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Arranging an Overdraft, Lloyds Overdraft Charges and Asset Finance Usage - BFB Epsd 195

By Rob Warlow

Regular feedback we have from Business Loan Services clients is how difficult it can sometimes be to arrange an overdraft limit. Iwoca, the short-term loan provider, recently undertook a mystery shopping expedition to see how challenging it can be! In this Bulletin we see how they got on and share 3 tips if you’re looking for an overdraft. Staying with the subject of overdrafts, Lloyds Bank has announced a revision of its overdraft charging structure. We look at the changes and how it’s decision to simplify the cost of running an overdraft will make the charge more transparent and easier to understand. To close, we look at the latest asset finance statistics from the Finance and Leasing Association. The most recent figures show usage of asset finance increased in October, but year-on-year, the growth is less than stellar suggesting that business owners are holding back on investment.

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