TechGirl Financial Podcast

Victor and Kim Gaxiola

Designed specifically for Women in Technology the “TechGirl Financial Podcast,” provides financial planning and wealth management insights empowering listeners to live a work-optional lifestyle.

Hosted by co-founders Victor and Kim Gaxiola, the program curates current financial themes, and discusses important investment and planning concepts.

All Episodes

In this podcast we share how investors can take charge of their employee sponsored retirement savings plans and the options they have when changing jobs or retiring. Based on our whitepaper of the same name, podcast highlights include:  Powerful information that could potentially save you in taxes and fees Tips to help you put one step ahead in your retirement preparations How to avoid critical mistakes Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and LinkedIn.  Episode Links: Download the Taking Charge of Your 401(k) Whitepaper Schedule a chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Please be sure to speak to your financial professional to carefully consider the differences between your company retirement account and investing in an IRA. These factors include, but are not limited to change to availability of funds, withdrawals, fund expenses, and fees. Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

Nov 9

23 min

In this podcast we breakdown the TechGirl Financial Planning Process and how we work with clients to develop their own customized financial roadmap and the investment strategy to support it.  In our conversation we’ll share the steps we take and the reasons why we think of it as a journey. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and LinkedIn.  Episode Links: Schedule a chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

Sep 7

34 min 12 sec

In the spring of 2020 as the pandemic took hold, schools across the nation at all levels had to quickly shift from providing in-person learning to remote instruction. This affected the learning environment and opportunities for kids to excel and showcase their talent in college applications.  As a result, colleges and universities across our nation had to re-adjust their admissions standards and revisit their processes. In this podcast, Geoff Williams, 529 Specialist at John Hancock Investment Management joins us to share how today’s students can prepare for the shifting landscape of college admissions and how to impress admissions officers. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and LinkedIn.  Episode Links: The John Hancock Education Planning Center Schedule a chat with the TechGirl Financial Team Contact us Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and 529 Product Program Description, which can be obtained from a financial professional and should be read carefully before investing. Depending on your state of residence, there may be an in-state plan that offers tax and other benefits which may include financial aid, scholarship funds, and protection from creditors. Before investing in any state's 529 plan, investors should consult a tax advisor. If withdrawals from 529 plans are used for purposes other than qualified education, the earnings will be subject to a 10% federal tax penalty in addition to federal and, if applicable, state income tax. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

Aug 24

55 min 13 sec

After months living in the shadows of the pandemic, the world is finally re-awakening to embrace a new world. In the 5th season of our podcast, we will explore how our world is changing in multiple areas including: education, the workplace, medicine, health care, leadership and travel, and others. Join us as we invite special guests to the program to share their insights on the new world. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and LinkedIn. Episode Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

Aug 10

10 min 37 sec

In the financial services industry, we often disclose that when it comes to investing, past performance is not indicative of future results.  When it comes to investing in innovation, not only is this true but can provide a strategic advantage because you are investing in what CAN happen, not what HAS happened. In today’s podcast we explore the innovation premium that companies can offer by expanding their intellectual capital and investing in research and development. We talk about companies that have failed to innovate in the past, and the high price they paid for the lack of innovation, and what companies and industries are ripe for disruption in the future. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions Diversification and asset allocation strategies do not assure profit or protect against loss. Investing involves risk. Depending on the types of investments, there may be varying degrees of risk. Investors should be prepared to bear loss, including loss of principal.

Dec 2020

41 min 6 sec

Today we are thrilled to welcome Adriana Gascoigne, founder and CEO of Girls in Tech, a global non-profit dedicated to empowering, educating, and mentoring women in the technology industry. In our conversation Adriana shares how Girls in Tech has evolved from its early Silicon Valley roots to a global network across six continents with over 60,000 members, and how they are empowering women in tech face the challenges of our world.  Join us for this inspiring conversation with a rising tech star. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Girls in Tech Website Poppy Northcutt YouTube video Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

Nov 2020

52 min 31 sec

In today’s podcast we welcome Angelica Sirotin, a Gen Z Digitalization Expert, Venture Entrepreneur, Executive Producer, and Co-Founder of the Digital Pioneers Network. Angelica is one of the select few pioneering voices providing novel insights on Gen Z in the critical areas of digital transformation, education, and the future of work. Raised in technology, our conversation explores how Gen Z digital natives are changing the workplace and the long-term impact of their generation. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Angelica Sirotin on LinkedIn Angelica Sirotin on Twitter The Angelica Factor Magazine Digital Pioneers Network Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  Discussions in this show should not be construed as specific recommendation or investment advice. Always consult with your investment professional before making important investment decisions

Oct 2020

50 min 22 sec

As part of our Innovation Series this season, we are thrilled to have Asra Nadeem join us on the program.  Asra is the first female Pakistani venture capitalist and global speaker who has spoken on the TEDx stage.  She is President at DraperU, a pre-accelerator and co-founder of Opus.AI, a deep-tech company whose proprietary technology turns text into movies and 3D scenes in real-time.  We are very excited to have her on the program as we explore how technology is changing the future of entertainment and business via story-driven content trends and the hurdles that still need to be overcome. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Draper University- Pre-accelerator and incubator in Silicon Valley OpusAI – Make stories come to life Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Oct 2020

36 min 42 sec

Although 2020 will be remembered as the year of the Coronavirus pandemic, behind the scenes in labs, tech incubators and companies around the world, new innovations and processes are developing that will have long lasting repercussions on our everyday lives.  From deep learning to automation, 3D printing to next generation DNA sequencing, we are living in a new age of innovation.  Join us as we explore 10 BIG ideas for innovation that are already making headlines and will likely make a lasting impact on how we work, play live, and engage with one another. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Sep 2020

55 min 25 sec

The 4th season of the TechGirl Financial podcast will be centered around Innovation and its ongoing impact at home, at work and in our communities. Despite the global pandemic that has led to economic hardship for individuals and businesses around the world, we continue to seek the silver linings brought about by adversity in the fields of health care, communications, technology, business and education to name a few.  Join us, and our special guests, this season as we explore how innovation is driving the wheels of industry and keeping our nation moving forward.   Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Sep 2020

16 min 38 sec

At TechGirl Financial we NOW have the ability to manage Health Savings Accounts (HSAs) and wanted to share the many benefits that they offer to those that are eligible to participate. In this podcast we review the benefits, share who’s eligible, how much you can contribute each year, and how to make the most of your account. If you are interested in learning more, contact us. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola @victorgaxiola) and Kim Gaxiola @kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Download The Long-Term Value of an HSA White Paper Schedule a 15-minute chat with the TechGirl Financial Team Contact us  

Jun 2020

28 min 40 sec

As the Covid-19 pandemic continues to take hold our lives, the future of education and the college experience for students remains stalled and uncertain. This past month the California State University Schools announced that Fall classes would be entirely on-line, and more and more high school graduates are choosing to defer starting college and taking a gap year to wait things out. As a follow up and continuation of our last podcast, Ava Silva, our intern and current Santa Clara University Freshman, and Mika Gaxiola, our daughter and high school senior join us to provide their perspectives on the future of college education. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: College Financial Planning for Parents & Students Download – College Expense Parent/Student Worksheet Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

May 2020

29 min 9 sec

The closing of schools across the country this Spring has led to a great deal of uncertainty on the re-opening of schools this fall and the future of education. Due to the Coronavirus pandemic, how has the shift to online education and changes in acceptance criteria affect the value and experience of college education?  As many listeners of this podcast know, our daughter Mika is a senior in high school and this podcast centers around our own personal conversations and the options we are considering for her future. We know we are not alone with the anxiety and expectations that come with a such a big decision and hope that you will find some options to consider for your own children in this podcast.  Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: College Financial Planning for Parents & Students Download – College Expense Parent/Student Worksheet Schedule a 15-minute chat with the TechGirl Financial Team Contact us  

May 2020

28 min 5 sec

Based on the blog post of the same title, in this podcast Kim Gaxiola, CFP® shares why NOW is a great time to consider selling your RSUs. In addition to reducing a concentrated equity position, we explore how tax-loss harvesting, rebalancing and diversification can make an impact on your long-term investment strategy. If you’d like to learn more, please be sure to contact us to explore your own situation. Episode Links: Why Now May Be the Best Time to Sell Your Restricted Stock Units Blog Post Schedule a 15-minute chat with the TechGirl Financial Team Contact us Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

Apr 2020

18 min

Author and friend, Karen Cornwell, who has spent her career in technology, joins us to talk about her new book “You Can’t Fix What You Can’t See.” She shares how we must learn to leverage gender diversity to improve innovation and drive top-line growth. Her book delivers a wealth of experience and combines aspects of neuroscience, psychology, sociology, and linguistics. We hope you will enjoy this conversation as we dig deeper into the many insights her book explores and the stories she shares. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: You Can’t Fix What You Can’t See Website The book on Amazon Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor  

Apr 2020

45 min 19 sec

The world has been consumed with the Coronavirus pandemic and its impact on our daily lives. Driven by fear and uncertainty, the financial markets continue to exhibit a high level of volatility and despite the chaos, we remain positive and optimistic about the future. Join us as we share our insights on current events, what we are doing to address the pandemic, and how to make the most of the time at home.  At the end of the podcast we share an interview with our good friend, Dr. Jason Bellak of the Oklahoma Institute of Allergy, Asthma and Immunology on the Coronavirus pandemic. We are stronger than the Coronavirus, and we will get through this together! Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.    Episode Links: We Will Get Through This Together Video Interview with Dr. Jason Bellak Video Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

Mar 2020

52 min 20 sec

In the final podcast of our second season, we talk about money moves you should consider before the end of the year and introduce listeners to Ava Silva, our new intern. In addition, we expand on the value of charitable giving and the local and global organizations we support at TechGirl Financial.  As we close the second season, we’d like to thank all our listeners, guests and partners for their support and look forward to coming back in 2020 with season 3. Stay tuned! Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.   Episode Links: End-of-the-Year Money Moves Your Year-End Financial Checklist Cancer Research Institute Second Harvest of Silicon Valley Wounded Warrior Project Central Asia Institute Community Solutions Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. Cambridge does not offer Legal Advice.

Dec 2019

34 min 4 sec

In our final podcast of the Professional Education Series, Barbara Pretlove, Estate Planning Attorney at Pretlove Law joins us to talk about why it’s so important to establish your estate plan and legal documents. As part of the discussion, we explore how wills, trusts, powers of attorney and health care directives can ensure your wishes are carried out while alive, especially if suffering from dementia or medical conditions, and after you pass away. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Pretlove Law Website Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. Cambridge does not offer Legal Advice.

Dec 2019

40 min 25 sec

Being part of the Sandwich Generation is not easy, especially if you are caring for aging parents and raising kids at the same time. In today’s podcast we discuss how to approach the hard family conversation around dementia and Alzheimer’s disease. As part of our conversation we share early warning signs to look for, the types of questions to ask, and how to bring in your trusted advisors to help with next steps. As families gather to celebrate the holiday season, we think starting the conversation around these sensitive subjects will help ensure that your parent’s wishes are carried out when the time comes. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn Episode Links: The Working Caregiver Website:  If I Walked In her Shoes, Reflections in Caregiving by Sue Salach Just When U Think U Know What You’re Talking About, Along Comes Grandpa, Caregiving Resources for People in the Real World by Sue Salach And Every Morning The Way Home Gets Longer and Longer, A Novella by Fredrik Backman Understanding Long Term Care Insurance Article Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

Nov 2019

35 min 47 sec

We continue our Professional Education Series with Lisa Silva, CPA and owner of TaxPros in California.  With over 23 years of public accounting experience, Lisa has a deep focus on income tax planning and compliance for individuals and small businesses. In our conversation we talk about tax planning, working with Restricted Stock Units (RSUs) and Initial Public Offerings (IPOs), how to prepare for an audit, and how she stays abreast of tax law changes. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Tax Pros Website The Buzz Around IPOs Podcast Schedule a 15-minute chat with the TechGirl Financial Team Contact us  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.

Nov 2019

41 min 9 sec

In Episode 3, “How Financial Planning Helps You Make Big Decisions” we discussed the planning process and the steps we take to develop a financial plan. Today, we continue with the next stage in the process and explore HOW we go about selecting the specific investments used to execute the plan.  As part of the conversation, we cover the importance of risk tolerance, diversification, re-balancing, and why it’s best to work with an advisor to develop your strategy and identify the appropriate investments. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: S2EP3: How Financial Planning Helps You Make Big Decisions KonMari Your Finances Podcast Downloadable Resources Page Speaker Page Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies.  THESE ARE THE OPINIONS OF VICTOR AND KIM GAXIOLA AND NOT NECESSARILY THOSE OF CAMBRIDGE, AND ARE FOR INFORMATIONAL PURPOSES ONLY, AND SHOULD NOT BE CONSTRUED OR ACTED UPON AS INDIVIDUALIZED INVESTMENT ADVICE. DIVERSIFICATION AND ASSET ALLOCATION STRATEGIES DO NOT ASSURE PROFIT OR PROTECT AGAINST LOSS. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. INVESTING INVOLVES RISK. DEPENDING ON THE TYPES OF INVESTMENTS, THERE MAY BE VARYING DEGREES OF RISK. INVESTORS SHOULD BE PREPARED TO BEAR LOSS, INCLUDING TOTAL LOSS OF PRINCIPAL.

Oct 2019

45 min 19 sec

In the second episode of our Financial Professional Education Series, Jeni Nunn, Realtor at Coldwell Banker joins us to share how she helps clients buy or sell their home. Our conversation focuses on the first-time homebuyer experience, multi-generational solutions, and the creative approaches to buying in the Bay Area. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.  Episode Links: Jeni Nunn Website Jeni Nunn on Facebook Jeni Nunn on Instagram Schedule a 15-minute chat with the TechGirl Financial Team Contact us  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial™ and Cambridge Investment Research, Inc., are not affiliated companies. 

Oct 2019

53 min 15 sec

In this episode Kim and Victor explore how financial planning can help individuals and families with big decisions including: buying a home, paying off student loans, and preparing for retirement.  Using financial planning software, Kim and Victor share how they can create multiple scenarios and simulate a financial roadmap, including the potential bumps in the road. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.   Episode Links: Plan your own savings/retirement scenario in our “Financial Soapbox”- CLICK HERE Schedule a 15-minute chat with the TechGirl Financial Team Contact us Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial and Cambridge Investment Research, Inc., are not affiliated companies. 

Oct 2019

32 min 20 sec

In the first episode of our Financial Professional Education Series, Janene Chernoff, Branch Manager and Loan Officer at Guild Mortgage joins us to share insights on the mortgage lending process.  Our conversation focuses on the first-time homebuyer experience and what you should expect and consider BEFORE shopping for a new home; including the multiple financial and educational resources available to make home buying, even in a challenging area like Silicon Valley, possible. If you are considering buying or refinancing a home, don’t miss this episode. Remember, as a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and  LinkedIn.   Episode Links: The Guild Mortgage Homebuyers Loan Guide Types of Loan Programs Available Schedule a 15-minute chat with the TechGirl Financial Team Contact us  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial and Cambridge Investment Research, Inc., are not affiliated companies. 

Sep 2019

39 min 3 sec

We are back for Season 2 of the TechGirl Financial Podcast.  This season, we will explore the various stages of the client journey with other financial professionals in real estate, mortgage lending, accounting, estate planning and others.  It promises to be an educational ride that will keep you informed with insights from our collaborate team of experts. In the first Episode we lay the groundwork for the season, talk about recent market volatility and celebrate Life Insurance Awareness Month in September. As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook, and connect with us on Instagram and LinkedIn.  Episode Links: “What If?” Podcast on getting Insurance Schedule a 15-minute chat with the TechGirl Financial Team Contact us  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial and Cambridge Investment Research, Inc., are not affiliated companies. 

Sep 2019

21 min 32 sec

In this episode we explore how insurance is used to protect investors and their families due to an untimely death or disability and the high cost of long term care.  As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook and connect with us on LinkedIn.   Episode Links: A Look at Whole Life Insurance Article Term vs Permanent Life Insurance Protecting Those That Matter Most Video Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Jun 2019

32 min 31 sec

In this episode we explore college education planning and how you can prepare for the rising cost of education without sacrificing your own retirement. As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook and connect with us on LinkedIn.   Episode Links: A Countdown to College Article A Cheat Sheet for Sending Your Kid to College  Schedule a 15-minute chat with the TechGirl Financial Team Contact us

May 2019

26 min 6 sec

In this episode, we discuss the buzz surrounding recent IPOs in Silicon Valley, and what investors and employees of these companies should consider when startups go public. As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook and connect with us on LinkedIn.  Episode Links: TechGirl Financial YouTube Video: What To Do With Restricted Stock Options Schedule a 15-minute chat with the TechGirl Financial Team Contact us

May 2019

32 min 26 sec

In this episode, Sam X Renick, founder and creator of Sammy Rabbit joins us to share how he is teaching kids great money habits using songs, stories and activities that are both engaging and sticky.  In our discussion we explore how Sam is empowering kids’ dreams and improving financial literacy through the development of great habits and strategic life skills.  As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola @kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook and connect with us on LinkedIn.   Episode Links: Sammy Rabbit Website Sammy Rabbit on Facebook, Twitter and Instagram Get in the Habit YouTube link Schedule a 15-minute chat with the TechGirl Financial Team Contact us  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. TechGirl Financial and Cambridge Investment Research, Inc., are not affiliated companies.   

Apr 2019

43 min 30 sec

In this episode, we discuss how you can spark joy and organize your finances by applying the KonMari Method created by tidying expert Marie Kondo- bestselling author and star of Netflix’s hit show “Tidying Up with Marie Kondo”, and founder of KonMari Media, Inc. As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook and connect with us on LinkedIn.  Episode Links: KonMari Website Client Dashboard Onboarding Video Demo Are We There Yet? Build Your Financial Roadmap Presentation Schedule a 15-minute chat with the TechGirl Financial Team Contact us http://www.techgirlfinancial.com

Apr 2019

26 min 40 sec

In our final episode of our Talking About Money Series we move to the workplace to discuss how to apply the concepts and strategies of Kathleen Burns Kingsbury’s book to address how to leverage your strengths for better pay, flexibility and promotion. As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook and connect with us on LinkedIn. Podcast Links: Breaking Money Silence Website Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Apr 2019

36 min 36 sec

In this episode we continue talking about money to address money challenges at home with your kids and aging parents.  As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow us on Facebook and connect with us on LinkedIn. Podcast Links: Breaking Money Silence Website Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Mar 2019

1 hr

In this episode we continue talking about money at home with  your spouse or significant other and the specific areas you may want to address together.  The podcast recording provided a few surprises of our own as we discussed our own challenges with money and issues with holiday car commercials.  As a listener, you are part of the process and we encourage you to ask questions, make comments and offer suggestions for future shows. To participate, please send an e-mail to victor@techgirlfinancial.com or join the conversation on Twitter with Victor Gaxiola (@victorgaxiola) and Kim Gaxiola (@kimgaxiola) using the hashtag #AskTGF. We also encourage you to follow the TechGirl Financial page on Facebook and connect with us on LinkedIn.   http://www.techgirlfinancial.com Links:  Breaking Money Silence Website Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Mar 2019

30 min 1 sec

In this episode we dig deep by exploring the challenges individuals face when it comes to talking about money at home and in the workplace. Much of the discussion centers around the book Breaking Money Silence®, by author Kathleen Burns Kingsbury who defines the danger or not talking about money and the high price we pay for this silence. Join us as we explore how you can identify your own money issues and the steps you can take to break through them and improve the dialogue with your spouse or significant other, your boss, your children and aging parents. To learn more about how we are empowering women in technology to make better financial decisions to live a work-optional lifestyle. We also encourage you to follow the TechGirl Financial page on Facebook and connect with us on LinkedIn.   http://www.techgirlfinancial.com Links:  Breaking Money Silence® Website The Financial Wisdom of Ebenezer Scrooge by Ted Klontz, Brad Klonts and Rick Kahler Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Feb 2019

24 min 59 sec

In the first episode we introduce listeners to the TechGirl Financial Podcast and its hosts Victor & Kim Gaxiola. From their home office in California, the duo will share the reasons for the podcast, their background, and what listeners can expect in future episodes. To learn more about how we are empowering women in technology to make better financial decisions to live a work-optional lifestyle. We also encourage you to follow the TechGirl Financial page on Facebook and connect with us on LinkedIn.   Show Links: Schedule a 15-minute chat with the TechGirl Financial Team Contact us

Jan 2019

23 min 55 sec