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Do This If You Want To Be Broke All Your Life

By Charles Kelly

The FCA has spent “two years” looking at the high cost of borrowing from pay day lenders, banks and rent to own furniture merchants. Whilst interest rates for this type of borrowing are completely out of order, what we need to do is to educate people not to borrow money to buy depreciating consumer goods in the first place. Borrowing money at extortionate interest rates to buy expensive televisions and vacuum cleaners will keep you in poverty for the rest of your life.

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