Martini Mortgage Podcast

Kevin Martini

Kevin Martini with the Martini Group at Benchmark Mortgage is known for helping his Clients and Real Estate Partners create wealth through real estate with a mortgage. Kevin Martini and the entire Martini Mortgage Group have a unique way to simply and effectively communicate the current home loan and market opportunities.

It is not just a house...it is a home.

All Episodes

Today more than ever, there seems to be headlines and conversations about real estate values and mortgage rates in 2022, specifically about where they are headed and where they are going to be.  In this in this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini discuss in the detail the MartiniMortgage.com 2022 Housing Forecast. The MartiniMortgage.com 2022 Housing Forecast is based on data from Fannie Mae, Freddie Mac, National Association of Realtors, Zelman, Pulsenomics and the Mortgage Banker Association. It provides a very accurate glimpse of what the industry experts are predicting for home loan rates and home values in 2022.  To access the full report: https://www.martinimortgage.com/martinimortgage-com-2022-housing-forecast/ Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgage.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Nov 16

9 min 48 sec

Your credit is more important than ever today.  In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini shares 3 (proven) credit score hacks to increase your credit score for the purchase a home and secure a mortgage. If you do not have healthy credit, these 3 secret credit score hacks will improve your turbo fast.  If your credit score is already health, these proven strategies will be like giving your credit score steroids.  ENJOY :) Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgage.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Oct 12

13 min 22 sec

This special episode of the Martini Mortgage Podcast provides an audio glimpse into the Fall 2021 homebuyer guide that simply and effectively communicates the current real estate and home loan rate opportunity.    The Fall 2021 Homebuyer Guide is not just for first-time homebuyers, it is also for current homeowners that wish to be a repeat homeowners and fro people that work in the real estate arena.  There are many things to consider when buying a home regardless of your experience and that is why Certified Mortgage Advisor Kevin Martini and Senior Mortgage Strategist Logan Martini publish every season the Martini Buyer Guide.  The Fall 2021 Edition of the Martini Buyer Guide goes beyond today’s headlines to provide accurate housing market analysis and home loan information to help one that is thinking of buying real estate and getting a mortgage with facts based on pure data. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgage.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Sep 21

11 min 38 sec

There is not a ‘one-size-fits-all’ roadmap to financial health. On the journey to financial wellbeing is owning real estate.  For many the ultimate goal is financial freedom and to secure financial freedom owning a home is a the cornerstone.  Homeownership has financial benefits that can create generational wealth.  In addition, there are intangible benefits to owning a home too. Certified Mortgage Advisor, Kevin Martini, shares the 7 Financial Freedom Reason to Own a Home in this Special Edition of the Martini Mortgage Podcast (episode 127).  SPOILER ALERT: homeownership plays an active role in creating financial freedom.  Some of the many topics discussed in this life changing episode are: net worth, leverage, forced savings and tax benefits to name a few. Enjoy :) Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgage.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Sep 4

17 min 5 sec

Are younger people and millennials’  interested in purchasing a home?  YES THEY ARE and they driving the homeownership growth today.  You know what else is driving the homeownership growth rate?  Historic home loan rates.  Certified Mortgage Advisor Kevin Martini talks about if purchasing a home still makes sense in this special episode of the Martini Mortgage Podcast. BONUS Kevin Martini Talking Points:  #1:  ‘it isn’t a challenge, it is an opportunity’ #2: ‘a better long-term decision’ #3: ‘who’s wealth do you want to build’   Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgage.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Aug 25

8 min 43 sec

Recently there has been a lot of conversations and headlines about home affordability especially since homes have appreciated dramatically in the last 12-months.  In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini answers the question if homes are really still affordable.   Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgage.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Aug 12

11 min 32 sec

It does not matter if you are first-time homebuyer, repeat homebuyer, a seller of a house or a homeowner — you need to know the current hot topics about the housing market.  There has been a major shift in the housing market and in this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini shares the 3 talking points in the hosting market right now.     Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgage.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Jul 29

12 min 48 sec

It is not what 1 person thinks about where real estate is headed — it is what the top 100+ economists, investment strategists, and housing market analysts regarding their 5-year expectations for future home values in the U.S. Certified Mortgage Advisor, Kevin Martini, shares the break down of the most recent Home Price Expectation Survey in Episode 123 of the Martini Mortgage Podcast. To include, the year-by year predications and what these predication mean for future homebuyers and current homeowners. Kevin Martini is not just the host of the Martini Mortgage Podcast, he is a Certified Mortgage Advisor and producing Manager of the Martini Group at Cardinal Financial Company which is locates in Raleigh, North Carolina but helping families all over the U.S.  Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Jul 13

8 min 17 sec

With the increase of home values in the recent years, some are voicing concerns that we may be in another housing bubble like the one we experienced a little over a decade ago.  It is understandable how one could have this perception of the real estate market without full access  to all of the data.  The data is indisputable, 2021 is NOTHING like 2008 and Kevin Martini shares the 3 reason it is not a bubble, it is an opportunity in episode 122 of the Martini Mortgage Podcast. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Jun 29

13 min 12 sec

Right now there is a ton of chatter about the real estate market and mortgage rates.  Not just ‘want-to-be’ homebuyers are asking question, even current homeowners are asking question too…this episode of the Martini Mortgage Podcast, with Certified Mortgage Advisor Kevin Martini, goes beyond the headlines and into the real data about buying a home this summer.  Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Jun 22

12 min 42 sec

Today, the level of equity homeowners have is at an all-time high. This epic home equity position is prompting  many homeowners to to ask if they should stay and refinance their current home or should the list their home for sale and upgrade into a better home that will fit their needs.   For those considering to stay, should they refinance to a lower rate or a lower term.  If they stay, should they unleash some of the equity via a cash-out refinance to restructure their family debt and lower their monthly outflows. If they stay, are they in the right mortgage product?  A lot of questions for a homeowner to consider today if they want to stay. For those considering to go it may because they have realized that their current house will not meet the needs of their family in the future or worse, they have currently outgrown their current home.   Certified Mortgage Advisor, Kevin Martini with the Martini Group at Cardinal Financial Company provides priceless feedback for homeowners that are asking if they should stay or if they should go. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

May 29

14 min 21 sec

Certified Mortgage Advisor, Kevin Martini, hosts episode 119 of the Martini Mortgage Podcast which is titled: “5 Powerful Reasons to Own a Home”. There is nothing wrong with renting and there is a time to rent however that time is not now when you consider the 5 Kevin Martini Powerful Reasons to Own a Home that are shared in this episode.  Perfect credit is needed and large down payment is required are just a couple of the fairy tales that are preventing people from getting involved in homeownership and experiencing the the powerful reason to own a home.   The 5 reason that will be discussed in detail with feature and benefit are:  1- You are paying for housing whether you rent or own. 2- Housing is one of the only leveraged investments available today. 3- Owning a home is usually a form of forced savings.  4- There may be substantial tax benefits to owning a home. 5- Owning a home is a hedge against inflation.   Is owning a home right for you and your family?  I do not know but what I do know is one should make the decision based on facts if homeownership is right for them.  The fact finding journey starts with a clear understanding of the 5 Powerful Reasons to Own a Home. “In my professional opinion owning a home has been and will always be better from a financial standpoint than renting”. Kevin Martini  For more information about homeownership and about secure the right mortgage visit www.MartiniMortgage.com or call Kevin Martini who is a  Certified Mortgage Advisor and Producing Branch Manager of the Martini Group at Cardinal Financial Company, Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager | Martini Group at Cardinal Financial Company, Limited Partnership, NMLS 66247 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | 

May 20

13 min 40 sec

What is the outlook for the mortgage markets…what is the outlook for the housing market and what is the outlook for the economy in 2021?  Will interest rates rise in the year ahead?  Did you miss the opportunity to refinance?  Did you miss the opportunity to buy a home at an epic home loan rate? Will housing remain strong in 2021?  So many questions & they all will be answered in this special episode of the Martini Mortgage Podcast.    Chief Mortgage Strategist Kevin Martini will be discussing his 2021 predications on where home loan rates will be in 2021 and he will be sharing thoughts on whether housing will continue to be green and growing in 2021.     Kevin Martini | NMLS ID 143962 | Chief Mortgage Strategist and Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Jan 11

15 min 40 sec

If you are a first-time home buyer in North Carolina or a military veteran buying a home in North Carolina then you may be eligible for $8,000 in downpayment assistance with the North Carolina First Home Advantage Downpayment Program offered by the (a.k.a. NCHFA) with loan originated by the Martini Mortgage Group at Benchmark Mortgage which is based in Raleigh, North Carolina however serving all 100 counties in North Carolina.   This very unique program does NOT require a minimum investment from the homebuyer nor does this unique home loan offering put asset limitations on the homebuyer.  For more information about the North Carolina First Home Advantage Downpayment Program listen to this special episode of the Martini Mortgage podcast which is hosted by Chief Mortgage Strategist, Kevin Martini.   Kevin Martini | NMLS ID 143962 | Chief Mortgage Strategist and Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Dec 2020

10 min 9 sec

Chief Mortgage Strategist Kevin Martini hosts episode 114 of the Martini Mortgage Podcast which is about the new 2021 Conforming Loan Limits for Fannie Mae and Freddie Mac home loans.   Fannie Mae and Freddie Mac maximum conforming loan limits for 2021 will increase to $584,250 according to the Federal Housing Finance Agency (FHFA) November 24, 2020 Press Release.  The 2021 maximum conforming loan limits will increase $37,850 from the 2020 level.  In 2020 the maximum conforming loan limit was $510,400 however in 2021 the new maximum conforming loan limit will be $584,250. Kevin Martini | NMLS ID 143962 | Chief Mortgage Strategist and Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity   

Dec 2020

8 min 28 sec

If you are a first-time homebuyer, a repeat homebuyer or work in the real estate arena this podcast episode is for you.   Chief Mortgage Strategist Kevin Martini curated this Martini Mortgage Podcast episode to simply explain the housing market and the process of getting a mortgage and to introduce a free resource which is referred to as  The Winter 2021 edition of the Martini Buyer Guide (a.k.a. Things to Consider when Buying a Home). The Martini Buyer Guide has 10 informative articles that discusses refinancing a home or  buying a home and getting mortgage not just Raleigh, North Carolina market but in any market. In the pages of the Martini Buyer Guide there is national housing data from industry icons like; Fannie Mae, Freddie Mac, Zillow, CoreLogic, Mortgage Bankers Associations (MBA) and National Association of Realtors (NAR).   In episode 115 of the Martini Mortgage Podcast not everything that is discussed in that is shared in the Winter 2021 Martini Buyer Guide, just a glimpse of some key articles.  The full homebuyer guide has 10 key topics and they are: Why you should’t wait until Spring to Buy a Home A New Meaning for Homeownership The Expert Winter Housing Market Forecast Home Price Appreciation is on the Rise Knowing the Lingo Steps to take if you Want to Buy a Home You NEED an Expert Kind of Guide  How Downpayment Assistance opens the door to Homeownership  4 Tips for making a Successful Offer Things to avoid after Applying for a Mortgage There is no question that getting a home and buying a home in Raleigh, anywhere in North Carolina or in the U.S. for that matter, is a process…it is not an event.  Since there is never a substitute for education, the home buying process needs to start with education regardless of the experience level of the homebuyer.  This is especially true since COVID-19 has impacted mortgage guidelines and how real estate transactions are done.  With the Martini Mortgage Podcast and the Martini Buyer Guide is curated to provided factual information based on reliable sources and provides relevant information that go beyond the headlines.   Of course, the Winter 2021 Edition of the Martini Buyer Guide will address many of your questions and concerns however it may prompt additional questions or you may need  more clarity about what you read.  Chief Mortgage Strategist Kevin Martini and Mortgage Strategist Logan Martini with the Martini Mortgage Group at Benchmark Mortgage are dedicated to make sure you have your questions answered and concerns addressed.  Towards that end, if you have any questions about what you read, they are here to help, just call either Kevin Martini or Logan Martini by calling: (919) 238-4934.  

Dec 2020

11 min 5 sec

Things to Consider When Buying a Home Fall 2020 There are many thing to consider when buying a home as a first time home buyer or as a repeat homebuyer.  Raleigh Mortgage Strategist, Kevin Martini, highlights 10 key topics that are top of mind for many right now whom are considering to buy real estate now, soon or in the future. Episode 110 is an audio summary of the Fall 2020 Martini Buyer Guide called: Things to Consider when Buying a Home. The information in this 20-page homebuyer guide is helpful if one is buying or if one is selling real estate.  It is event helpful for one that works in the real estate arena. The Martini Buyer Guide is available for FREE by going to: www.MartiniBuyerGuide.com Kevin Martini | NMLS ID 143962 | Chief Mortgage Strategist and Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Sep 2020

11 min 42 sec

Your mortgage can be a deal maker or a deal breaker.  When you are buying a home for the first time or as a repeat buyer, it is irrelevant to communicate to a home seller that you are ready and willing…you need to communicate that you are ready , willing and able to buy.  The only way to properly communicate your ability to buy is via a Mortgage Pre-Approval Letter.    Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgages discusses the material differences between a mortgage pre-qualification and mortgage pre-approval in episode 109 of the Martini Mortgage Podcast.   Kevin Martini | NMLS ID 143962 | Chief Mortgage Strategist and Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Aug 2020

10 min 58 sec

Today, top of mind with many people is real estate.  People that own real estate are concerned about the economy and how it is going to impact their home value.  Renters are concerned with jobs or unemployment numbers and this is preventing them from exploring buying options.  Jobs and the housing market is what this special episode of the Martini Mortgage Podcast is all about.    KEVIN MARTINI | NMLS ID 143962 | CHIEF Mortgage Strategist AND BRANCH MANAGER | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N BLOUNT ST RALEIGH, NC 27604 | (919) 238-4934 | www.KEVINMartini.com | KEVIN@KevinMartini.com |Equal Housing Opportunity

Jul 2020

14 min 7 sec

Mortgage rates are not just low they are hovering near historic all-time lows.  In addition, home appreciation in this market is not myth — it is a reality! Mortgage Strategist Kevin Martini discusses what the current home loan rate environment is like and what it means to one that is a first-time home buyer or a repeat homebuyer too.  Plus a discussion about home prices...where are they head and how has COVID-19 impacted them. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity    

Jun 2020

12 min 2 sec

The housing market in 2020 is not like the real estate market in 2008.  Many people have questions today about where the housing market is headed since courtesy of COVID-19 we are in the middle of an economic slowdown.  The current real estate market today is materially different then the real estate market in 2008.    The 103rd episode of the Martini Mortgage Podcast with Mortgage Strategist Kevin Martini is called: If you are thinking this like 2008, STOP IT!   2020 is not a rinse and repeat of 2008 looking at the top 5 key metrics: Home Price Appreciation, Mortgage Credit Availability, Number of Homes For Sale, Use of Home Equity & Home Equity Earned.   After tuning into this episode check out the article called: STOP…This Housing Market Is Not Like 2008 which starts on page 3 of the Summer 2020 Martini Buyer Guide called: Things to Consider When Buying a Home.  It is available for FREE but packed with information that you need to know about buying a home.       ENJOY and if you have questions about what you hear or read — just call Kevin Martini for trusted advice.   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Jun 2020

13 min 40 sec

Credit score 101 is the name of the 101st episode of the Martini Mortgage Podcast which is hosted by Raleigh Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgage.    FACT: You need a credit to secure a mortgage.    FACT: Many people overestimate what their credit score needs to be in order to secure a mortgage.  In addition, many people overestimate the amount of money that is needed for down payment to buy a home and secure a mortgage.   FACT: Your credit score does NOT define who you are.   FACT: Poor credit can become exceptional credit   Credit Score…what is considered poor, what is considered exceptional.   Credit score for the purpose of mortgage ranges from 300 to 850.  The higher the score the better!  There are several bracket of credit score: the highest bracket is ‘exceptional’ and the lowest bracket is ‘poor’.  If your credit is at 800 or north of 800 it is considered to be exceptional.  If your credit score is between 799 to 740 it is considered to be very good.  If your credit score is between 739 to 670 it is considered good.  If your credit score is between 669 to 580 it is considered fair and if it is at 570 or below, it is considered to be poor.    “Bad things happen to good people, your credit score does not define whop you are.” Kevin Martini     Where you get your credit score matter! There are 3 credit repositories (a.k.a. credit bureaus or credit agencies) and they are: Equifax, Experian and TransUnion.  They have literally thousands of models and every industry uses a different model so the score secured by a credit card company will be different than one by a car dealership…the score to get a mortgage will be materially different than a free consumer credit score site.   Free consumer credit reports.   Free consumer credit score site and services offered by credit card companies only offer generic score.  The objective of this score is helpful to give you a feeling where your credit is on the aggregate.   “Let me use the weather as an analogy. The free consumer sites are going to tell you if it is hot outside or if it is cold outside, they might even tell you it is chilly or warm but they are not going to tell you the exact temperature nor will they be able to tell you if it going to rain.” Kevin Martini Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity  

May 2020

14 min 56 sec

Coronavirus Mortgage Relief and Opportunity Options is a special episode of the Martini Mortgage Podcast to help one understand their relief options and for one to understand their opportunities if they are a homeowner or want to be a homeowner.     Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount Street Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Apr 2020

12 min 42 sec

Private Mortgage Insurance (a.k.a. PMI) is a good thing!  Without PMI a 20% does payment would be required to secure a conforming home loan — PMI allows one to buy a home with less than 20% down.  The monthly cost fo PMI depends on the home’s value, the amount of your down payment and your credit score.  Once you have built equity of 20% in your home, you can cancel your PMI and remove that expense from your mortgage payment.  That is correct, one can purchase a home with less than 20% down and PMI  in cancellable.    Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Mar 2020

15 min 39 sec

Is real estate the best investment one can make today? As a primer, there is never a wrong time to make the right investment.  In addition, buying a home is smarter than renting.  It is my opinion, that right now is one of the best times in history to buy real estate.  Episode 94 of the Martini Mortgage Podcast will highlight why real estate is the bet investment one can make.   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Feb 2020

12 min 6 sec

Homeownership is not right for everyone but if it is right for you and your family it is important that you know the financial benefits of owning a home.  Raleigh Mortgage Lender Kevin Martini shares his 6 financial benefits of owning a home in this special episode of Mortgage Podcast. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Feb 2020

17 min 3 sec

There is nothing wrong with renting and there is a time to rent however that time is not now.  Year after year after year rents have gone up and there is no sign of this uptick stopping however there is a way that you can lock in your housing costs and that is with a fixed rate mortgage. Episode 092 of the Martini Mortgage Podcast with Kevin Martini is called: If you Rent and Want to Buy a Home “I have found that many people overestimate the amount of downpayment that is needed to buy a home and secure a mortgage…I have also found that many people overestimate what their credit score needs to be.”  Kevin Martini, Branch Manager and Senior Mortgage Strategist at the Martini Mortgage Group with Benchmark Mortgage Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Feb 2020

10 min 15 sec

Payment history, the amount owed, length of credit, type of credit used and new credit is just some of the information on your credit report and this is also some of the items that determine your what your credit score is.  Episode 091 is about credit reports and credit scores. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Feb 2020

13 min 27 sec

There are great advantages to owning a home, yet many people continue to rent. Now do not get me wrong…there is a time to rent HOWEVER in my opinion, that time is not now.  Renting right now may be a very shortsighted option.   In this episode of the Martini Mortgage Podcast, Kevin Martini with the Martini Mortgage Group shares the true cost of not buying a home. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Jan 2020

11 min 25 sec

Are home affordable today?  Some folks have the perception homes are less affordable today than they have been in the past.  It is easy to understand why one would have this sentiment since home values have been going up year, after year, after year however perception is not reality. Episode 089 of the Martini Mortgage Podcast with Kevin Martini is about home affordability and during the episode the National Association of Realtors (NAR) Housing Affordability Index will be discussed…towards that end, below is the Housing Affordability Index from 1990 to today. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Jan 2020

11 min 5 sec

2020 is here and how will mortgage rates react in this new decade?  Will home sales remain the same, slow down or accelerate in 2020?  Will home values continue to rise or will they slide in 2020?  It is not my narrative that one should consider but the narrative of the what the industries most trusted entities have to say (e.g. CoreLogic, Fannie Mae, Freddie Mac, National Association of Realtors {NAR}, Mortgage Bankers Association {MBA}). This episode of the Martini Mortgage Podcast was curated to share what the experts think is going to happen in 2020 as it relates to mortgage rates, home sales and Home values. Kevin Martini is not just the host of the Martini Mortgage Podcast…he is also the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.  Kevin Martini provides the families he works with trusted advice with a frictionless loan process — if you have questions about what you hear on the Martini Mortgage Podcast or questions about the current home loan rate environment or the unique home loan programs offered by Kevin Martini and Logan Martini with the Martini Mortgage Group at Benchmark Mortgage than simply call: (919) 238-4934. For more information about buying a home check out the Winter 2020 Edition of: Things to Consider When Buying a Home by Kevin Martini and Logan Martini   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Jan 2020

11 min 13 sec

A very special program offered to first-time home buyers or military veterans or one that is buying in a targets cents tract is a tax credit. A tax credit is materially different from a tax deduction…in short, the difference between a deduction and credit is a credit directly decreases the amount of tax you owe while a deduction lowers your overall amount of tax.  Raleigh mortgage lender Kevin Martini hosts the 87th episode of the Martini Mortgage Podcast and is is about the Mortgage Credit Certificate (MCC) (a.k.a. the Tax Credit for First-Time Home Buyers). Oh by the way, every season Kevin Martini and Logan Martini co-author a homebuyer guide called: Things to Consider When Buying a Home.  It simply and effectively communicates the current ground floor opportunity. www.MartiniBuyerGuide.com Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Dec 2019

11 min 59 sec

So you have been thinking of buying a home however it is now winter…let me share a Kevin Martini fact with you…buying a home for the first time or as a repeat homebuyer in the winter is smart.  In fact there are several advantages to buying a home during the winter and in this episode of the Martini Mortgage Podcast, I am going to share the 4 reason to buy a home this winter. SPOLIER ALERT: Kevin Martini is not just the host of the Martini Mortgage Podcast...he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina.  In this episode, Kevin will go into detail on price, home loan rates and more.   4 Reasons to Buy a Home in Winter 2020 is based on an article in the Winter Edition of the Martini Buyer Guide called: Things to Consider when Buying a Home -- this is a free publication that simply explains what is going on in the market and what you need to know before you buy and what to expect when you buy a home. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Dec 2019

12 min 57 sec

Buying a home is a process not an event. Whenever you are buying a home, the home should always be second NOT first — the first step is always the loan and even before the loan is education.  There is never a substitute for education especially when you are buying such a big asset and creating such a large debt.  This episode of the Martini Mortgage Podcast is called: Things to Consider when Buying a home - the Winter 2020 edition of the Martini Buyer Guide that is co-authored by Kevin Martini and Logan Martini.    The host of the Martini Mortgage Podcast is Kevin Martini and he is also a Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which has its headquarters in Raleigh, North Carolina.  The Winter 2020 Edition of the Martini Buyer Guide is curated to simply and effectively communicate the current ground floor opportunity for first-time and repeat homebuyers.  This opportunity is not limited to Raleigh or the Triangle or North Carolina -- this is happening in every city in every state. This episode is an audio synopsis of things to consider when buying a home. Once can get free access to this priceless homebuyer guide by going to www.MartiniBuyerGuide.com -- yes, it is free and no email is even required to download however the information is priceless. OH BY THE WAY: the Martini Mortgage Podcast is available on all streaming services & fresh episodes every Tuesday that simply and effective communicate the current opportunity.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Dec 2019

16 min

What is a Silver Tsunami?  It is a metaphor used describe the aging population. This episode of the Martini Mortgage Podcast with Kevin Martini is about the Silver Tsunami which will impact every housing market in the U.S.  As Baby Boomer's age they will be leaving their current owner occupied home and that home is likely to hit the market and cause a flood of inventory in certain markets. What markets are likely to be impacted by the Silver Tsunami…will Raleigh, North Carolina be impacted by the Silver Tsunami?   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Dec 2019

9 min 20 sec

Kevin Martini is the host of the Martini Mortgage Podcast and on Episode 083 shares the #KevinMartiniLive ‘Skip the Coffee’ concept.  Skip the Coffee is a concept that Kevin Martini developed based on the premise that one should look at small purchases the same way they look at large purchases. “If one took a serious look at the small things they spent money and said no to that latte and allocated those monies towards their home loan principal, they could make a huge difference in getting your mortgage paid off faster”. - Kevin Martini Carving out of you daily budget just $5.00 a day (e.g. $150) a month could save years off your mortgage.. WHAT IF… you could just add $5.00 dollars a day to your principal. Would it matter? Listen and find out. If you or someone you know has questions about the Kevin Martini Skip the Coffee concept or questions about the Raleigh mortgage rate environment or questions about the unique mortgage products the Martini Mortgage Group at Benchmark Mortgage offers, just reach out to us at (919) 238-4934. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity Related: http://martinimortgagegroup.com/skip-the-coffee-by-kevin-martini/

Nov 2019

12 min 8 sec

The VA Home Loan helps Servicemembers, Veterans and eligible surviving spouses become homeowners.  The VA Home Loan is not a ‘one-time’ benefit — this home loan solution can be used more than once and in certain circumstances one could have 2 VA Home Loans at the same time. This is the best home loan options available, as it should be…effective January 1, 2020 the VA Home Loan is even getting better via the Blue Water Navy Vietnam Veterans Act of 2019.  Raleigh Mortgage Lender, Kevin Martini hosts episode of 82 of the Martini Mortgage Podcast which is about the what you need to know about the Blue Water Navy Vietnam Veterans Act of 2019. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Nov 2019

9 min 51 sec

The FHA Home Loan is one of the most misunderstood mortgage program not just with home buyers but also by many real estate professionals so in turn, it become confusing to home sellers too.  The host of the Martini Mortgage Podcast and the Senior Mortgage Strategist of the Martini Mortgage Group is Kevin Martini … this episode is about the FHA Home Loan solution…the credit score needed may surprise you but do not be tricked, the FHA Home Loan  is not just for one that has a bump of bruise on their credit — many people with flawless credit select this solution too since there are many features of the FHA Home Loan that are not offered by other mortgage products. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Nov 2019

10 min 39 sec

The housing boom is just beginning in Raleigh, North Carolina and the housing boom is not exclusive to the Triangle of North Carolina, it is happening all over North Carolina and the U.S. too!  It is the opinion of many experts, the most important driver of home prices is supply and demand. Right now supply has some challenges and there is a ton of demand and that demand is not based on speculation…it is based on need because of the current age of the populations. Trusted Raleigh mortgage lender Kevin Martini hosts episode 80 of the Martini Mortgage Podcast which is called: The Housing Boom is just Beginning right NOW! If you are thinking of buying a home or selling a house there are many things to consider and to help with the discovery of those items to consider check out the Martini Buyer Guide called: Things to Consider when Buying a Home  - it simply and effectively communicates what you need to know. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Nov 2019

12 min 14 sec

Congratulations! You have started the home buying process and have your mortgage approval or you’ve found a home to buy and have applied for a mortgage! It is exciting and undoubtedly your excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult with your mortgage strategist because there are things that you could do that WILL impact your approval. Episode 79 of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini highlights the things to avoid after applying for a mortgage…it is called: 7 things to avoid after applying for a mortgage Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Oct 2019

10 min 31 sec

We all know what a mortgage is however do you truly understand how the current rate environment can amplify your buying power? Amplified buying power for a home is the story that not many folks are not talking about and it should be top of mind if you are thinking of buying, selling or refinancing real estate.   This episode of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini is called: Mortgage and Home Loan Rates

Oct 2019

11 min 28 sec

It is not your credit score…it is about your credit scores because you have more than one and your credit scores are unique based on what type of industry is previewing your credit.  Yes, your credit score depends on payment history, credit usage, credit age, credit mix and credit inquiries however it also depends who is pulling your credit and which repository they are pulling it from. This episode of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini is about credit & the thing you should know.

Oct 2019

14 min 14 sec

It really does not matter if you are buying a home for the very first time or you are purchasing a home for the fifth time, buying a home is a process, it is not an event. There are 4 very unnecessary first-time homebuyer mistakes that are are made and they are the subject of this episode of the Martini Mortgage Podcast.  Oh by the way, these unnecessary mistakes are not just limited to first-time homebuyers. As an added resource be sure to check the Martini Buyer Guide called: ‘Things to Consider when Buying a Home’ — this homebuyer guide is designed to simply and effectively share what is going on in the market and what you need to know about buying real estate.  Yes, the Martini Buyer Guide is free however the information is priceless.  To access go to: www.MartiniBuyerGuide.com To stay up-to-date on what is going on in the markets & to see what tips Kevin Martini has to share in real time, follow Kevin Martini on Instagram ( @KevinMartiniLive ) or simply search #KevinMartiniLive Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Oct 2019

13 min 10 sec

If you are a Servicemember or Veteran and you have a current VA Home Loan then the VA Streamline Refinance also known as the Interest Rate Reduction Refinance Loan (IRRRL) may not just be a great way to save but an express option for you to save.  There are many ways one can refinance a VA Mortgage however in episode 75 of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini the no appraisal required with limited documentation & speedy VA Streamline Refinance is discussed in detail. For additional resources on this common sense and express refinance option for Servicemembers and Veterans with a current VA Home Loan check out the article written by Raleigh mortgage lender Kevin Martini called: VA Streamline Refinance a.k.a. Interest Rate Reduction Refinance Loan (IRRRL) For more information on securing a VA Home Loan for the purchase of a home, be sure to check out: VA Home Loans Made Simple which is episode 72 of the Martini Mortgage Podcast.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Oct 2019

11 min 26 sec

There are 4 reason that one should consider to buy a home in the fall of 2019 and Kevin Martini highlights these 4 important reason in the 74th episode of the Martini Mortgage Podcast.  Kevin Martini is not just the host of the Martini Mortgage Podcast…he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina however serving families all over the great state of North Carolina. Every Season Kevin Martini publishes a homebuyer guide that simply and effectively communicates the current housing opportunity…the Fall 2019 edition was recently released and was the subject of the 73rd episode of the Martini Mortgage Podcast.  In this homebuyer guide that is called the Martini Buyer Guide & that is available for free by going to www.MartiniBuyerGuide.com the marque article is titled ‘4 Reasons to Buy a Home This Fall’ — this article and this episode shares the 4 reasons. ENJOY :) Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Sep 2019

12 min 24 sec

Raleigh Mortgage Lender Kevin Martini and Logan Martini release their Fall 2019 Homebuyer Guide called Martini Buyer Guide and episode 073 of the Martini Mortgage Podcast highlights some of the ket articles in this FREE 20+ page homebuyer guide called the Martini Buyer Guide ( www.MartiniBuyerGuide.com ). Kevin Martini and Logan Martini every season publish a homebuyer guide that simply and effectively communicates the current market opportunity…the Fall 2019 edition is available right now but what is the Martini Buyer Guide? Simple put, the Martini Buyer Guide is published 4 times a year and myself, Kevin Martini, and Logan Martini co-author it in order to  simply and effectively communicate the current market opportunity.  The Fall 2019 edition is over 20 pages and it is divided into 3 sections… Section number one highlights what is happening in the housing market…section two goes over what you need to know before you buy a home and the third section covers what you can expect when buying a home.  The homebuyer guide is FREE however the information is priceless if you are thinking of buying a home for the first time or the fifth time.   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity  Logan Martini | NMLS ID 1591485 | Mortgage Strategist | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900  Raleigh, NC 27603 | (919) 238-4934 | www.LoganMartini.com | Logan@KevinMartini.com |Equal Housing Opportunity 

Sep 2019

9 min 55 sec

What is a VA Home loan?  Who is eligible to secure a VA Home Loan for a purchase or refinance?  What are the 4 Kevin Martini things you need to know about a VA Home Loans?  What are the 9 benefits of a VA Home Loan? Episode 72 of the Martini Mortgage Podcast with Raleigh mortgage lender & Mortgage Strategist Kevin Martini was curated to share everything you need to know about a VA home loan.   It is called, VA Home Loans Made Simple. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Sep 2019

12 min 58 sec

Raleigh mortgage lender Kevin Martini talks about when buying a home a homebuyer should not be concerned about the price because it’s all about the cost of the home NOT the price.  What is important to a homebuyer is very different from what is important to one that is selling a house.  When you are a seller of a house you need to most concerned with the price or the short term price pressures, in other words where are home values headed over the short-term HOWEVER if you are a homebuyer of a home, you should NOT be concerned about the price.  Homebuyers  MUST NOT BE concerned about the price but instead of the long-term cost of the home. Episode 71 of the Martini Mortgage Podcast is called: ‘it’s about the cost…’ and is hosted by Raleigh mortgage lender Kevin Martini.  Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is headquartered in Raleigh, NC however helps families all over the great state of North Carolina. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Sep 2019

11 min 38 sec

It is hard to believe that Fall is knocking on the door and Summer is almost done…this is a Mash-Up of the 3 most popular episodes of the Martini Mortgage Podcast in the Summer of 2019 based on downloads.  Episode 70 will contains a snippets from: Episode 24 | The Cost of NOT paying Private Mortgage Insurance (a.k.a. PMI) … Episode 36 | 7 Reasons that Owning is Financially BETTER than Renting … Episode 46 | Five Financial Reasons to Buy a Home The Martini Mortgage Podcast is curated by Kevin Martini with the mission to simply and effectively communicate the current market opportunity for someone that is thinking of buying a home and getting a mortgage. Kevin Martini is the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.  Fresh content is released every Tuesday and available on all streaming services or by the website: www.MartiniMortgagePodcast.com Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Aug 2019

16 min 6 sec

Is real estate the best investment for today and in the future for you and your family? Raleigh mortgage lender Kevin Martini shares the data from leading sources to go beyond the headlines with facts to help. In addition, Episode 69 of the Martini Mortgage Podcast will provide data on consumer attitudes, intentions and perception of the housing market.    'I do not know owning real estate is right for every family but for my  family it has been and continues to be the single best investment'.  ~ Kevin Martini   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Aug 2019

12 min 49 sec