Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.