, Short the Bankers: https://2020trendingtees.com/product/long-bitcoin-short-bankers-shirt/; How Much Bitcoin Should I Own? A Mathematical Answer: https://www.kiplinger.com/investing/602384/how-much-bitcoin-should-i-own-a-mathematical-answer; On Purpose, With Tyrone Ross (Coindesk podcast): https://www.coindesk.com/podcasts/on-purpose-with-tyrone-ross; Cryptoassets: The Innovative Investor's Guide to Bitcoin and Beyond: https://www.amazon.com/Cryptoassets-Innovative-Investors-Bitcoin-Beyond/dp/1260026671; CASEBITCOIN: Making the Case for Bitcoin Every Day: https://casebitcoin.com/ ; OnrampforAdvisors: https://www.onrampinvest.com/leadership

Apr 6

39 min 16 sec

Home sales and prices have been on a tear and are forecast to continue to rise in 2021. Whether you're hoping to sell, buy or refi, contributing writer Daniel Bortz has insights for you. And: Did you win your bracket? What that means for taxes. -- LINKS -- Home Buyers Loving the Suburbs Again: https://www.kiplinger.com/real-estate/selling-a-home/602120/home-buyers-loving-the-suburbs-again; 11 Home Features Today's Buyers Want Most: https://www.kiplinger.com/slideshow/real-estate/t010-s001-home-features-that-buyers-want/index.html; 6 SPACs to Buy for 'Smart Money' Returns: https://www.kiplinger.com/investing/stocks/601168/spacs-to-buy; 8 Tax Tips for Gambling Winnings and Losses: https://www.kiplinger.com/slideshow/taxes/t056-s001-tax-tips-for-gambling-income-and-losses/index.html

Mar 30

30 min 9 sec

As with so many things, the pandemic has had big effect on side hustles and contract work. We talk with an expert in the field on finding a good gig. Also, there's a lot noise about inflation these days. --LINKS-- Kiplinger's Inflation Forecast: https://www.kiplinger.com/economic-forecasts/inflation; Sidehusl: https://sidehusl.com/https://sidehusl.com/; Unemployment Tax Break: Don't Amend Your 2020 Tax Return to Claim the New Exemption: https://www.kiplinger.com/taxes/602429/unemployment-tax-break-dont-amend-your-2020-tax-return-to-claim-exemption; Taxes on Unemployment Benefits: A State-by-State Guide: https://www.kiplinger.com/taxes/state-tax/602307/taxes-on-unemployment-benefits-a-state-by-state-guide

Mar 23

36 min 22 sec

You probably know you're getting a check, but did you know you can have an impact on its amount? Senior tax editor Rocky Mengle talks about the moves you can make to upsize your stimulus. Also, will your state raise -- or lower -- your taxes. --LINKS-- State-by-State Guide to Taxes on Middle-Class Families: https://www.kiplinger.com/kiplinger-tools/taxes/t055-s001-kiplinger-tax-map/index.php; Third Stimulus Check Calculator: https://www.kiplinger.com/kiplinger-tools/taxes/third-stimulus-check-calculator/index.php; 2021 Child Tax Credit Calculator: https://www.kiplinger.com/kiplinger-tools/taxes/third-stimulus-check-calculator/index.php; What to Do If You Get a Stimulus Check for a Deceased Person: https://www.kiplinger.com/article/taxes/t054-c005-s001-what-if-you-get-a-stimulus-check-for-a-dead-person.html

Mar 16

29 min 49 sec

The COVID-19 pandemic and accompanying recession have been particularly hard on women, who've lost millions of jobs. Financial planner Marguerita Cheng talks about how she's helping her clients cope. Also: What dad taught us about personal finance. --LINKS-- A Kiplinger Special Report: Roth Conversions: https://www.kiplinger.com/taxes/602288/your-guide-to-roth-conversions; Your Guide to Roth Conversions: https://www.kiplinger.com/retirement/retirement-plans/roth-iras/601774/your-guide-to-roth-conversions; Marguerita M. Cheng, CFP®, RICP®: https://www.blueoceanglobalwealth.com/our-team.php; C. Nicole Mason: https://iwpr.org/member/c-nicole-mason-ph-d/; Kennett Lyle Block: https://www.harperfh.net/obituary/Kennett-Block

Mar 8

30 min 42 sec

Managing your parents' finances can be a difficult situation. Doing so if you haven't laid down a plan for how to do it is worse. Cameron Huddleston, a Kiplinger alumna and author of a book on having those conversations has help. Also, how to squeeze every last dollar out of the Recovery Rebate Credit. --LINKS-- What's the Recovery Rebate Credit?: https://www.kiplinger.com/taxes/602269/what-is-the-recovery-rebate-credit; Mom and Dad, We Need to Talk, by Cameron Huddleston: https://cameronhuddleston.com/mom-and-dad-we-need-to-talk/; 10 Ways to Talk to Your Aging Parents About Their Finances: https://www.kiplinger.com/slideshow/retirement/t013-s001-talk-to-your-aging-parents-about-their-finances/index.html

Mar 1

33 min 28 sec

Love and money go together like, well, sometimes they don't. Financial planner Mari Adam joins Your Money's Worth to discuss how couples can work together to have a good relationship, both with each other and their finances. Also, we look at new twists for 2020 tax filing and gadgets that can help when the power goes out. --LINKS-- 9 Ways to Raise Cash Quickly: https://www.kiplinger.com/slideshow/saving/t065-s002-ways-to-raise-cash-quickly/index.html; There’s Still Time to Save on 2020 Taxes: https://www.kiplinger.com/taxes/tax-planning/602127/theres-still-time-to-save-on-2020-taxes; CARES Act Expands Tax Deductions for Charitable Giving: https://www.kiplinger.com/slideshow/taxes/t054-s001-cares-act-expands-charitable-giving-tax-deductions/index.html; Getting Married or Moving In Together? Time to Talk About Money: https://www.kiplinger.com/personal-finance/601898/getting-married-or-moving-in-together-time-to-talk-about-money; 14 Must-Have Items for Your Home Emergency Kit: https://www.kiplinger.com/slideshow/real-estate/t065-s001-must-have-items-for-your-home-emergency-kit/index.html

Feb 22

32 min 24 sec

Far more people could be filing their federal returns for nothing. Sandy Block helps us figure out what's truly “free.” Also, the latest from Brandon Copeland and the not-so-secret perks of stock ownership. --LINKS-- Meet Brandon Copeland: NFL Linebacker, New Kiplinger Contributor: https://www.kiplinger.com/personal-finance/601580/meet-brandon-copeland-nfl-linebacker-new-kiplinger-contributor; Get Rid of Your Money Anxiety in 2021: https://www.kiplinger.com/personal-finance/602140/get-rid-of-your-money-anxiety-in-2021; Kiplinger’s Best Values in Tax Software: https://www.kiplinger.com/taxes/tax-filing/602135/kiplingers-best-values-in-tax-software-2021; 5 Tips for Finding a Tax Preparer:https://www.kiplinger.com/taxes/602225/tips-for-finding-a-tax-preparer; File Your Federal Taxes Online for Free (IRS Free File): https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free ; Tiicker: https://www.tiicker.com/

Feb 17

20 min 51 sec

Did the market gyrations of late January rattle your faith in the market, or did you shrug at another "short squeeze"? Senior investing editor Kyle Woodley provides his insights on the drama over GameStop. Also, how the ultimate penny-pincher car might be a used electric. --LINKS-- Save Money with an Electric Car: https://www.kiplinger.com/personal-finance/shopping/cars/601936/save-money-with-an-electric-car; and https://www.consumerreports.org/hybrids-evs/evs-offer-big-savings-over-traditional-gas-powered-cars; How WSB Beat Hedge Funds at Their Own Game: https://www.kiplinger.com/investing/stocks/602158/gamestop-how-wallstreetbets-wsb-beat-hedge-funds; What Exactly Is a Short Squeeze?: https://www.kiplinger.com/investing/602165/what-exactly-is-a-short-squeeze; President Biden's Tax Plans for the Next Few Years: https://www.kiplinger.com/taxes/602109/president-bidens-tax-plans-for-the-next-few-years

Feb 8

30 min 41 sec

Among the disruptions of the COVID-19: Many people working remotely changed their location to a new state, maybe even a new country. That can lead to complications, particularly when it comes to state taxes. Also: why the IRS is starting tax season late this year, and a check-in on student loan policies in the new administration. --LINKS-- When Can You File Your Taxes This Year?: https://www.kiplinger.com/taxes/tax-filing/602089/when-can-you-file-your-taxes-this-year; There’s Still Time to Save on 2020 Taxes: https://www.kiplinger.com/taxes/tax-planning/602127/theres-still-time-to-save-on-2020-taxes; Work From Home, Wherever That Is: https://www.kiplinger.com/personal-finance/careers/601927/work-from-home-wherever-that-is; 7 Foreign Countries Luring Americans to Work Abroad During the Pandemic: https://www.kiplinger.com/personal-finance/careers/601410/7-foreign-countries-luring-americans-to-work-abroad-during-the  

Feb 1

23 min 28 sec

Senior tax editor Rocky Mengle talks about the latest update of the Kiplinger Retiree Tax Map. Will states with declining revenues make life harder on retirees? Also, the Biden stimulus plan and the hazards of patent scams.   --LINKS-- Biden's stimulus plans: https://www.kiplinger.com/taxes/602110/ways-the-biden-stimulus-package-could-put-or-keep-money-in-your-pocket; AND: https://www.kiplinger.com/taxes/602111/third-stimulus-check-update-when-could-we-get-another-stimulus-check; Kiplinger's State-by-State Guide to Taxes on Retirees: https://www.kiplinger.com/kiplinger-tools/retirement/t055-s001-state-by-state-guide-to-taxes-on-retirees/index.php; Patent scams: https://www.kiplinger.com/business/small-business/entrepreneurship/602077/got-an-invention-dont-fall-for-these-patent-scams; AND: https://www.consumer.ftc.gov/articles/0184-invention-promotion-firms; MORE: https://www.uspto.gov/patents/basics/using-legal-services/scam-prevention  

Jan 25

29 min 33 sec

Jim Patterson, managing editor of The Kiplinger Letter, joins us to talk about the year ahead, from what the Biden administration and next Congress will do to the prospect of driverless trucks roaming our roads. Also, how a new law should protect consumers from surprise medical bills.   --LINKS-- The Kiplinger Letter’s Must-Read Political and Economic Forecasts for 2021: https://www.kiplinger.com/investing/economy/602067/the-kiplinger-letters-must-read-political-and-economic-forecasts-for-2021; GDP - 5% Growth Likely This Year: https://www.kiplinger.com/economic-forecasts/gdp; Now's the Time to Refinance: https://podcasts.apple.com/us/podcast/episode-41-nows-the-time-to-refinance/id1442125298?i=1000448472789

Jan 19

33 min 20 sec

Managing editor of the Kiplinger Retirement Report Catherine Siskos joins us to talk about what a new administration and Congress might do to solve Social Security's looming funding problems. Also, buy now - pay later plans and what to do with a used shoe. --LINKS-- Big Changes Likely for Social Security, Medicare Under a Biden Presidency: https://www.kiplinger.com/retirement/social-security/601700/big-changes-likely-for-social-security-medicare-under-a-biden; What Is the Social Security COLA?: https://www.kiplinger.com/article/retirement/t051-c000-s010-what-is-the-social-security-cola.html; More Social Security information from Kiplinger: https://www.kiplinger.com/retirement/social-security

Jan 11

28 min 31 sec

Longtime Kiplinger columnist James K. Glassman discusses the 10 stocks he's recommending this year, and how his previous picks have fared. Also: the second stimulus and best ETFs for 2021 with Kyle Woodley.   --LINKS-- Your Second Stimulus Check: How Much? When? And Other FAQs: https://www.kiplinger.com/taxes/601970/your-second-stimulus-check-how-much-when-and-other-faqs; James Glassman’s 10 Stock Market Picks for 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601751/my-10-stock-market-picks-for-2021; The 15 Best Value Stocks to Buy for 2021: https://www.kiplinger.com/investing/stocks/601959/15-best-value-stocks-to-buy-for-2021; Kiplinger's Investing Outlook: https://www.kiplinger.com/kiplingers-investing-outlook; The 21 Best ETFs to Buy for a Prosperous 2021: https://www.kiplinger.com/investing/etfs/601891/the-21-best-etfs-to-buy-for-2021; Kip ETF 20: The Best Cheap ETFs You Can Buy: https://www.kiplinger.com/investing/etfs/21598/kip-etf-20-the-best-cheap-etfs-you-can-buy

Jan 4

38 min 48 sec

Ryan and Sandy interview Schwab Charitable president Kim Laughton on why you should use a donor-advised fund for year-end charitable giving. The co-hosts share tips on avoiding ID theft and scams during the holiday season, and Peloton and Costco both feature in a new edition of Deal or No Deal. --LINKS-- ID theft – act now to protect yourself: https://www.kiplinger.com/article/credit/T048-C000-S002-identity-theft-act-now-to-protect-yourself.html; 6 scams to watch out for over the holidays: https://www.kiplinger.com/article/spending/T057-C011-S001-scams-to-watch-out-for-this-holiday-season.html; 7 smart moves to avoid identity theft: https://www.kiplinger.com/slideshow/credit/T023-S002-smart-moves-to-prevent-identity-theft/index.html; 5 charitable planning options that can save you money on taxes: https://www.kiplinger.com/slideshow/credit/T023-S002-smart-moves-to-prevent-identity-theft/index.html; Give the money, keep the tax break with donor-advised funds: https://www.kiplinger.com/article/investing/T054-C032-S014-give-money-keep-tax-break-with-donor-advised-funds.html; 17 best Kirkland products for the holidays: https://www.kiplinger.com/slideshow/spending/T050-S001-17-best-costco-kirkland-products-for-holidays-2019/index.html

Dec 2020

30 min 30 sec

Kiplinger contributor (and former Major League Baseball player) Doug Glanville shares insights from years playing the game — and investing. Also, what's in the upcoming financial stimulus. --LINKS-- A Second Stimulus Check Appears to Be On the Way: https://www.kiplinger.com/taxes/601953/a-second-stimulus-check-appears-to-be-on-the-way; 9 Ways to Raise Cash Quickly: https://www.kiplinger.com/slideshow/saving/t065-s002-ways-to-raise-cash-quickly/index.html; Former Baseball Player Doug Glanville Opens Up About Race, Sports During a Pandemic, and His Transition to a New Career: https://www.kiplinger.com/personal-finance/careers/career-paths/601121/former-baseball-player-doug-glanville-on-race-sports-career-transition; 20 Great Places to Retire in Tax-Friendly States: https://www.kiplinger.com/slideshow/retirement/t047-s001-great-places-to-retire-in-tax-friendly-states/index.html; How We Lose When We Overlook Black Talent: https://www.kiplinger.com/business/small-business/management/employees/601597/how-we-lose-when-we-overlook-black-talent

Dec 2020

33 min 31 sec

Every year Kiplinger ranks all 50 states for their tax-friendliness. For 2020, Senior Tax Editor Rocky Mengle has put the focus on the middle class. Hosts Sandra Block and David Muhlbaum also discuss the student debt moratorium and estate planning for "black sheep" beneficiaries. --LINKS-- My Student Loan Relief Is Set to Expire, What Now?: https://www.kiplinger.com/personal-finance/credit-debt/loans/student-loans/601834/my-student-loan-relief-is-set-to-expire;  State-by-State Guide to Taxes on Middle-Class Families: https://www.kiplinger.com/kiplinger-tools/taxes/t055-s001-kiplinger-tax-map/index.php; The 10 Most Tax-Friendly States for Middle-Class Families: https://www.kiplinger.com/taxes/state-tax/601612/most-tax-friendly-states-for-middle-class-families; The 10 Least Tax-Friendly States for Middle-Class Families: https://www.kiplinger.com/taxes/state-tax/601614/least-tax-friendly-states-for-middle-class-families; Estate Planning for ‘Black Sheep’ Beneficiaries: https://www.kiplinger.com/retirement/estate-planning/601866/estate-planning-for-black-sheep-beneficiaries

Dec 2020

27 min 22 sec

Don't just assume 2021 will be better — set it up to be by tackling these tasks that have to get done by year end. Associate Editor Rivan Stinson also joins hosts Sandra Block and David Muhlbaum to talk about gadgets to make outdoor entertaining both safe and pleasant. --LINKS-- How to Safely Socialize (and Work) at Home During the Pandemic: https://www.kiplinger.com/personal-finance/shopping/home/601804/how-to-safely-socialize-and-work-at-home-during-the-pandemic; 15 Money Moves to Make Now to Prepare for 2021: https://www.kiplinger.com/personal-finance/601649/15-money-moves-to-make-now-to-prepare-for-2021; Tune Up Your Finances for a Better 2021: https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/601739/hope-for-the-best-plan-for-the-worst; Build a Bond Ladder with ETFs: https://www.kiplinger.com/investing/bonds/601759/build-a-bond-ladder

Dec 2020

20 min 49 sec

Kiplinger Executive Editor Anne Kates joins us to talk about her 2021 outlook for stocks, market sectors, and even some specific stocks. Also, hosts Sandy Block and David Muhlbaum discuss raises for next year as well as staying on the road and out of the ditch this winter. --LINKS-- One-Third of U.S. Employers Trim Projected Pay Raises for 2021: https://www.shrm.org/resourcesandtools/hr-topics/compensation/pages/one-third-of-us-employers-trim-projected-pay-raises-for-2021.aspx; Starbucks raises wages for baristas as restaurant industry braces for minimum wage hike: https://www.cnbc.com/2020/11/18/starbucks-raises-barista-wages-as-restaurants-brace-for-minimum-wage-hike.html; What Biden Will Do: 24 Policy Plays to Expect From the Next Administration: https://www.kiplinger.com/investing/economy/601784/what-biden-will-do-24-policy-plays-to-expect-from-the-next-administration; Where to Invest in 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601756/where-to-invest-in-2021; Stephanie Link: Expect Above-Average Gains in 2021: https://www.kiplinger.com/investing/economy/601757/expect-above-average-gains-in-2021; 11 Winter Car Maintenance Tips: https://www.kiplinger.com/slideshow/cars/t009-s001-winter-car-care-and-maintenance-tips-2019/index.html; Why Winter Tires Trump All-Wheel Drive: https://www.kiplinger.com/article/cars/t009-c004-s002-why-winter-tires-trump-all-wheel-drive.html

Nov 2020

36 min 13 sec

Black Friday and Cyber Monday this year will be like no other year before. Deal News analyst Julie Ramhold joins us to talk about the big sales already under way. Hosts Sandy Block and David Muhlbaum also talk about the Biden agenda and what to be thankful for in 2020. --LINKS-- What Biden Will Do: 24 Policy Plays to Expect From the Next Administration: https://www.kiplinger.com/investing/economy/601784/what-biden-will-do-24-policy-plays-to-expect-from-the-next-administration; Opinion: Biden shouldn’t Listen to Schumer and Warren on Student Loans: https://www.washingtonpost.com/opinions/biden-shouldnt-listen-to-schumer-and-warren-on-student-loans/2020/11/17/b5839042-2915-11eb-9b14-ad872157ebc9_story.html; 30 Great Black Friday Deals and Doorbusters for the 2020 Holiday Season: https://www.kiplinger.com/personal-finance/shopping/601801/black-friday-deals-and-doorbusters-2020-holiday-season; 47 Stores That Won’t Be Open on Thanksgiving Day, 2020: https://www.kiplinger.com/personal-finance/shopping/601781/stores-that-wont-be-open-on-thanksgiving-day-2020; 10 Things to Be Thankful for in 2020: https://www.kiplinger.com/personal-finance/601793/10-things-to-be-thankful-for-in-2020    

Nov 2020

25 min 49 sec

What's new, what's different, what's, dare we say, exciting on the health insurance front? Contributing Editor Lisa Gerstner runs through the new variables of the 2020 open enrollment season. Also, hosts Sandy Block and David Muhlbaum talk about how the stock market handles election results, as well as how the upcoming ski season will unfold. --LINKS-- Medicare open enrollment and more: https://www.kiplinger.com/retirement/medicare; Your Guide to Health Insurance Open Enrollment for 2021: https://www.kiplinger.com/personal-finance/insurance/health-insurance/601454/guide-to-health-insurance-open-enrollment-2021; Skitalk: 2021: The Year of the Backseat Baselodge: https://www.skitalk.com/ams/2021-the-year-of-the-backseat-baselodge.140/; Tony Dwyer, Cannacord Genuity: https://dwyerstrategy.canaccordgenuity.com/category/market-economic/; Kiplinger's Economic Outlook: Interest Rates https://www.kiplinger.com/economic-forecasts/interest-rates  

Nov 2020

23 min 18 sec

For Veterans Day, we run through benefits and programs meant to offset some of the financial risks service members take on. Also, hosts David Muhlbaum and Sandy Block talk about holiday tipping in the age of COVID and the cost of ... cats. --LINKS-- 17 People You Should Tip for the Holidays: https://www.kiplinger.com/people-you-should-tip-for-the-holidays; The Verge: Instacart Tweaks Tipping System After Tip-Baiting Outcry: https://www.theverge.com/2020/6/5/21281910/instacart-tip-baiting-changes-congress-inquiry-exploitation-covid-19; 10 Best Financial Benefits for Military Families: https://www.kiplinger.com/slideshow/saving/t065-s000-10-best-financial-benefits-for-military-families/index.html; Brandon Copeland: 4 Money Benefits All Military Personnel Should Know: https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/601683/4-money-benefits-all-military-personnel; 13 Costs of Owning a Cat: https://www.kiplinger.com/personal-finance/how-to-save-money/601560/12-costs-of-owning-a-cat

Nov 2020

20 min 24 sec

When Americans go to the polls (or send in their ballots) they decide on more than their leaders -- some significant state tax questions are at stake as well. We talk to Senior Tax Editor Rocky Mengle about proposals in Illinois, California and elsewhere. Also: bad news for "supersavers" and how the pandemic may have improved conditions for introvert car shoppers. --LINKS-- Bad News on IRA and 401(k) Contribution Limits for 2021: https://www.kiplinger.com/retirement/retirement-plans/601632/bad-news-on-ira-and-401k-contribution-limits-for-2021; Election 2020: States With Tax Questions on the Ballot: https://www.kiplinger.com/taxes/state-tax/601555/election-2020-states-with-tax-questions-on-the-ballot  

Nov 2020

32 min 34 sec

The well known maxim of putting 60 percent of your money in stocks and 40% in government bonds is due for some significant reworking, says a top analyst for Bank of America. Also, our hosts Sandy Block and Ryan Ermey discuss retiring where it's cold and the price you'll pay for pumpkin spice. --LINKS-- "Halfback" retiring: https://www.kiplinger.com/retirement/601218/8-things-you-must-know-about-retiring-to-the-carolinas; How Snowbirds Can Be Taxed as a Florida Resident: https://www.kiplinger.com/retirement/601492/how-snowbirds-can-be-taxed-as-a-florida-resident; Kiplinger's Retirement Tax Map: https://www.kiplinger.com/kiplinger-tools/retirement/t055-s001-state-by-state-guide-to-taxes-on-retirees/index.php

Oct 2020

25 min 50 sec

We talk to Kiplinger's newest collaborator. Playing outside linebacker for the New England Patriots is just one of the irons he's got in the fire -- and a number of them focus on financial literacy. Also, the 2021 COLA is revealed. --LINKS-- 2020 COLA announcement: https://www.kiplinger.com/retirement/social-security/601538/social-security-cost-of-living-adjustment-cola-for-2021-13; Brandon Copeland & Kiplinger announcement: https://www.prweb.com/releases/nfl_linebacker_and_financial_literacy_professor_brandon_copeland_joins_kiplinger_as_contributing_editor/prweb17432486.htm ; Kiplinger's profile of Brandon Copeland from 2019: https://www.kiplinger.com/article/saving/t023-c000-s002-personal-finance-lessons-from-a-nfl-pro.html; Brandon Copeland's website: https://brandoncopeland.com/

Oct 2020

40 min 22 sec

We talk to veteran comparison shopper (and Kiplinger editor) Bob Niedt about the ins and outs of Amazon Prime Day -- what's on sale, how to take advantage, and what's actually worth it. Also, how will Halloween go down in a pandemic, and insights on how to be a thrifty, happy snowbird. --LINKS-- Research from the NRF on Halloween spending: https://nrf.com/insights/holiday-and-seasonal-trends/halloween; Everything you need to know about Amazon Prime Day: https://www.kiplinger.com/personal-finance/spending/601521/the-ultimate-guide-to-amazon-prime-day-2020-when-it-starts-the; All of Amazon Prime's benefits: https://www.kiplinger.com/slideshow/spending/t050-s001-the-best-amazon-prime-benefits/index.html; What the competition is doing:https://www.kiplinger.com/investing/stocks/601509/5-stocks-to-watch-on-prime-day-that-arent-amazon;3 Retirement Tips for Snowbirds: https://www.kiplinger.com/slideshow/retirement/t037-s003-retirement-tips-for-snowbirds/index.html; How to make sure your "home" state doesn't come after you for taxes: https://www.kiplinger.com/slideshow/retirement/t055-s001-how-snowbirds-can-be-taxed-as-a-florida-resident/index.html; Great places to retire? Kiplinger does that!: https://www.kiplinger.com/retirement/happy-retirement/601003/find-a-great-place-to-retire ; https://www.kiplinger.com/slideshow/retirement/t047-s001-50-best-places-to-retire-in-the-u-s-2019/index.html ; https://www.kiplinger.com/slideshow/retirement/t037-s001-50-great-places-for-early-retirement-in-the-u-s/index.html; And make sure you check all the boxes: https://www.kiplinger.com/article/retirement/t021-c001-s002-estate-planning-for-snowbirds.html

Oct 2020

26 min 11 sec

The founder of Scott’s Cheap Flights joins David Muhlbaum and Sandy Block to discuss the dicey state of air travel today. Also, the new steps you need to take to get financial aid for college next year and weird goings-on with the savings rate. —LINKS— Appealing financial aid decisions: studentaid.gov/help-center/answers/article/what-is-professional-judgment;; Travel fees: www.kiplinger.com/personal-finance/spending/leisure/travel/601452/airlines-nix-change-fees; Americans' savings rate goes off the charts:  www.kiplinger.com/perso...g-cash

Oct 2020

37 min 22 sec

Kiplinger.com tax editor Rocky Mengle joins the show to tell you everything you need to know about the October 15 tax deadline. Ryan and Kiplinger car guy David Muhlbaum discuss preparing your car and home for winter. Both guests stay on for a game of financial Jeopardy! --LINKS-- Prepare your home for winter:  https://www.kiplinger.com/slideshow/real-estate/T029-S001-12-ways-to-prepare-your-home-for-winter/index.html; Winter car care and maintenance tips: https://www.kiplinger.com/slideshow/cars/T009-S001-winter-car-care-and-maintenance-tips/index.html; Tax moves to make before October 15: https://www.kiplinger.com/article/retirement/T055-C005-S004-extended-tax-deadline-moves-before-october-15.html; How well do you know Wall Street jargon? https://www.kiplinger.com/quiz/investing/T038-S001-how-well-do-you-know-wall-street-jargon/index.html; Jeopardy’s trickiest investing questions: https://www.kiplinger.com/quiz/investing/T052-S003-jeopardy-trickiest-investing-questions/index.html

Sep 2020

29 min 44 sec

Kiplinger.com investing guru and fan favorite Kyle Woodley rejoins the show to answer investor questions about tech stocks, the election and more. Sandy tells you which documents you need to save in case of emergency. Ryan announces his departure from Kiplinger’s. --LINKS-- Key documents to take with you in an emergency: https://www.kiplinger.com/article/real-estate/t065-c001-s003-key-documents-to-take-with-you-in-an-emergency.html#:~:text=These%20include%20your%20driver's%20license,change%20of%20address%2C%20says%20Stern.; Your essential emergency kit: https://www.kiplinger.com/article/saving/t023-c006-s001-your-essential-emergency-kit.html; 3 simple steps to creating a home inventory: https://www.kiplinger.com/article/insurance/t028-c000-s002-simple-steps-to-create-a-home-inventory.html; Low-volatility ETFs: https://www.kiplinger.com/slideshow/investing/t022-s001-10-low-volatility-etfs-for-roller-coaster-market/index.html; Buffett make a rare bet on Snowflake IPO: https://www.kiplinger.com/investing/stocks/tech-stocks/601397/warren-buffett-snowflake-ipo; Best stocks for a Trump election win: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601170/best-stocks-to-buy-president-donald-trump; Stocks to buy for a Biden presidency: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601171/best-stocks-to-buy-joe-biden-presidency

Sep 2020

33 min 2 sec

Kiplinger.com web editor Andrea Browne Taylor joins the show for a discussion on the financial pros and cons of homeschooling your children. Sandy and Ryan break down options for your 401(k) if you’re leaving your job. A new Wild Pitches segment features a dubious poll about taxes, and a bit of scam protection you likely don’t need. --LINKS-- How to decide on a 401(k) rollover: https://www.kiplinger.com/article/retirement/t001-c032-s014-leaving-a-job-how-to-decide-on-a-401-k-rollover.html; What to do with old 401(k)s and IRAs: https://www.kiplinger.com/article/retirement/t001-c032-s014-what-to-do-with-all-those-old-401-k-s-and-iras.html; The finances of homeschooling your kids: https://www.kiplinger.com/personal-finance/spending/601143/the-finances-of-homeschooling-what-to-expect; Kiplinger’s tax-filing advice: https://www.kiplinger.com/taxes/tax-filing; How secure are contactless payments? https://www.visa.co.uk/visa-everywhere/blog/bdp/2019/07/30/contactless-payments-are-1564505005367.html  

Sep 2020

36 min 21 sec

Ryan and guest host David Muhlbaum break down the rules for buying a used car in a main segment interview. The pair discuss nuances of the recent payroll tax cut and Ryan gives detail on his ranking of the best online brokers. --LINKS-- Workers face double taxation under the payroll tax break: https://www.kiplinger.com/taxes/601322/how-workers-face-double-taxation-under-trumps-payroll-tax-break; How to save on a used car: https://www.kiplinger.com/personal-finance/shopping/cars/used-cars/600997/how-to-save-on-a-used-car; Get your car on the cheap: https://www.kiplinger.com/personal-finance/shopping/cars/601098/get-your-car-on-the-cheap; Kiplinger’s 2020 online broker ranking: https://www.kiplinger.com/investing/wealth-management/online-brokers/601258/the-best-online-brokers-2020; Where’s Robinhood?: https://www.kiplinger.com/investing/wealth-management/online-brokers/601276/best-online-broker-rankings-so-wheres-robinhood; Overlooked brokerage perks: https://www.kiplinger.com/investing/wealth-management/online-brokers/601271/most-overlooked-broker-promotions-perks

Sep 2020

33 min 11 sec